Is diversified Consultants a scam?
What is Diversified Consultants? Diversified Consultants is a legitimate debt collection agency based in Jacksonville, Florida, with branch offices in Louisville, Kentucky, and Tualatin, Oregon. By “legitimate, “we mean DCI is not a scam.
What is a diversified consultants agreement?
This agreement means Diversified Consultants will delete the collections account from your credit report in exchange for your payments on the debt. Once again, ensure you have the agreement in writing before you make any payments. Agreements over the phone are not sufficient.
Is diversified Consultants a bona fide collection service?
They are a bona fide debt collection service that is likely targeting you over an old bill that has not been paid. Unfortunately, companies like Diversified Consultants will seek the money, no matter the current circumstances. Dealing with collection companies and the credit reporting bureaus may be intimidating, but we’re here to help.
Where is diversified consultants located in Florida?
Headquarter Address: 10550 Deerwood Park Blvd Suite #309, Jacksonville, Florida 32256 Diversified Consultants has received hundreds of complaints via the Better Business Bureau and the Consumer Financial Protection Bureau; however, the agency is quick to resolve all of its BBB.org complaints.
Is Diversified Consultants legitimate?
Diversified Consultants is a legitimate debt collection agency based in Jacksonville, Florida, with branch offices in Louisville, Kentucky, and Tualatin, Oregon. By “legitimate, “we mean DCI is not a scam. With over 1,000 employees, Diversified Consultants is one of the largest debt collectors in the United States.
What is a diversified consultant?
Diversified Consultants is a debt collector reporting a collection account on your credit report. In some cases this means they purchased the debt from the original creditor (i.e. a credit card or loan company). Usually this means they paid pennies on the dollar, sometimes 1/10th of the original cost, to buy this debt.
What happened to diversified consultants?
Jacksonville-based Diversified Consultants Inc. is permanently closing and terminating all 250 positions, the company's CEO wrote in a notice filed with the state. "DCI was already on the verge of closure prior to the COVID-19 outbreak, and has been attempting to restructure its debt for several months," Zehnder wrote.
When did Diversified Consultants close?
In a letter that was distributed to employees in late March and reviewed by AccountsRecovery.net, the company announced it will be permanently closing its doors before April 30 and that all employees would be laid off in stages starting on April 1.
Is diversified adjustment services legit?
Diversified Adjustment Services is a legitimate company. They are not a fake company, or a scam. But, they may spam call and harass you. One of the best ways to combat this is to dispute and remove unvalidated debts.
What do you mean by diversify?
transitive verb. 1 : to make diverse or composed of unlike elements : give variety to diversify a course of study. 2 : to balance (an investment portfolio) defensively by dividing funds among securities (see security sense 3) of different industries or of different classes diversify your investments.
What does diversified mean on credit report?
Diversified Credit Systems is a debt collector reporting a collection account on your credit report. In some cases this means they purchased the debt from the original creditor (i.e. a credit card or loan company).
What is DCI in Louisville?
Mayor Greg Fischer and Gov. Matt Bevin today announced Diversified Consultants Inc. (DCI), a collection services company servicing major-name telecom clients, will locate a new operation in Louisville with a $6.65 million investment expected to create 433 jobs.
How Would a Company Know It Would Benefit From A Diversity Consultant?
Yes, corporate diversity consultants are likely employed for a mix of altruistic and selfish reasons. Leaders want to be good members of society, but if they can make their company a more successful enterprise in the long term in the process, that’s even better. A diversity consultant may recommend changes that seem disruptive or counterproductive from the standpoint of near-term profit generation. However, over the long term, most changes are likely to bring financial as well as societal value.
Is A Diversity Consultant and A Racial Equity Consultant the Same?
A diversity consultant and a racial equity consultant are similar and may spend a fair amount of time thinking about similar issues. But a racial equity consultant is a sub-category within the broader umbrella of diversity and inclusion consulting. A diversity consultant will concern him or herself with issues of unequal treatment brought about by issues of income, race, gender, religion, or sexual orientation. A racial equity consultant, obviously, has a narrower focus on race and ethnicity.
What to do after receiving a notice from Diversified Consultants?
First, be sure to read the notice very carefully and confirm that you really owe the money claimed by Diversified Consultants. Many people are scared of debt collection companies and will pay a statement immediately, without question. Instead, you should take the time to understand if you really even need to pay the notice.
Will an account with Diversified Consultants affect my credit score?
Yes, if you have an outstanding notice tied to your name with Diversified Consultants, it could impact your credit score. Any collections can stay on your credit report for up to seven years and could negatively affect your score.
Can I remove Diversified Consultants from my credit report with a pay-for-delete letter?
Even after you pay off debt in collections, it can still be reported as a negative item on your credit report for years. You can attempt to remove it from your credit report by sending the collection company a pay for delete letter. A pay for delete letter is a negotiation tactic where you offer the collection company to pay off your entire debt—often more—in exchange for removing the negative item from your credit report.
Can Diversified Consultants sue me?
Under the FDCPA, Diversified Consultants isn’t allowed to use threats to collect a debt. However, if you don’t pay a validated debt, they could sue you.
Where is Diversified Consultants located?
Diversified Consultants is a legitimate debt collection agency based in Jacksonville, Florida, with branch offices in Louisville, Kentucky, and Tualatin, Oregon.
How long do you have to send a letter to Diversified Consultants?
You have 30 days from the first time Diversified Consultants contacts you to mail your validation letter. If you send your letter after the 30-day time frame has passed, you may not hear back on your debt validation request.
Are You Dealing With Diversified Consultants?
Dealing with collection agencies and credit reporting bureaus induces anxiety in many of us. No one wants to see missed calls from debt collectors.
What happens if you have a DCI account on your credit report?
If you had an account in collections with DCI, the company probably sold the debt to another debt collection agency. If Diversified Consultants, Inc., (DCI) appears on your credit report, one of your utility or telecom accounts has probably gone into collections.
How does the FDCPA work?
The FDCPA gives you the right to request how and when a debt collection agency contacts you. You should request to send and receive all correspondence, in writing, via U.S. Mail.
What is DCI billing?
DCI specializes in collecting overdue bills in the telecom industry. If you have an old cable or Internet bill from AT&T or some unpaid utility bills from a while back, it’s possible the utility providers turned your account over to Diversified Consultants, Inc.
Can a collection agency get bad information?
Collection agencies like Diversified Consultants get bad information more than you might think. Your debt amount may be wrong. You may have already paid the debt to the original creditor. Your personal information such as your address or phone number may be inaccurate.
What is a DCI?
Diversified Consultants (DCI) is a debt collection agency. They're probably on your credit report as a 'collections' account. This usually happens when you forget to pay a bill. If a collection is on your credit report, it's damaging your credit score (unless removed). You might not have to pay your debts!
Will Diversified Consultants Bring A Lawsuit Against Me, Sue Me, Or Garnish My Wages?
No, not always. But if they do it’s not a good thing and can be a very scary experience. If you work with a professional like Credit Glory to challenge their debt, ensuring accuracy, timeliness, and validity of their reporting, you may never have to deal with them ever again. Call to learn how we can help you avoid lawsuits and being sued altogether, while fixing your credit.
Should I Negotiate A Settlement Or Pay Diversified Consultants?
Unfortunately, settling (in full or not) may not help your credit. Once a collection account is added to your credit report, your score will be damaged for seven years regardless of payment. Fortunately, you have options. Credit Glory has successfully disputed collections from Diversified Consultants and companies like them for thousands of clients nation-wide.
Is Diversified Consultants A Real Company, Or A Scam?
Diversified Consultants, Inc is a real, legitimate company. Originally founded in September 1992 in Florida, and currently headquartered in Jacksonville, FL, they are one of the largest debt buyers (collection agencies) in the US. With over 1000 employees, they generated over $60 million in revenue in 2019. They may appear on your credit report as 'DCI Collections' or 'DCI'.
What is a diversified consultant?
Diversified Consultants is a third-party debt collection agency specializing in the telecom industry. Diversified Consultants collects payment on accounts related to wireless, landline, cable and satellite services for phone, Internet access, television, security and utilities. The company is sometimes referred to as DCI Collect. It has offices in Jacksonville, Florida, and Portland, Oregon. As of November of 2018, Diversified Consultants has had 938 complaints filed against them on the Better Business Bureau.
How long has Diversified Consultants been in business?
According to the Better Business Bureau website, Diversified Consultants has been in business for 26 years. There have been 999 complaints filed against DC with the BBB.
Does the FDCPA protect third party collectors?
The FDCPA explicitly bans third-party collectors from partaking in certain harassing and abusive debt collection methods. Even with this protection, many debt collectors choose to violate the FDCPA in an effort to collect your alleged debt.
Can DC sue me?
Can DC sue me? Yes, DC can sue you so long as the debt is within the statute of limitations
Is Diversified Consultants a scam?
Is DC a scam? No, Diversified Consultants has been in business for 26 years.
