Is a Furniture Protection Plan is Worth the Money? 5 Reasons You Need a Furniture Protection Plan
- You Have Pets. Furniture protection plans can keep your furniture safe from animal damage. Most plans cover pet...
- You Have Kids. Not everyone has kids, but a large majority of people at some point in their life plan on having...
Full Answer
Should you buy furniture protection plans?
They represent a better way to protect your furniture’s long-term value. Some plans even cover manufacturer defects and flaws. So while manufacturer protection plans are worth the money, third-party protection plans are the better option. Given the choice, go with the third-party plan. Let’s look at 5 reasons why this is the option to go with.
Is furniture insurance worth it?
While furniture insurance is not for everyone, it can be a worthwhile investment depending on your lifestyle and budget. What Is a Furniture Protection Plan?
How do I protect my furniture from furniture repair companies?
If there are any red flags, run with your wallet and consider purchasing a protection plan from another company. If you have your furniture serviced by a company that is not a part of their registered network, you can effectively void your protection plan without even knowing it.
How can furniture protection protect your investment property from kids?
Whether your child is flinging paint in creative bliss or accidentally spilling their sippy cup, a furniture protection plan can keep your investments looking flawless. Be sure to find a plan that covers all of the tears, spills and stains that can be caused by even the most well-behaved children.
Is it worth it to get insurance on furniture?
In certain cases, a furniture protection plan can be a wise investment. If you're prone to spills and stains, if you have kids or pets, or you'd rather just have the peace of mind that you're protected, a protection plan can be worth the investment.
What does my furniture insurance cover?
Furniture Protection Plans are designed to cover stains and damage caused by a specific incident. Overall cleaning is not covered as this is considered maintenance for normal wear and tear as opposed to the spot cleaning provided by the plan for accidental spills.
Is Ashley furniture extended warranty worth it?
Furniture salespeople may make a strenuous effort to sell you an extended warranty. These plans are typically pitched as though they offer added protection and extend the retailer's warranty. Extended furniture warranties are never a good idea. They invalidate the manufacturer's warranty and are loaded with exclusions.
Can you buy furniture protection plan?
A product protection plan, or extended warranty, is an optional purchase with a piece of furniture. It often will cover defects and failures after the manufacturer warranty expires, and it often adds coverage for accidental damage that comes from normal use.
How do I sell my furniture protection plan?
If you want to actually sell the protection plan, be customer-focused and train your employees on the soft skills of communicating and problem-solving. Then make sure they match the compelling benefits of a protection plan with products that deserve them. Then you can increase your sales of extended warranties.
What is accidental damage to furniture?
Accidental damage insurance for furniture typically covers things like: Accidental staining - for example, tea and coffee, and foods like curry and chocolate. Accidents caused by children - like damaging the sofa frame by jumping on it.
Can I cancel my Ashley Furniture Protection Plan?
To cancel the Plan, contact Us toll-free at [1-866-483-0463]. If You cancel this Plan within the first thirty (30) days after receipt of the Plan and no claims have been made hereunder, You will receive a full refund of the purchase price.
Does Ashley Furniture honor their warranty?
Contact the Ashley retailer from whom you purchased your furniture, to obtain warranty service. All claims must include the original bill of sale, the product serial number, and be filed within the applicable warranty period. Ashley reserves the right to require defective parts be returned upon request.
Why is wayfair cheap?
Because they're selling online and therefore don't have to pay for salespeople or rent or real estate in the more expensive and well-trafficked areas, suppliers can save money on overhead. As a result, they can pass that savings on to you. That's why you'll often find the most competitive prices on Wayfair.
Does SquareTrade cover accidental damage?
SquareTrade Protection Plans covers all mechanical/electrical failures that happen during normal use, such as button failure, depleted (non-replaceable) batteries, and non-responsive charging ports or audio jacks. Plans that include accident protection also cover damage from accidents like drop and spills.
How do SquareTrade claims work?
Some claims are approved instantly. In other cases, we'll work with you on next steps. We'll repair your item. If we can't repair it, we'll send you a replacement or reimburse you for one.
Can you return a couch to Costco?
You can return your furniture at any Costco store or initiate an online return at your convenience. If your furniture is defective or uncomfortable, or if you are not satisfied with your furniture then, you can return without any hassle, and unlike other stores, Costco refunds your amount immediately.
What Do Furniture Protection Plans Cover?
You see, a furniture protection plan is nothing more than an insurance policy on your furniture. Have a problem? You’ll have to file a claim and beg, plead, reason, scream, and rationalize with the claims representative into believing that you did not willingly punch a hole in your new upholstered couch.
What About Furniture Warranties?
One thing you have to keep in mind is that many furniture manufacturers already provide their own warranty against factory defects. This should cover you for any damage that you didn’t create. Plus, they are more likely to honor claims than protection plan providers.
Tips for Buying Furniture Protection Plans
Check to see if the provider of your protection plan is a verified business with the Better Business Bureau. Ask around with friends and family. Do a quick search on Google and read reviews about the company. If there are any red flags, run with your wallet and consider purchasing a protection plan from another company.
About NestandHome.com
NestandHome.com is the webs best kept secret with a mission statement that puts People over Profit. Nest and Home is different from other furnishing retailers because our team puts customers first. We won’t haggle you out of your hard earned money and we won’t suggest items you don’t need.
What is furniture protection plan?
Furniture protection plans are insurance for your furniture. Think of them like car insurance, health insurance, or homeowner insurance. Though unlike car insurance, health insurance, or homeowner insurance, furniture insurance is a one-time cost. When you purchase furniture, the salesperson will likely offer you furniture insurance.
Why do you need a third party furniture protection plan?
Let’s look at 5 reasons why this is the option to go with. 1. You Have Pets. Furniture protection plans can keep your furniture safe from animal damage. Most plans cover pet damage (though you should always double check the coverage before purchasing a plan).
Why not protect your investment?
So why not protect that investment. Furniture protection plans keep your investment safe. Quality furniture can last a lifetime, but only if you take care of your investment. There’s no reason to let accidents ruin what would otherwise last a lifetime.
What is a third party furniture plan?
Third-party furniture plans apply to any furniture you own. They represent a better way to protect your furniture’s long-term value. Some plans even cover manufacturer defects and flaws. So while manufacturer protection plans are worth the money, third-party protection plans are the better option. Given the choice, go with the third-party plan.
Is furniture expensive?
Furniture Is Expensive. Yes, this is pretty obvious, but furniture is expensive. You can spend thousands of dollars on tables, chairs, couches, etc. Even if you’re on a budget, new furniture costs into the hundreds of dollars. Think of your last paycheck, or maybe your monthly income.
Can you catch a defect in furniture?
Manufacturers aren’t perfect. Sometimes products have defects, and you can’t always catch those defects before you buy the piece of furniture. You might get home and find your chair has a rip, or your table has a chip.
Is wine stain permanent?
If you know anything about wine stains, you know those stains are likely permanent. One simple mistake and now you’re out hundreds to thousands of dollars. But there is an alternative. A way that saves you from your own mistakes, and the mistakes of others. They’re called furniture protection plans.
What happens if you get a furniture protection plan?
If something happens to your furniture, you can file a claim and receive compensation to repair the damage. In other words, a furniture protection plan ensures your furniture stays in good condition for years to come. Here’s a quick look at what it covers and how it works.
What should my protection plan cover?
Some of the stains your protection plan should cover including the following: Ink. Beverage (like wine and coffee) Food (like sauces or sticky syrups) Cosmetics (like nail polish, makeup, etc.) Pet urine. Water rings. Other household stains. Here’s a list of other damages your protection plan can take care of:
What to do if you spill wine on your couch?
If you accidentally spill a glass of wine on your couch, notice a new pet scratch in the leather, or cause any other accidental damage, you can file a claim with your furniture protection plan. Be prepared to take pictures of the damage.
Can you leave your dog alone with new furniture?
Leaving your pets alone with your new furniture for even a few hours can cause you hundreds of dollars in damage. Without a furniture protection plan, you’ve lost your new furniture and all that money.
Does a warranty cover furniture?
In short, no. Warranties cover issues with the furniture that are the fault of the manufacturer. These types of problems usually have something to do with the quality of materials, the design, or the workmanship. You don’t have anything to do with these problems—accidental or otherwise.
Does furniture protection cover accidental damage?
You don’t have anything to do with these problems—accidental or otherwise. Furniture protection plans cover damages you, your children, or your pets accidentally cause. When you file a claim, the manufacturer doesn’t handle the repair. Instead, a furniture technician fixes tears or cleans the stains.
The Fabric Protection Plan Sales Pitch
Normally I decline all sorts of extended warranties, knowing that they are a scam and a waste of money, but the sales guy said his sales pitch and mentioned a fabric protection plan that will be eligible for up to 5 years from delivery date on up to three accidental stains on the couch .
The Recommendations
I had a look around the Internet, and fabric protection plans do sound too good to be true.
Our Verdict on the Fabric Protection Plan
We saved money by buying a microfibre couch instead of a leather couch so we decided to just leave it and not buy the extra fabric protection plan insurance, even though it is only $160 over 5 years. The hassle and anger of being denied coverage or not getting full coverage doesn’t sound appealing and sounds too much of an annoyance to deal with.
What does a furniture protection plan cover?
Furniture protection plans generally cover anything accidental- rips, tears, stains, spills, burns, and the like.
What is a protection plan?
Any kind of major purchase- furniture, cars, appliances, electronics- usually comes with the option to add a “protection plan” or a “service plan” or something like that, which is supposed to protect your investment and give you peace of mind.
