Knowledge Builders

do home warranties cover air conditioners

by Darwin Littel Published 3 years ago Updated 2 years ago
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Will home warranty replace Old HVAC?

Your homeowner’s insurance policy will often cover these unexpected, large repairs or a replacement. Home warranty often requires HVAC maintenance. Home warranties are offered for HVAC repairs caused by routine wear and tear. This is also why home warranties require you to maintain your HVAC system to receive coverage.

Is air conditioner covered under home warranty?

Yes, in many instances, a home warranty covers air conditioning units. With summers seeming to get hotter every year, having peace of mind that you have a solution for air conditioning breakdowns is valuable. Repairing or replacing your air conditioner can be extremely expensive and inconvenient.

Do home warranties cover pool repair?

Pools are covered by a home warranty, but they are not part of a normal home warranty service contract, which typically covers major appliances, a hot water heater and home systems. Instead, pools and spas are covered using add-on coverage.

Is home warranty worth it for HVAC?

The exact coverage provided by a home warranty will vary by state and by what plan a homeowner chooses. At a minimum, a good home warranty plan will cover essential systems like the home’s electrical, plumbing, and HVAC system.

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Is the AC system covered under warranty?

Generally, a home warranty will cover the costs to repair or replace a covered item if it breaks down due to normal wear and tear. A few standard items a home warranty will cover include the following: Your home's HVAC system, which often includes your home's air conditioning unit.

How long is AC covered under warranty?

Most manufacturers offer 5 to 10-year limited air conditioner warranties, which typically cover the compressor. Some HVAC contractors also offer labor warranties for a set term following the initial installation that cover defects associated with their work.

Will homeowners insurance cover HVAC?

Homeowners insurance covers HVAC systems when the damage is due to a covered peril or disaster. A standard homeowners insurance policy won't cover an HVAC unit if the damage is due to general wear and tear, owner neglect or old age.

Do Home warranties cover AC leaks?

For your home insurance to cover AC leaks, a covered peril must cause the damage. If your AC is leaking due to accidental or sudden cracking, bulging, or tearing, your home insurance will cover the damage. However, if your AC stops working due to age or mechanical failure, your home insurance wouldn't cover the leaks.

What voids an AC warranty?

Warranties are in place to cover repairs when your HVAC unit malfunctions prematurely. If you cause any type of damage to the system, whether it's accidental negligence or on purpose, you may void the warranty. You may damage the unit by using the wrong type of hardware or installing electrical wiring incorrectly.

Is AC compressor covered under warranty?

If your air conditioner is less than 10 years old, there's a good chance the compressor is still covered by the manufacturer's warranty. Assuming the AC's other components are all in good working order and you plan to keep the system for another few years, you may as well take advantage of the warranty.

How much is a new HVAC system?

According to HomeAdvisor, full HVAC unit replacement costs range from $5,000 to $10,000, with the national average at $7,000. This comes out to about $25 to $60 per square foot. Prices depend on the size and brand of the HVAC system, the size of the house, ductwork length, and the new unit's efficiency rating.

How long do AC units last?

15 to 20 yearsWhile every unit is different, and every homeowner has a different understanding of when their central air conditioner is broken beyond repair, it's fair to say that, with proper maintenance and care, you can expect a good 15 to 20 years of cooling from a new high efficiency air conditioning system.

What's the difference between home warranty and home insurance?

A home warranty covers service, repair, or replacement of your home's major systems and appliances for a typical one-year term. This type of warranty is issued by a home warranty company and is different from homeowners insurance, which provides financial protection in case of a disaster or accident.

Do most home warranties cover AC units?

Most home warranty plans cover your air conditioning and heating system. An A/C system can be a split or package system including a wall or window unit. In either case, they are integral to the functioning of your home and for maintaining the right in-home temperature.

Are evaporator coils covered under warranty?

A coil warranty covers the coil against manufacture defects. An evaporator coil and/or condenser coil should be replaced under warranty if a leak is present. If you have ever had refrigerant added to your system a leak check should be performed immediately.

Is the evaporator coil covered by home warranty?

The answer is Yes. It covers repair or replacement of the HVAC or air-conditioner parts and units. Typically, HVAC systems are covered by home warranties and are included in the basic plan.

How long is a car AC compressor warranty?

Manufacturer's Warranty Most leading brands will have a 10-year warranty on the compressor. Basic units might be only five years while some premium brand compressors carry a lifetime warranty. NOTE: These warranties typically do NOT cover labor costs which are significant for this job.

How long do AC units last?

15 to 20 yearsWhile every unit is different, and every homeowner has a different understanding of when their central air conditioner is broken beyond repair, it's fair to say that, with proper maintenance and care, you can expect a good 15 to 20 years of cooling from a new high efficiency air conditioning system.

How much does it cost to replace an AC compressor?

Overall, the average cost to replace a whole-home AC compressor is about $1,500. However, depending upon the size of the unit and a few other factors, it may cost as little as $800 or as much as $3,000. The factors that can affect your AC compressor's replacement or repair cost include your home size and HVAC type.

How does HVAC warranty work?

The Two Sides of an HVAC Warranty The labor warranty covers service call charges and labor with your HVAC company. (More on that in the next section.) But there's also the manufacturer's part warranty. This is what covers the cost of broken parts in a given period of time.

When does a home warranty replace the air conditioner?

Air conditioners are designed to work smoothly for 10-15 years. A new system may barely break down, but an old system, due to normal wear & tear, may start to malfunction. If your old air conditioner breaks down, the warranty company will assign you a licensed technician. If the unit is repairable, the company will fix the issue but not replace the system regardless of its age.

What to do if your air conditioner is covered by your warranty?

1. Upon filing a claim, the customer support representatives will cross-check if your warranty plan includes the air conditioner. If it is covered, a licensed and local technician is assigned to diagnose your system.

Do home warranties cover complete air conditioner replacement costs?

But you are still responsible for paying the deductibles and service call fee from your pocket. The service call fee may range between $100 to $200 for replacement, and the deductible will depend on your warranty plan.

Why get your air conditioner replaced by the company’s preferred contractor?

Some home warranty companies allow you to choose your desired contractor. However, it is wiser to receive service from the technician assigned by your warranty provider because:

What happens if a technician informs the company that the system is beyond repair and requires replacement?

3. If the technician informs the company that the system is beyond repair and requires replacement, your warranty provider will provide you with a replacement.

What does an air conditioner technician do?

2. The technician will thoroughly inspect the air conditioner. If any component is at fault, the company will be informed about it. If the particular part is covered, the company approves the repair, and the technician will fix the problem.

Why do air conditioners break down?

It is one of the most commonly used systems at home, especially by those living in higher temperature regions. Due to continuous use , air conditioners may break down beyond repairs.

How To Choose The Best Warranty Company For Your AC?

Picking the ideal company requires research and understanding of particular requirements in your home. Reading other homeowner’s experiences with warranty companies will help you thoroughly analyze their experience and choose the best company of your choice.

What are the different types of air conditioning units?

Some of the most popular units are ducted systems, geothermal units, split systems, portable systems, and electrical wall units. If they get damaged due to normal wear and tear, a home warranty policy is your best bet.

What is a ducted air conditioner?

Different fans then send the air to various ducts where cooling is required. Larger homes that need uniform air temperature can opt for a ducted unit.

Does CHW protect ductless air conditioners?

CHW will only protect the devices if they match the company’s Seer rating guidelines. Check your contract to know the exact figure stated.

Is an air conditioner covered by a warranty?

Note- These are the popular types of air conditioner systems covered by home warranties. Depending on the company you opt for, many more units may be covered under the company’s policy. Make sure to read your contract’s fine print to know what units are protected and what components of these systems are covered.

Does a home warranty cover AC?

Numerous home warranty companies operating in the market cover several different types of air conditioning units. Some of the popular types of AC units covered by warranty companies are as follows: These systems pick up energy stocked underground to keep your home cool.

Can you pick the best home warranty for an air conditioner?

On the other hand, if you analyze the age of your AC, whether it holds pre-existing conditions, and its general condition, you will be able to pick the ideal company based on your requirements . The perfect balance between research and understanding your AC’s needs will help you choose the best home warranty policy for your air conditioner.

What is a home warranty?

Home warranties are a contract between a homeowner and a warranty company. The company agrees to repair or replace damaged appliances in the home at a discounted rate.

What does failure to adhere to AC codes mean?

Failure to adhere to these codes means you could be breaking the law and putting yourself, and others, in danger. In addition, these installations need to be up to code to be covered under an AC home warranty.

How to keep condenser coils clean?

Make sure you keep your coils clean by removing debris and dampening the coils.

What is multi-appliance coverage?

Multi-Appliance Coverage: When you select a warranty that covers AC, you’ll usually find that other major household appliances are covered too.

Is air conditioning a health issue?

Air conditioning is one of the most essential appliances in your home. But, unfortunately, as temperatures rise, the risks to our health and well being increase.

Does a home warranty cover A/C?

A home warranty will usually cover the major components of your A/C system.

Does ductwork cover leaks?

Ductwork coverage (this can include leaks and breaks)

How to find out if my HVAC system is covered by warranty?

Contact your HVAC contractor for assistance with warranty information. Whichever company you purchased the equipment from may have your system’s air conditioner warranty information available.

How long is Trane air conditioner warranty?

Trane air conditioner warranty: 1 to 20-year base limited warranty that covers compressor, outdoor coil, and internal functioning components

What to check after an air conditioner is installed?

Check the documents and manuals that you received after your air conditioner was installed. If an air conditioner warranty was included with purchase, the air conditioner warranty information is likely to be with this paperwork so you can check its terms.

How long is the Carrier warranty?

Carrier air conditioner warranty: 10-year parts limited warranty on Infinity, Performance, and Comfort series models with Puron refrigerant

What is HVAC.com?

At HVAC.com, our writers create solutions that put you in control of your HVAC system. Our product reviews and recommendations are researched and backed by real buyers and industry experts, not dictated by our partners.

Where is the serial number on an air conditioner?

If you do not have the above paperwork handy, the serial number is found on the rating plate of the equipment – this is typically located on the exterior of the cooling equipment.

Does a new air conditioner warranty transfer to new owners?

A new air conditioning system is a selling point for many homebuyers, but air conditioner warranty protection is just as important! The original purchaser of the cooling equipment should have registered the air conditioner warranty, but in some cases, this warranty coverage does not transfer to new owners.

Manufacturer vs. Installer Air Conditioner Warranties

There are two air conditioner warranty types that will typically come into play: the manufacturer warranty and the installer warranty. Together, the two warranties should entirely cover your new HVAC system, from parts and installation to maintenance.

Elements of an Air Conditioning Warranty

Both types of warranties should be laid out in detailed documents, available for your review. These documents should list the system components covered in the agreement, the duration of the warranty, and how problems will be addressed.

Evaluating Air Conditioner Warranties

How do you know if a warranty option is right for you? The first step in evaluating an HVAC warranty is to read it carefully. Air conditioner warranties can vary widely among manufacturers, and it can be easy to become confused. To better understand the terms, we encourage homeowners to review warranties with their air conditioning contractor.

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