Do I have a home warranty with pool coverage?
With a home warranty, your pool — and other important home systems and appliances — are covered for repair and replacement, often saving you money on the cost of common pool repairs. Of course, remember that in order to take advantage of your pool repair warranty coverage, you’ll need to carefully maintain your pool.
What is a pool warranty and what does it cover?
The purpose of a swimming pool warranty is to address out-of-the box (literally) situations in which the pool doesn’t hold water because of a defect with the liner. If you purchase the liner that leaks upon arrival, the warranty typically covers it — again you will need to read the fine print to see if there are exclusions.
Do home warranties cover pool repair?
Pools are covered by a home warranty, but they are not part of a normal home warranty service contract, which typically covers major appliances, a hot water heater and home systems. Instead, pools and spas are covered using add-on coverage.
How much will home warranty plans pay?
To determine the average cost of home warranty plans, we surveyed a massive sample of 14,053 different plans and plan variations. Out of that data, we determined that the typical home warranty cost the consumer about $600 per year. That’s the short answer.
How long is a pool covered by a warranty?
What Are Your Obligations Under a Pool and Spa Home Warranty Plan?
Will Home Insurance Cover Damage to an Above-Ground Pool?
Will Home Insurance Cover Your Pool’s Moving Parts?
What is pool and spa coverage?
How to get a pool pump breakdown covered?
What is the American Home Shield?
See 2 more
About this website
What is the average warranty on an inground pool?
The industry standard warranty on most pool components is one year although some builders have agreements with their equipment providers that extends their coverage to three years.
Will home warranty replace pool filter?
A home warranty can protect you from expensive repairs and repairs on several parts of your pool including the heater, pump, filter, gaskets, motor, and more.
Are pool leaks covered by homeowners insurance?
Does Homeowners Insurance Cover Pool Damage? Like with a pool collapse, your homeowners insurance will cover you if your pool sustains damage, such as leaks, torn liners, and more, only if the damage was caused by a covered peril.
Does homeowners insurance cover in ground pool?
A swimming pool, whether above-ground or in-ground, is eligible for homeowners insurance coverage as a “scheduled structure” or under “other structures blanket coverage.” In other words, because it is a detached structure, like a shed, it's not covered under your homeowners policy unless you specifically add coverage ...
Is pool pump covered by insurance?
Regarding pool maintenance equipment like pumps and filters, a homeowner's insurance policy usually provides coverage under the other structures' section. Such equipment is viewed in the same way as the air conditioner compressor on the outside of your house.
Does Fidelity Home Warranty cover pool leaks?
You can purchase additional coverage for your refrigerator, washer and dryer, air conditioning, pool and spa equipment, limited septic leak, and roof leak repair.
Where do most pool leaks occur?
Signs of a pool leak include high water bills, standing water near the pool, unbalanced chemical levels, and discolored water. The first place to look for a pool leak is around the skimmers. After all, this is the most likely place for leaks to develop.
Why am I losing water in my inground pool?
No matter which season you are in, your pool can lose inches of water a week. Natural causes such as wind, heat and humidity can contribute to pool water loss. This is a big deal, because if your water level gets too low it may cause your pool pump to suck air and run dry, which can damage it.
How can I tell if my inground pool has a leak?
Common Signs Of A Leaking PoolWater Level Changes. Dropping water level is the clearest sign a pool is leaking, but it's important to determine if the water loss is due to evaporation or a leak. ... Cracks or Falling Tile. ... Wet Spots in Yard. ... High Water Bills. ... Water Under Equipment. ... Air or Dirt Blown Into Pool. ... Algae Growth.
Do I need a fence around my pool?
Types of residential pools that need fences Swimming pools that are in ground, completely or partially, must be enclosed by a fence. Above ground pool installations may need fencing, depending on water depth. (Check exact depth per your local code. It's usually a minimum of 18-24 inches.)
Is a pool considered other structures?
Items on your property that typically fall under other structures coverage include: A fence. A detached garage. An in-ground swimming pool.
What is pool insurance?
Pool — (1) A group of insurers or reinsurers through which particular types of risks (often of a substandard nature) are underwritten, with premiums, losses, and expenses shared in agreed ratios.
What is the warranty on a pool pump?
Most pool pump warranties are to the tune of 90 days full replacement to one year on parts. The typical pump is going to last five to seven years if properly plumbed and cared for. If it's going to fail early, it's usually going to do so within months.
What does an above ground pool warranty cover?
Above ground pool manufacturer's warranties only cover defects in the frame and wall of the pool. Regardless of the length of the warranty, they only cover 100% replacement for the first one to six years. Only warrantied parts are replaced.
How can you tell where your pool is leaking from?
Look closely at the filter, pump, heater, and pipe valves, which is where leaks often tend to occur. If you have a vinyl pool liner, look for tears or separations around the fittings, lights, steps, and corners.
What does Bestway warranty cover?
Bestway's warranty covers manufacturing defects discovered while unpacking the product or during use, within the limits of use and respectful of warnings and instructions given within the user's manual. This warranty applies only to products which have not been modified by any third parties.
Do home warranties cover pools?
Many home warranty providers offer pool and spa coverage as an optional add-on. This means you would be paying a monthly premium for coverage of st...
Does American Home Shield cover pools?
Like our other top five providers, AHS does offer optional coverage for pools and spas to protect components of the heating, pumping, and filtratio...
Which home warranty offers the best pool coverage?
When it comes to optional pool and spa coverage, Choice Home Warranty stands above the others. They offer similar coverage of pool and spa heating,...
What does a home warranty cover?
While pools are usually covered as an optional add-on, a home warranty covers specific appliances and systems in your home from breakdown due to ev...
Is a home warranty for pools worth it?
The cost of a home warranty generally ranges from the mid $400s to the low $700s per year. Add-on coverage adds to that cost, but you should be abl...
Do home warranties cover pools?
Having a pool is a dream come true for many home buyers. It’s a getaway right in your own backyard and a great place to gather with family and frie...
Reasons to consider a home warranty with pool coverage
If the home you have purchased comes with a pool, or if you are considering adding a pool to your property, you’ll want warranty coverage to protec...
What does a home warranty cover for a pool?
Pools are covered by a home warranty, but they are not part of a normal home warranty service contract, which typically covers major appliances, a...
Cost of a home warranty with pool coverage
As with all home warranty plans, costs vary based on the warranty company you choose, the location of the home and the amount of coverage you requi...
How to get a home warranty package with pool coverage
Most home warranty companies do offer pool coverage as an optional add-on, but the extent and cost of the coverage will vary. Each warranty company...
How much does pool coverage cost?
But pool coverage is an add-on with Select, so let’s look at that cost. Here again, you will save compared with the other two top picks, but the coverage is more limited. For an inground pool, you’ll pay about $8.33 per month ($99.95 per year) but the coverage extends only to the pumping system, filtration system, and heating system. The other two have more comprehensive coverage. Coverage limits with Select are good, but not quite at the level of Choice and AHS. For a standard Platinum Plan, coverage limits go as high as $2,000, a grand less than both Choice and AHS. Pool coverage limits are close to Choice, at $400, so not a huge difference from the coverage limit of Choice at $500. So you will spend a good quite a bit less for pool coverage with Select, and have the major components of your pool covered. For those reasons, we find Select to be worthy of this spot in the top three.
How many companies provide pool coverage limits?
Overall, our random survey of home warranty pool coverage costs yields some interesting results. Fifteen of 19 companies provided some detail about coverage limits, an important metric for any homeowner considering this as part of their home warranty. Eight of the 15 fell below average, 3 were average, and 4 were above average.
How much does Select Home Warranty cost?
Select Home Warranty is a great pick if you are looking to get less expensive coverage. While their Platinum Plan costs $58 a month – a little bit more than Choice – they have one of the lowest service fees in the business at $60. That compared with Choice at $85 and AHS and between $75 and $125.
How does a home warranty work?
What is a home warranty and how does it work? A small fee is usually all that’s asked to have the home warranty provider locate a repairman, arrange and schedule the service, and cover almost all of the cost. All you need to do is make a phone call and submit a claim. It’s not long before you’re back to enjoying the pool you’ve invested so much in. If you’re a pool owner, a good home warranty has the potential to make life much easier when things go wrong.
What is Choice Home Warranty?
Choice Home Warranty is our top pick for pool coverage in the home insurance market. Choice has more than 10 years of experience helping homeowners insure their pools, and provides coverage in both their Silver and Platinum plans for up to $500.
How much does it cost to build an inground pool?
Self-installation can result in substantial cost savings, and may only cost between approximately $12,000 and $30,000 total 3, 4, with some estimates placing the figure as low as about $6,200 5.
What happens if your pool is a major maintenance issue?
If your pool develops a major maintenance issue, however, it can quickly become a nightmare. Not only must you arrange for the repairs, but you’ve also got to shell out for an enormous, sudden bill. Such unexpected expenses can shatter your household budget and frustrate your plans.
Why do you need a home warranty for a pool?
Getting a home warranty that includes pool coverage helps ensure you have the protection you need to enjoy your pool worry-free.
What is pool warranty?
A home warranty plan with pool coverage fills gaps in your homeowners insurance policy and protects you from large, unexpected repair costs.#N#There are important differences between insurance and warranty coverage for a pool. For example, your insurance policy usually covers repair or replacement for incident-based damage to the pool, such as if a tree falls across it and damages the structural integrity. Insurance also takes care of liability coverage for a pool — crucial protection to have if you are a homeowner with a pool.#N#But insurance does not cover damage from normal wear and tear or breakdown of pool components. That’s where a warranty comes in.#N#A pool pump, filter or water heater can be prone to breakdown after constant use over time. The last thing you need is a pool-pump breakdown in the middle of the summer when the kids are in and out of the pool nonstop.
How much does a home warranty cost?
A basic home warranty plan cost ranges $300–$600, on average, with monthly payments of $35–$65. A one-time service fee paid to a repair provider averages $100–$150 per visit.
Do all pools have a water heater?
For example, not all pools have a water heater, but if yours does, you need to make sure the warranty package you choose has the option to cover it.
Is a pool a dream?
Having a pool is a dream come true for many home buyers. It’s a getaway right in your own backyard and a great place to gather with family and friends.
Does a home warranty cover a pool?
If you’re purchasing a home that has an existing pool, it’s wise to request that the seller include a home warranty with pool coverage in the sale.#N#You have no way of knowing how diligent a previous homeowner might have been with the maintenance and upkeep of a pool. You also can’t know how much wear and tear or daily use the pool has undergone. Unknown problems with a pool may be difficult to detect in a home inspector’s visual inspection.#N#Also, the manufacturer's warranty and builder’s warranty may have expired by the time you take ownership of the home. So, a warranty will cover you for unexpected issues either way.
What Is a Pool Warranty?
A pool warranty is a contract provided or sold by pool manufacturers, pool builders or home warranty companies. These warranties are designed to protect your pool from expensive repairs. There are three types of pool warranties that are separate from home warranty coverage:
What is a manufacturer warranty on a pool?
Pool manufacturer warranty: A manufacturer pool warranty covers pools with a vinyl liner and pools with a fiberglass pool shell. For pools with vinyl liners, the warranty covers the parts where the sections of the liner were melded together. These warranties typically last a few years. If your pool has a fiberglass pool shell, ...
What is AHS pool?
AHS covers the following parts of a pool as an optional add-on for all three of its plans: Pool sweep motor and pump. Pump motor. Blower motor and timer. Plumbing pipes and wiring. Plumbing and electrical. We recommend AHS for a pool warranty and home warranty for the following reasons:
How long is a fiberglass pool warranty?
If your pool has a fiberglass pool shell, there is usually a 25-year structural warranty and an additional warranty for up to 15 years that covers the gel coat surface of the pool. Workmanship warranty: A workmanship pool warranty covers installation-caused errors such as plumbing leaks, leaks in the fittings in the pool and structural movement ...
Does a home warranty cover a pool?
Some home warranty companies offer protection for a pool in addition to the helpful coverage they provide for the rest of your home. Two notable providers that offer coverage for pools are American Home Shield and Choice Home Warranty.
Does American Home Shield cover pool?
Some pools are covered under a home warranty. Choice Home Warranty and American Home Shield offer pool coverage as an optional add-on for their plans.
Does Choice Home Warranty cover appliances?
The company does not deny coverage based on the age of your covered items or the age of your home as long as you’ve maintained your systems and appliances properly.
What is pool warranty?
Basics of home warranty pool coverage. A home warranty covers the repair and/or replacement of a covered appliance or home system. By adding optional pool coverage, you can protect your pool against certain breakdowns. A home warranty provides specific coverage and is not a manufacturers warranty, builders warranty, structural warranty, ...
How to check pool water line?
First, fill a 5-gallon bucket with water and place it on the second step in your pool. Make sure the water in the bucket is at the same level as your pool water line and mark it inside the bucket using duct tape or a marker. Turn off the pump and other auto-refill device and compare the water line after 24 hours.
Why is it so hard to find a leak in a pool?
Finding a pool leak can be difficult because there are so many elements that can leak. Your pool system may include a filter system, pump, chlorinator, and heater, all of which can be a source of leakage. This is why it’s important to double-check your home warranty coverage. With a home warranty from 2-10 HBW, you can always check your coverage, ...
What happens when pool water levels are lowered?
If the pool and bucket water levels have lowered at the same rate, then the water simply evaporated.
Does HBW cover pool maintenance?
The home warranty company will be able to recommend pool maintenance that you can do on your own. 2-10 HBW can provide affordable and comprehensive coverage for your home’s pool.
Does a pool need a home warranty?
Not every component in a swimming pool or spa is covered under a home warranty plan. For example, 2-10 HBW coverage doesn’t include jets, lights, waterfalls, underground pool lines (electrical, plumbing, gas), or chlorinators. Finally, pool coverage will not apply if the pool came with a pre-existing condition.
Is a home warranty a manufacturer warranty?
A home warranty provides specific coverage and is not a manufacturers warranty, builders warranty, structural warranty, or part of your homeowners insurance. Having a home warranty with the pool coverage option can offset the cost of repairs or malfunctioning equipment. When you purchase optional pool coverage from 2-10 HBW, ...
How long is the warranty on an inground pool?
Inground pool warranties for these types of pools are often prorated. This means you get full coverage for the first few years. After that, the coverage is pretty scant. For example, it will read like a 25-year warranty. When you look closer, the warranty barely covers anything after the first two years.
What to do if you don't stand by a pool warranty?
If they don’t stand by it, you should take your business elsewhere. However, there’s more that goes into inground pool warranties than just a piece of paper. In this article, you’ll learn about the different types of warranties you need. You’ll also discover where to look for inground pool warranties and what to look for in a pool warranty.
Why bundle pool equipment?
Beware of bundles. It makes sense to bundle pool equipment because most pools need the same set of items. If one item in that bundle doesn’t qualify for the warranty, it may negate the warranty for the others.
What to ask when investing in an inground pool?
When you’re investing in an inground pool, it pays to do your research first. But there’s one thing a lot of homeowners forget to ask about – the warranty. When you get car repairs done, buy a major appliance, or have a roof fixed, the first thing you might ask is how long the car or home warranty lasts.
How long is a gelcoat warranty?
Regardless of what you hear, the industry standard is not one year. Warranties for 20 years from the date of purchase, warranties for as long as the first buyer owns the pool, and lifetime warranties are all available.
How to find equipment warranty?
The equipment warranties are typically the easiest to find. Many suppliers have them up on their websites. You can also check the packaging. If you see equipment you like but don’t see its warranty, contact customer service for a copy. If customer service isn’t available, that may be another concern.
What is a multi year warranty?
Any contractor or manufacturer that stands by their work will offer a multi-year warranty. It’s not only how you know what’s covered should something go wrong. The warranty is also a measure of how confident a company is of its work. If they don’t stand by it, you should take your business elsewhere.
What Is a Pool Warranty?from todayshomeowner.com
A pool warranty is a contract provided or sold by pool manufacturers, pool builders or home warranty companies. These warranties are designed to protect your pool from expensive repairs. There are three types of pool warranties that are separate from home warranty coverage:
What Are Your Obligations Under a Pool and Spa Home Warranty Plan?from ahs.com
We understand that homeowners often inherit pool and spa systems, as well as other covered appliances and home systems, from the previous owner and likely do not have a record of previous maintenance repairs.
Is Home Insurance Higher with an In-ground Pool?from ahs.com
Yes, installing a pool will make your home insurance premiums go up. If you buy a house with a pool, you’ll pay more for insurance than you would for a house without a pool. The difference may not be much — usually about $50 a month — but be sure to check before you make the call.
Will Home Insurance Cover Damage to an Above-Ground Pool?from ahs.com
So your above-ground pool will need to be covered under your personal property protection, and that might mean reporting the pool to your insurance company, having it added to your policy as a piece of property that specifically needs protection, increasing your personal property coverage limits and paying higher premiums as a result.
Will Home Insurance Cover Your Pool’s Moving Parts?from ahs.com
In general, the only way to get coverage for the mechanical parts of your pool, like the heater, pump, and pool vacuum or sweeper, is to get a home warranty with pool and spa pump coverage. Once you have coverage, you can get covered components repaired or replaced and only pay the Trade Service Call Fee. So, before you find yourself frantically googling how to unclog a pool pump, you should make sure your pool is covered under your home warranty.
How long is a fiberglass pool warranty?from todayshomeowner.com
If your pool has a fiberglass pool shell, there is usually a 25-year structural warranty and an additional warranty for up to 15 years that covers the gel coat surface of the pool. Workmanship warranty: A workmanship pool warranty covers installation-caused errors such as plumbing leaks, leaks in the fittings in the pool and structural movement ...
What is CHW pool?from todayshomeowner.com
Choice Home Warranty (CHW) offers pool coverage as an optional add-on for its two plans. CHW covers more parts of a pool than AHS. These include:
What Is a Pool Warranty?from todayshomeowner.com
A pool warranty is a contract provided or sold by pool manufacturers, pool builders or home warranty companies. These warranties are designed to protect your pool from expensive repairs. There are three types of pool warranties that are separate from home warranty coverage:
How many companies provide pool coverage limits?from reviewhomewarranties.com
Overall, our random survey of home warranty pool coverage costs yields some interesting results. Fifteen of 19 companies provided some detail about coverage limits, an important metric for any homeowner considering this as part of their home warranty. Eight of the 15 fell below average, 3 were average, and 4 were above average.
How much does pool coverage cost?from reviewhomewarranties.com
But pool coverage is an add-on with Select, so let’s look at that cost. Here again, you will save compared with the other two top picks, but the coverage is more limited. For an inground pool, you’ll pay about $8.33 per month ($99.95 per year) but the coverage extends only to the pumping system, filtration system, and heating system. The other two have more comprehensive coverage. Coverage limits with Select are good, but not quite at the level of Choice and AHS. For a standard Platinum Plan, coverage limits go as high as $2,000, a grand less than both Choice and AHS. Pool coverage limits are close to Choice, at $400, so not a huge difference from the coverage limit of Choice at $500. So you will spend a good quite a bit less for pool coverage with Select, and have the major components of your pool covered. For those reasons, we find Select to be worthy of this spot in the top three.
What is AHS pool?from todayshomeowner.com
AHS covers the following parts of a pool as an optional add-on for all three of its plans: Pool sweep motor and pump. Pump motor. Blower motor and timer. Plumbing pipes and wiring. Plumbing and electrical. We recommend AHS for a pool warranty and home warranty for the following reasons:
How long is a fiberglass pool warranty?from todayshomeowner.com
If your pool has a fiberglass pool shell, there is usually a 25-year structural warranty and an additional warranty for up to 15 years that covers the gel coat surface of the pool. Workmanship warranty: A workmanship pool warranty covers installation-caused errors such as plumbing leaks, leaks in the fittings in the pool and structural movement ...
How much does Select Home Warranty cost?from reviewhomewarranties.com
Select Home Warranty is a great pick if you are looking to get less expensive coverage. While their Platinum Plan costs $58 a month – a little bit more than Choice – they have one of the lowest service fees in the business at $60. That compared with Choice at $85 and AHS and between $75 and $125.
How does a home warranty work?from reviewhomewarranties.com
What is a home warranty and how does it work? A small fee is usually all that’s asked to have the home warranty provider locate a repairman, arrange and schedule the service, and cover almost all of the cost. All you need to do is make a phone call and submit a claim. It’s not long before you’re back to enjoying the pool you’ve invested so much in. If you’re a pool owner, a good home warranty has the potential to make life much easier when things go wrong.
What Is a Pool Warranty?from todayshomeowner.com
A pool warranty is a contract provided or sold by pool manufacturers, pool builders or home warranty companies. These warranties are designed to protect your pool from expensive repairs. There are three types of pool warranties that are separate from home warranty coverage:
What is AHS pool?from todayshomeowner.com
AHS covers the following parts of a pool as an optional add-on for all three of its plans: Pool sweep motor and pump. Pump motor. Blower motor and timer. Plumbing pipes and wiring. Plumbing and electrical. We recommend AHS for a pool warranty and home warranty for the following reasons:
How long is a fiberglass pool warranty?from todayshomeowner.com
If your pool has a fiberglass pool shell, there is usually a 25-year structural warranty and an additional warranty for up to 15 years that covers the gel coat surface of the pool. Workmanship warranty: A workmanship pool warranty covers installation-caused errors such as plumbing leaks, leaks in the fittings in the pool and structural movement ...
What does American Home Shield cover?from todayshomeowner.com
American Home Shield covers a number of components in your pool, including its pool sweep motor and pump, pump motor, blower motor and timer, plumbing pipes and wiring, and plumbing and electrical systems. If any of these components are causing your leak, then American Home Shield will fix it.
Does Choice Home Warranty cover appliances?from todayshomeowner.com
The company does not deny coverage based on the age of your covered items or the age of your home as long as you’ve maintained your systems and appliances properly.
How long is a pool covered by a warranty?
The structural elements of your pool may be covered under builders’ warranties for some time after your pool is constructed. For example, fiberglass pool shells are guaranteed for at least 25 years, while the gel surface coat should be guaranteed for about 15 years. If your pool has a vinyl liner, you should have both a manufacturer’s warranty on the liner itself and a workmanship guarantee on the quality of the installation. Concrete pools are typically covered by a workmanship guarantee, since the builder usually pours the concrete.
What Are Your Obligations Under a Pool and Spa Home Warranty Plan?
We understand that homeowners often inherit pool and spa systems, as well as other covered appliances and home systems, from the previous owner and likely do not have a record of previous maintenance repairs.
Will Home Insurance Cover Damage to an Above-Ground Pool?
So your above-ground pool will need to be covered under your personal property protection, and that might mean reporting the pool to your insurance company, having it added to your policy as a piece of property that specifically needs protection, increasing your personal property coverage limits and paying higher premiums as a result.
Will Home Insurance Cover Your Pool’s Moving Parts?
In general, the only way to get coverage for the mechanical parts of your pool, like the heater, pump, and pool vacuum or sweeper, is to get a home warranty with pool and spa pump coverage. Once you have coverage, you can get covered components repaired or replaced and only pay the Trade Service Call Fee. So, before you find yourself frantically googling how to unclog a pool pump, you should make sure your pool is covered under your home warranty.
What is pool and spa coverage?
The Pool and Spa add-on protects parts of your pool or spa’s filtration system, pump and heating system.
How to get a pool pump breakdown covered?
In order to get your pool or spa pump breakdown covered, your first call should be to American Home Shield. We’ll send out a contractor to take a look at your pool or spa and diagnose the problem. You’ll pay a Trade Service Call Fee, the amount of which you will choose when you first purchase your coverage. Your home warranty will cover the cost of repairing or replacing your covered component, up to your plan limits.
What is the American Home Shield?
American Home Shield offers a range of home warranty plans to meet the needs of every homeowner, including: 1 Our Appliances Plan, which covers your refrigerator, washing machine, dryer, oven and other major home appliances 2 The Systems Plan, which covers your HVAC, plumbing and electrical 3 The Combo Plan, which combines both the appliances and the systems plans for the most comprehensive coverage
