What should you not say in an IME?
What Not to Say to the Independent Medical Examination DoctorDo not ask the physician for a diagnosis. ... Do not exaggerate the symptoms of your injuries or occupational illness. ... Avoid saying more than you should.
What is the point of an IME?
An IME is supposed to be an objective assessment of your medical condition, including what treatment you need, whether you have a permanent impairment and to what degree, and your ability to work in the future. However, whether your IME is truly objective may depend, in part, on how the doctor is selected.
How do you beat an IME?
5 Ways You Can Beat a UNUM IME ReportDon't Exaggerate Your Symptoms. ... Build Strong Relationships With Your Treating Doctors. ... Assume You're Under Surveillance Before and After an IME. ... Bring a Trustworthy Witness With You. ... Consult an Experienced Disability Insurance Lawyer.
What is a favorable IME?
If the case is not in litigation, the answer to what the employer will do with the IME report depends on what it says. If the report is favorable to you and indicates that your condition and/or ability to work is unchanged, the employer may do nothing with the report or may try to settle your case.
Why do insurance companies send you to their doctors?
They want to verify (or deny) your claim by you seeing their own doctor. The insurance company may send you to an occupational health expert or a specialist, and this is called an 'insurer exam. ' The insurance company is looking to prove that your injuries are not as severe as you're making them out to be.
How do I prepare for a medical defense exam?
Try to remember each of the injuries or complaints from which you suffered in the past, if any. The defense interests will obtain records of all of your past injuries. If they are similar to those received in this incident, call your attorney and discuss these injuries before the examination.
What do you wear to an IME?
You will be more comfortable if you wear loose, comfortable clothes, and flat shoes. Bring a t-shirt and shorts to wear during the physical examination. Breaks will be offered during the evaluation.
How long does it take to get an IME report in PA?
The entirety of the examination can last anywhere between 15 minutes to an hour, depending on that particular doctor's procedure. Within a few weeks, that doctor will issue an IME report that will be circulated to the attorneys and yourself for review.
What is an IME in medical terms?
What Is an Independent Medical Exam? An IME is defined as “the evaluation of an injured party that utilizes a third party, independent medical professional to issue an unbiased opinion on the injury.”
How long does it take to get an IME report back in NY?
within 10 daysThe IME exam generates a report that is sent to all parties generally within 10 days. The report may or may not agree with your doctor and often will vary, especially in assessing your degree of disability.
What happens in a medical evaluation?
Typically, the patient will meet with a nurse first who will ask them about their medical history, allergies, past surgeries, immunizations, and any symptoms they might be experiencing. After that, the doctor will conduct a vital signs check, physical exam and visual exam.
What is a psychiatric IME?
A Psychiatric Independent Medical Examination, or IME, is a medical assessment conducted by specially trained psychiatrists with the purpose of determining: if an individual is suffering from mental and behavioral diseases that impact daily function; what the cause of the medical condition is; and if the clinical ...
What is full IME?
Independent Medical Examination (IME)
What does IME stand for in legal terms?
If the employee submits a workers' comp claim, the employer's insurance company may ask the injured worker to have an independent medical examination (IME). A doctor chosen by the insurance company will perform the examination.