Should you buy American Express premium car rental coverage?
Yes, most American Express credit cards come with complimentary collision damage waiver (CDW) coverage, which means you can safely avoid the car rental company’s in-house insurance. Just pay for the rental with your American Express credit card, and you should have basic CDW coverage throughout your rental.
Is AMEX Platinum worth it?
The Amex Platinum card is well worth it for frequent travelers who want luxury travel and lifestyle perks, and who can regularly take advantage of the card’s premium benefits.
Does American Express offer rental car insurance?
Most American Express cards offer a secondary insurance policy for rental cars. Secondary insurance pays for loss and damage not covered by any other insurance policy you have**. When you rent a car and pay for the entire rental with your card, you'll be insured against damage or theft.
Can you carry a balance on AMEX Platinum?
Yes, you can carry a balance on an AMEX credit card, but not on an AMEX charge card. Charge cards include the AMEX Green, Gold, Platinum and Centurion. The entire statement amount must be paid off or you risk account closure. The original AMEX green, gold & platinum cards were CHARGE cards. They were used mostly by and for business’ expenses.
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Does American Express Platinum offer car rental discounts?
Yes. You can expect discounted rates, vehicle upgrades, VIP pick-up and drop-off, and more depending on the rental car company. You will receive complimentary National Car Rental Emerald Club Executive status with your card, as well as Amex Platinum perks with Hertz Gold Plus Rewards and Avis Preferred.
Does Amex Platinum give Avis status?
Car rental elite status Cardholders of The Platinum Card® from American Express can enroll to get elite status with three rental car companies: Avis Preferred Plus, Hertz Gold Plus Rewards and National Emerald Club.
Does American Express protect rental car?
American Express provides free rental car coverage for cardholders, known as Car Rental Loss and Damage Insurance. To activate it, pay for the full car rental and deposit on the card and decline the rental car company's Collision Damage Waiver insurance.
What benefits do you get from Amex Platinum?
Points: Rewards on spendingA jet-setting welcome offer. ... Big travel rewards. ... Up to $200 in annual credit for airline incidental fees. ... Up to $200 in Uber cash for rides. ... Up to $200 in annual hotel credit. ... Up to $300 Equinox credit. ... Up to $240 in digital entertainment credit. ... $189 Clear credit.More items...•
Do you get Hertz status with Amex Platinum?
Exclusively for American Express Platinum Card® Members Rent a car for 7 days or more at participating Hertz locations in USA and enjoy One Free Day. This is on top of the Hertz privileges you receive as a Platinum member. Easy Booking: Create your own profile and preferences, saving you time.
What does Amex Platinum get you with Hertz?
As a Platinum Cardmember enrolled into the Hertz Gold Plus Rewards® loyalty programme, you will enjoy a range of exclusive benefits at participating locations across the world: Up to 15% discount off standard rates, and up to 25% off Prestige Collection vehicles. One car-class upgrade whenever possible.
How do I activate my American Express Car Rental insurance?
To activate coverage for your Amex car rental insurance, you must reserve and pay for the entire cost of a rental car with your eligible Amex card. You will also need to decline a full collision damage waiver and other similar rental car coverage.
Does American Express Platinum cover rental car insurance in Mexico?
The Amex Platinum includes rental car insurance in Mexico, however, Mexico does not recognize American insurance for injury liability. For that reason, you must have Mexican auto insurance when driving in Mexico, whether driving your own vehicle or renting one there.
Does Amex cover rental car insurance in Italy?
American Express rental car coverage still does not extend to three key countries: Italy, Australia, and New Zealand. But this is a moot point for Italy. In Italy, car rentals include collision and theft insurance by law as a default. Car rental quotes automatically include coverage and there is no option to remove it.
Is Amex Platinum prestigious?
Why It's One of the Most Exclusive Cards: The Business Platinum Amex Card's annual fee alone makes it exclusive, as your average small business owner probably won't want to shell out hundreds of dollars per year just for the privilege of having a particular card.
How much is 125000 Amex points worth?
We generally value Membership Rewards points at about 2.2 cents per point, which means that a 100,000 Membership Rewards points bonus offer is worth ~$2,200, a 125,000-point bonus is worth ~$2,750, and a 150,000-point bonus is worth $3,300.
Does Amex Platinum get you into United club?
Does the Amex Platinum get you into United Clubs? The Amex Platinum doesn't provide access to United Clubs.
How do I link Amex Platinum to Avis?
To get these American Express Platinum card Avis benefits, users will need to register on the Avis website and include the discount and upgrade codes found there. Just click the “Terms and Conditions” link on each offer page to retrieve the codes, and then enter them in the field at the bottom of the registration page.
How do I check my Avis Preferred Plus status?
Avis Preferred Plus is earned by frequently using Avis for your rental needs. You get a complimentary one-class upgrade, whenever it is available. To qualify, you must rent at least 12 times or spend a minimum of $5,000 within one calendar year.
Does Avis status match?
The Status Match Avis offers a match of your current car rental program status to its corresponding elite status, up to its top President's Club level. Requesting a status match is simple. If you live in the U.S. or Canada, send an email to [email protected].
How do I find my Avis AWD number?
An Avis Worldwide Discount (AWD) number may be found in newspapers, magazines or television ads; by clicking banner ads on Web sites; or on the avis.com Web site.
How much does an Amex Platinum card cover?
For theft or damage to the rental vehicle, the Amex Platinum card covers up to $75,000. Contact Information.
What is the Platinum Card?
The Platinum Card® from American Express is one of the premier credit cardson the market today. It’s known for amazing perks, but it also carries a steep annual fee. While the dollar figure may seem daunting, this card comes with a lot of benefits to offset the cost.
Does Amex Platinum cover rental car damage?
Bottom Line: The Amex Platinum Card will cover you if your rental car is damaged or stolen . It does NOT cover liability, damage to other vehicles, or injuries to people in other vehicles. Primary vs. Secondary Coverage. The Amex Platinum Card offers secondary coverage.
Is Amex Platinum a premium credit card?
First, let’s take a quick look at the Amex Platinum Card as a whole. This premium credit card comes with a premium price tag. Make no mistake, it’s a pricey card — but if you can take advantage of all the perks the Amex Platinum Card offers, it might earn a spot in your wallet. Amex Card. Benefits & Info.
Can I claim damage to my rental car in another country?
So If your personal auto insurance will not cover damage to your rental car in another country, then you can submit a claim with your secondary insurance. If you have other concerns or hesitations about what the coverage extends to I would recommend contacting American Express directly.
Does Amex Platinum have rental car insurance?
Rental car loss and damage insurance that comes with the Amex Platinum card is secondary, meaning it only covers what your primary insurance won’t cover. These perks are all included with the Amex Platinum card annual fee.
How does car rental insurance work?
How Does Credit Card Car Rental Insurance Work? If your credit card offers car rental insurance, it usually kicks in automatically when you pay for your rental car with that credit card – and you’ll probably have to pay with that card to get the insurance. You’ll also have to decline the rental car agency’s offered coverage in order for ...
Why is insurance important for rental cars?
Insurance is important because you never know what might happen. For many people, though, accepting the rental car agency’s coverage isn’t worth the extra cost – especially if you already have car insurance that may extend to cover rental vehicles. But that’s not all: Your credit card might include rental car insurance, ...
How long does a credit card rental last?
Rental duration: Coverage may only last for a certain amount of time, usually anywhere between two weeks and a month, depending on the card. Check with your card issuer to learn exactly what is and isn’t covered by your credit card.
What factors affect credit card rental car insurance?
Other factors that can affect your credit card rental car insurance include: Type of vehicle: Exotic cars, antique cars, cargo vans, or limos might not have the same coverage as an economy car or a standard SUV. Location: Depending on the card issuer, coverage might be excluded in some countries.
What is credit card car insurance?
Credit card car rental insurance is a perk that provides insurance coverage for the card member – and typically passengers and other drivers authorized by the rental contract – as long as they use that credit card to pay for the rental car. Credit card car rental coverage can be valuable – it saved me over $1,200 in damages after a deer ran ...
What is and isn't covered by my credit card?
Check with your card issuer to learn exactly what is and isn’t covered by your credit card. The details are likely listed in the benefits paperwork you received in the mail with your card, but you can also check your account info online or call your card issuer.
Does credit card rental insurance cover deductibles?
Secondary coverage: Won’t go into effect until your personal auto insurance first pays for the damages. Then, your credit card rental car coverage will reimbur se your deductible, and possibly other costs not covered by your personal policy. It’s more common for credit cards to offer secondary coverage than primary.1.
How much does Amex Platinum cover?
It’s not standalone cover to replace any alternative insurance policy, and any excess benefit payable is typically capped at between $3,000 and $6,000. AMEX Platinum, on the other hand, offers “Loss Damage Waiver Cover”, being a dedicated insurance policy covering eligible loss or damage of a hire car up to $125,000.
What is rental vehicle insurance excess?
In the event of loss or damage to a hire car , this provides cover towards any excess payable under a separate insurance policy, such as that offered by default through a car hire company with every hire.
Does Executive Traveller have a guarantee?
Executive Traveller makes no guarantee to the validity of any claim, or that the information published here remains up-to-date. Conditions, exclusions, limits, and policy terms and conditions apply to all insurance products, including Rental Vehicle Insurance Excess and Loss Damage Waiver Cover, and may differ between policy types, plans, add-ons, ...
Does Amex Platinum cover car rental?
Hiring a car? Your AMEX Platinum card may not actually cover you. American Express Platinum cardholders shouldn’t assume every rental will be insured, just by using their charge card... American Express’ Platinum Charge Card promises a suite of travel and lifestyle benefits in return for its hefty $1,450 annual fee – including, among other things, ...
Do other insurers cover the same rentals?
While AMEX Platinum’s insurance policy restricts rentals within 150km of home, Executive Traveller did not find similar distance-based exclusions on the rental car cover packaged with other premium Australian cards.
What companies does Amex Platinum work with?
Just for having the Amex Platinum Card you receive car rental benefits with three major car rental companies — Avis, Hertz, and National (enrollment required). Note that this applies to both the personal and business versions of the card, and authorized users are eligible for this as well. Once you enroll for these programs on Amex’s website, you should see the new benefits & status kick in within a few days.
What card to use for car rental?
Instead I’d recommend using a card like the Chase Sapphire Reserve® Card ( review) for your car rental, as it offers 3x points on travel purchases (including car rentals), and offers collision damage waiver.
What is the CDP code for Hertz Plus?
In addition to the general perks offered by Hertz Plus Rewards membership, you can get further benefits by using Amex Corporate Discount Code (CDP) 211762. This could offer savings on your rental, a four-hour grace period on returns within the United States, a one-class car upgrade (subject to availability), and more.
How many credits do you get for free rental cars?
Faster free rental days, allowing you to earn one rental credit for every qualified car rental, and get a free rental day after earning six credits
Can I pay for a car rental with Amex Platinum?
That being said, I wouldn’t recommend actually paying for your car rental with the Amex Platinum:
Does National have a good rental car?
Executive status is awesome, and makes the whole rental experience significantly more pleasant — not only does National typically have decent cars, but for many locations you can pick your car, and then there’s virtually no paperwork.
Does Amex Platinum have perks?
National is by far my favorite major car rental company, and having Executive status with the company is valuable. If you have the Amex Platinum and have any upcoming car rentals, make sure you enroll to receive some complimentary elite status perks.
What is the American Express Platinum card?
American Express Platinum Cards come with a slew of travel benefits , but mainly for airlines and hotels. The $550 annual fee is easy to recoup thanks to perks like Uber credits, $200 airline fee credit, Global Entry, and 5x rewards points on hotels and flights. For car rentals, you get free memberships in the premium car rental programs of Avis, Hertz, and National Car Rental. In addition, there is a premium roadside assistance benefit if you have car trouble.
How to apply for American Express Platinum?
To apply for an American Express Platinum Card, visit the Amex website and fill out an application for the card of your choice.
What is a premium credit card?
A premium credit card with built-in benefits can offer an extra layer of protections as well as some nice perks. The American Express Platinum Card offers a slew of perks for travelers, but they are mainly for airlines and hotels. You get a few perks for car rentals, including secondary rental car insurance coverage.
Do you have to take photos of your rental car?
As always, it is important to document everything. Be sure to take multiple photos of the rental car— noting every ding and scratch— before you leave the car rental office when you pick up the car.
Does American Express have car rental coverage?
American Express issues nearly five dozen different credit cards, including 10 different Platinum Cards. None of them offer primary car rental coverage, although most offer secondary coverage. American Express has a page where you can check the coverage for your specific card.
Chip Lupo, Credit Card Writer
This answer was first published on 02/09/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
American Express Rental Car Insurance Claims
To file an American Express Business Platinum card rental car insurance claim, call the Benefit Administrator at 1-800-338-1670 or visit the card’s benefits website to obtain a claim form.
