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does amscot have prepaid cards

by Annamae Murphy Published 2 years ago Updated 1 year ago
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The Amscot MoneyCard is a prepaid debit card that can be used to shop online, pay bills and make everyday purchases. It is accepted worldwide, anywhere Debit MasterCard

Debit Mastercard

The Debit Mastercard is a debit card. It uses the same systems as the standard Mastercard credit card but does not use a line of credit to the customer, instead relying on funds that the customer has in their bank account.

is accepted. The card can be reloaded by direct deposit or with cash at any Amscot Branch.

The Azulos Prepaid Mastercard is reloadable. Add money to your Card Account at Amscot or at more than 130,000 Netspend Reload Locations.

Full Answer

Does Amscot take debit cards?

The Amscot MoneyCard is a prepaid debit card that can be used to shop online, pay bills and make everyday purchases. It is accepted worldwide, anywhere Debit MasterCard is accepted. The card can be reloaded by direct deposit or with cash at any Amscot Branch. With the Amscot MoneyCard there is no minimum balance or risk of overdraft fees.

How much will Amscot charge to cash a check?

Amscot Check Cashing Fees: Cashier’s checks: 3.9% to 4.9% of the total check amount. Government checks: $3 to $10 for checks under $1,000; 1.9% for checks $1,000 to $1,499; and 2.9% for checks $1,500 and over. Insurance check: 3.9% to 4.9% of the total check amount. Money order: 9.9% of the cash amount; 1.5% if it’s an Amscot money order.

What is the starting pay at Amscot?

Amscot Pay & Benefits reviews

  • Great place to work if you have no life. The pay is awesome! ...
  • My Opinion. The company does not care about work life balance. ...
  • Ok for a start. Not the best company to work for. ...
  • I love this job. Was this review helpful? ...
  • A place to learn and leave. ...
  • Great company very efficient. ...
  • A step up from fast food. ...
  • Just don’t work here. ...

What is the best prepaid credit card?

  • Free cash reloads
  • No card fee for accounts opened online
  • No credit check required

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How much is an Amscot card?

All feesAmountDetailsCard Purchase Fee$2.95Charged at time of purchase. Fee is not assessed to the card.Monthly UsageMonthly Fee$5.95Add Money25 more rows

Where can I buy Visa prepaid cards?

Prepaid cards are sold at retail stores (usually for a fee) and some can be ordered online. There's no credit check, and they're often available even if you can't get a bank account because of a bad banking history. Unlike with a credit card, you load funds onto prepaid cards before use.

How do I get a prepaid money card?

You can buy a prepaid debit card from a retailer, bank, credit card company or other financial services provider. When you purchase one, your card funds are usually part of an account held by a bank or credit union.

How do I put money on my Amscot card?

You may add funds to your Card account, called “loading,” by: (i) Automated Clearing House (“ACH”) loads (e.g., direct deposit) up to 4 times per day or 7 times in 7 days; (ii) Loading cash at one of our Amscot Branch locations (a list of locations is available at www.amscotfinancial.com or by calling 1-866-532-9623) ...

How much money can you put on a prepaid card?

Most Visa prepaid card options will allow you to load up to $15,000 into the card account. If you're accessing a reloadable prepaid card, you can continue to add money to your account when you spend some of your current balance. In either scenario, though, you cannot surpass the $15,000 account balance limit.

How much is a prepaid card?

Most prepaid cards charge monthly maintenance fees around $10, which is similar to checking account fees that can cost up to $15 a month. But you may also pay a fee to open your prepaid card, typically around $5. You can also expect to incur an ATM fee, reload fee and foreign transaction fee with many prepaid cards.

How can I get a free prepaid debit card?

Here are eight of the best free prepaid cards:Brinks Prepaid Mastercard. Apply Now » ... PayPal Prepaid Mastercard® ... NetSpend® Visa® Prepaid Card. ... NetSpend® Visa® Prepaid Card. ... Serve® American Express® Prepaid Debit Account. ... Bluebird® American Express® Prepaid Debit Account. ... The Mango Prepaid Mastercard® ... Walmart MoneyCard®

Is there a prepaid card with no fees?

The NetSpend Visa Prepaid Card is one of the best no-fee prepaid cards. With this card, you will not have to worry about overdraft fees, activation fees, credit checks, or minimum balances.

What are the types of prepaid cards?

Here are some of the other types of prepaid cards that you might have come across before:General-Purpose Reloadable Prepaid Cards. ... Prepaid Gift Cards. ... Retail Prepaid Cards. ... Prepaid Travel Cards. ... Prepaid Cashback Cards. ... Payroll Cards. ... Learn More About Suits Me Prepaid Card. ... Related Posts.

Can I use my Amscot card at an ATM?

Convenient ATM access … and lower ATM fees. You'll find an ATM machine conveniently located in the lobby of any Amscot location you visit. Available 365 days a year, you can withdraw cash in $20 increments up to $600. It's important to us that our customers feel safe and secure.

What happens if you don't pay Amscot cash advance back?

Q: What should I do if I am unable to pay my cash advance on time? A: If you are unable to repay your cash advance on time you could be eligible for alternative payment arrangements such as the Grace Period, or if you meet certain requirements, the Extended Payment Plan.

How much does Amscot ATM charge?

A: Amscot's fees are among the lowest in the cash advance industry. We charge a service fee of 10% of the amount advanced, plus a $3.00 state fee. For example, to receive a $100.00 cash advance, you will write a check for $113.00 for Amscot to hold until your next payday, up to 31 days.

Can you buy a prepaid Visa card in a store?

You can buy prepaid cards at retail locations (such as grocery stores and drug stores), online, over the phone, or from some banks and credit unions. If you buy the card online, you may then be issued a virtual card, or you may receive a physical card in the mail at a later time.

What Visa cards are reloadable?

Visa Prepaid card is the quick, easy, and secure way to pay online or in-person—24 hours a day, 7 days a week. The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online.

Can you buy prepaid Visa Online Canada?

Yes. Your Visa Gift Card is intended for use anywhere Visa cards are accepted. To make an online or phone purchase, you will need to register your card.

What can you buy with a prepaid Visa gift card?

The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online to: Pay bills. Add funds. Make purchases anywhere Visa Debit cards are accepted.

Why do people use prepaid cards?

Just some of the reasons#N#consumers like using Prepaid Cards... 1 No Credit Checks. Even if you have bad or no credit, you can still obtain a prepaid card.* We do not perform a credit check on you, because this is not a credit card. 2 No Overspending. You cannot spend more money than what you actually loaded to your account. 3 No interest fees. Unlike a credit card, which can accrue a balance and interest fees, with a prepaid card, you can only spend the amount you have loaded to your card. There are no interest charges to worry about. 4 Helps with budgeting. A prepaid card can likely help you stay on budget. You can only spend the amount you have loaded to your card.

Can I overspend on a prepaid card?

No Overspending . You cannot spend more money than what you actually loaded to your account. No interest fees. Unlike a credit card, which can accrue a balance and interest fees, with a prepaid card, you can only spend the amount you have loaded to your card. There are no interest charges to worry about.

What is a prepaid card?

Your Card is a prepaid card, which allows you to access funds loaded to your Card account. You should treat your Card with the same care as you would treat cash. We encourage you to sign your Card when you receive it. This Card is intended for personal, family, or household use and not intended for business purposes. Your Card account does not constitute a checking or savings account and is not connected in any way to any other account you may have. The Card is not a gift card, nor is it intended to be used for gifting purposes. The Card is not a credit card. You will not receive any interest on the funds in your Card account. We may close your Card or refuse to process any transaction that we believe may violate the terms of this Agreement or represents illegal or fraudulent activity. You are responsible for notifying us immediately upon any change to your address, phone number, or email address. If your address changes to a non-US address, we may cancel your Card and return funds to you in accordance with this Agreement.

What happens if you use an ATM that is not owned by us?

When you use an ATM not owned by us, you may be charged a fee by the ATM operator (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).

What is the liability for unauthorized transactions on a Mastercard card?

Under Mastercard’s Zero Liability Policy, your liability for unauthorized transactions on your Mastercard-branded Card is $0.00 if you notify us promptly upon becoming aware of the loss or theft, and you exercised reasonable care in safeguarding your Card from loss, theft, or unauthorized use. This policy limiting your liability does not apply to debit transactions not processed by Mastercard, certain commercial transactions, or unregistered cards.

Why do I need a receipt for my ATM?

You may need a receipt in order to verify a transaction with us or the merchant.

What happens if you preauthorize a credit card?

With certain types of purchases (such as those made at restaurants, hotels, or similar purchases), your Card may be “preauthorized” for an amount greater than the transaction amount to cover gratuity or incidental expenses. Any preauthorization amount will place a “hold” on your available funds until the merchant sends us the final payment amount of your purchase. Once the final payment amount is received, the preauthorization amount on hold will be removed. During this time, you will not have access to preauthorized amounts. If you authorize a transaction and then fail to make a purchase of that item as planned, the approval may result in a hold for that amount of funds.

What is an Amscot card?

The Amscot MoneyCard is simple and easy to use. The front of the card displays your name, the MasterCard Brand Mark, an individual card account number, and an expiration date. The Amscot MoneyCard stores value of the dollar amount you choose to load and maintain on the card.

Is Amscot a safe card?

The Amscot MoneyCard gives you a safe, secure way to carry your money. Every card is FDIC insured and backed by the prestige and power of MasterCard, along with the convenience you’ve come to expect from Amscot. Accepted worldwide, anywhere Debit MasterCard is accepted.

What is an Amscot card?

What is the Amscot MoneyCard and where can it be used? The Amscot MoneyCard is a prepaid debit card that can be used to shop online, pay bills and make everyday purchases. It is accepted worldwide, anywhere Debit MasterCard is accepted.

How to get Amscot card number?

Simply provide your payroll or benefits office with your routing and account number. You can get these numbers by logging in to your card account, visiting any Amscot Branch, or by calling 1-866-532-9623 to speak with our live customer support.

What happens if Amscot money card is stolen?

If your card is lost or stolen you may obtain a replacement card for $2.95 and a replacement card will be issued by mail. Any available balance will be transferred to the new card.

How to contact Amscot Moneycard?

For more information about the Amscot MoneyCard and to get started ask an Amscot Associate for details or call 1-866-532-9623.

What happens when you activate a personalized card?

Once you activate your personalized card, all of the funds will automatically transfer over from your temporary card and any direct deposits received after the activation will post to your personalized card. Personalized Card Back to Top.

Where can I use my Amscot temporary card?

The temporary card can be used at most merchants that accept Debit MasterCard until you receive your personalized card in the mail.

Is Metabank FDIC insured?

Your funds are eligible for FDIC insurance. Your funds will be held at or transferred to MetaBank, an FDIC-insured institution. Once there, your funds are insured up to $250,000 by the FDIC in the event MetaBank fails, if specific deposit insurance requirements are met and your card is registered.

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Features

  • The Amscot MoneyCard gives you a safe, secure way to carry your money. Every card is FDIC insured and backed by the prestige and power of MasterCard, along with the convenience you’ve come to expect from Amscot. 1. Accepted worldwide, anywhere Debit MasterCard is accepted 2. Shop online, pay bills and make every day purchases 3. Simple Fee Plan wit...
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How Does It Work?

  • The Amscot MoneyCard is simple and easy to use. The front of the card displays your name, the MasterCard Brand Mark, an individual card account number, and an expiration date. The Amscot MoneyCard stores value of the dollar amount you choose to load and maintain on the card. As you use the card at merchants or ATM’s, the amount of the purchase or cash withdrawal is automati…
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Convenient Loading Options

  1. Load your card for free* through Direct Deposit- get your payroll or government benefits fast with Early Direct Deposit!
  2. Load at any Amscot Branch up to $7,500!
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Other Advantages

  • Same Day Replacement Card
    If your card is lost or stolen just visit any Amscot Branch and get a same day replacement card.
  • 24-Hour Support!
    The Amscot MoneyCard provides free* 24-hour automated support. Check your balance, review your recent transactions, or report any problems such as a lost or stolen card by calling 1-866-532-9623.
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How Do I Get It?

  • The Amscot MoneyCard is available exclusively at any Amscot Branch. You will receive a temporary card that will allow immediate access to your cash at ATM’s, and for purchase transactions at your favorite merchants. A personalized Amscot MoneyCard, from one of our six designs, will be delivered to you generally within 7 to 10 business days.
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What Are The Costs?

  • These fees apply to new Amscot MoneyCards purchased on or after March 15, 2015. The fees associated with cards purchased before this date may be different. Please login to your card account to view your cardholder agreement and fees.
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1.Azulos Prepaid Mastercard - Amscot

Url:https://www.amscot.com/azulosprepaid.aspx

15 hours ago The Azulos Prepaid Mastercard is reloadable. Add money to your Card Account at Amscot or at more than 130,000 Netspend Reload Locations. Compare accounts and choose what fits you. Amscot provides you with options when it comes to managing your finances. Compare the Bank Account and Prepaid Card side by side and choose the Account that’s best for you.

2.Why Use Prepaid Cards? - Amscot

Url:https://www.amscot.com/why-use-prepaid-cards.aspx

15 hours ago You cannot spend more money than what you actually loaded to your account. No interest fees. Unlike a credit card, which can accrue a balance and interest fees, with a prepaid card, you can only spend the amount you have loaded to your card. There are no interest charges to worry about. Helps with budgeting. A prepaid card can likely help you ...

3.Prepaid Card Terms - Amscot - The Money Superstore

Url:https://www.amscot.com/resources/prepaid_card_terms_0319.pdf

19 hours ago The Amscot Prepaid MasterCard is issued by MetaBank™, Member FDIC, pursuant to license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.

4.Amscot MoneyCard® Prepaid MasterCard®

Url:https://secure-amscot.pd.gpsrv.com/home/about

11 hours ago The Amscot MoneyCard Prepaid Mastercard® is issued by MetaBank®, Member FDIC, pursuant to license by Mastercard International Incorporated. Card is serviced by Amscot.

5.Frequently Asked Questions about the Amscot Money Card

Url:https://secure-amscot.pd.gpsrv.com/home/faq

23 hours ago 30 rows · The Amscot MoneyCard is a prepaid debit card that can be used to shop online, pay bills and make everyday purchases. It is accepted worldwide, anywhere Debit MasterCard is accepted. The card can be reloaded by direct deposit or with cash at any Amscot Branch. With the Amscot MoneyCard there is no minimum balance or risk of overdraft fees. Is the Amscot …

6.Frequently Asked Questions about Cash Advances - Amscot

Url:https://www.amscot.com/cash-advance-faqs.aspx

32 hours ago The Amscot Prepaid MasterCard is issued by MetaBank™, Member FDIC, pursuant to license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.

7.ATM Service - Amscot

Url:https://www.amscot.com/atm.aspx

20 hours ago Q: How much does it cost? A: Amscot’s fees are among the lowest in the cash advance industry. We charge a service fee of 10% of the amount advanced, plus a $3.00 verification fee. For example, to receive a $100.00 cash advance, you will write a check for $113.00 for Amscot to hold until your next payday, up to 31 days.

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