That’s right, Gem offers a range of finance options available at all House of Travel stores, nationwide. Just ask in-store for the Gem Visa deal that suits you. Gem Visa is also a smart, everyday credit card that gives you freedom to take advantage of great deals and opportunities at home and abroad.
What is Gem Visa?
How long is interest free on a $250 purchase?
Can you use a Gem Visa card as a credit card?
Can you get a gem visa for interest free?
Can you use GEM anywhere?
Gem Visa lets you shop for whatever. you want. Enjoy 6 months interest free on all Visa purchases $250 and over,^ anywhere Visa is accepted, worldwide.
Is Gem Visa and latitude same?
Gem Visa is a credit card product provided by Latitude Financial Services. Latitude Financial Services is also a provider of other credit cards, personal loans and car loans, personal insurance, and interest-free and promotional retail finance.
Can you get cash from Gem Visa?
Cash withdrawal fees apply (over the counter cash withdrawal fee of $6/ATM cash withdrawal fee $0.90). Remember that cash withdrawal attracts interest from the date of withdrawal/purchase at the prevailing interest rate (currently 29.95%p.a.). Available at participating retailers only.
How do I increase my credit limit on my Gem Visa card?
If you want to apply for a limit increase our Customer Solutions team on 0800 500 505 and if approved, your increase will take effect immediately. We are able to review your account for a credit limit increase every 6 months.
What is the maximum limit of Gem Visa?
Rates & feesInterest RatesMinimum credit limit$1,000Maximum credit limitN/AFees & repaymentsAnnual fee$0* p.a.11 more rows
Can I use Gem Visa without card?
You can now use Fitbit Pay, Garmin Pay, Apple Pay and Google Pay to pay your everyday purchases. You don't have to wait for your card to arrive in the mail, start tapping with a few simple steps. Download the Latitude Mobile App and create your Latitude ID to login.
Can I use GEM visa at the warehouse?
Does The Warehouse accept Gem Visa? The Warehouse does not accept Gem Visa.
Does Gem Visa have an annual fee?
With the Latitude Gem Visa card, you can enjoy the convenience of an everyday credit card while also taking advantage of interest-free buy now pay later options. This card comes with a 6-month interest-free introductory offer on purchases over $250, no annual fee and up to 55 interest-free days.
Can you transfer Gem Visa?
You'll need to apply with a bank you're not currently with, and if you get approved, your GEM Visa balance will reduce by the amount you've been approved to transfer.
Why did my credit limit increase automatically?
The second way you may get a credit limit increase is if a credit card company increases your limit without a request from you. This typically occurs after you've demonstrated responsible credit habits such as making on-time payments and paying more than the minimum payment required.
How much of a credit limit increase should I ask for?
10% to 25%Credit experts suggest that you only ask for an increase when you've paid your bills promptly. They also recommend waiting at least six months after you received the credit card and asking for no more than a 10% to 25% increase. Asking for more than 25% might raise questions about your intentions.
How do I know my credit card limit before applying?
You won't know your exact credit limit until your application is final, and credit limits vary depending on your specific credit score and income.
How do I activate my latitude Gem Visa card?
Call the Customer Service phone number on the activation sticker on your card. Prompt the interactive voice response with 'Activate my card' and follow the prompts. You will need to know the primary account holder's date of birth and the mobile phone number listed on the account.
How do I contact Gem Visa?
relevant number.Within New Zealand. 0800 500 505.Outside New Zealand. +64 800 500 505.Visa Global Customer Assistance. +1 303 967 1090.
How do I check my Gem Visa balance?
Once you log in to your account, you will see an overview of your linked cards/accounts. The current balance and available to spend credit will be displayed under the name of each card. Select the card you're after from the list to have more information about both figures and see any pending transactions.
How do I pay my Gem Visa NZ?
You can pay your Gem Visa credit card via internet or telephone banking using the details below:Name of Bank Account: Gem Visa.Bank Account Number: 03-0502-0681686-000.Particulars: Account holder's surname and first initial.Code: 000000601073.More items...•
Visa offers | Latitude Gem Visa Card
Enjoy exclusive deals, discounts and offers by simply using your Visa card at home and overseas.
Gem Visa Online Service Centre
Manage your online account with confidence knowing you're protected with enhanced security and VeriSign.
Gem CreditLine Card | Gem by Latitude
1 Cash withdrawal fees apply (over the counter cash withdrawal fee of $6/ATM cash withdrawal fee $0.90). Remember that cash withdrawal attracts interest from the date of withdrawal/purchase at the prevailing interest rate (currently 29.95%p.a.). 2 Available at participating retailers only. Prevailing interest rate (currently 29.95% p.a.) applies after 120 days.
Gem Visa Online Service Centre
Manage your online account with confidence knowing you're protected with enhanced security and VeriSign.
Q Card & Q MasterCard
Secure your dream trip now using your Q Card or Q Mastercard and enjoy a flexible payment plan that suits you. Simply click below to learn more about our interest free offers and how to apply for a card. If you have a card already ,then you’re all set – simply let your local House of Travel know you’re ready to book with Q.
LayBuy
Did you know you can book travel with House of Travel and pay by Laybuy?
ASB True Rewards
ASB True Rewards is ASB’s credit card loyalty programme. Every time you use your ASB credit card, you’ll earn True Rewards Dollars. They add up fast, so before you know it, you’ll have enough to spend on the travel you want at House of Travel.
Farmlands
Every time you swipe your Farmlands Card in-store at House of Travel, you’ll save money by avoiding the 2.5% credit card fee. Not only that, but you’ll earn Choices Reward Points and gain access to exclusive Cardholder activity, plus you can use your Choices Rewards Vouchers as part-payment towards that dream holiday.
What is Gem Visa?
Gem Visa gives you access to a huge range of interest free offers and payment plans at some of New Zealand’s leading brands. *
How long is interest free on a $250 purchase?
12 Months Interest free on purchases over $250.
Can you use a Gem Visa card as a credit card?
Shortly afterwards, you’ll receive your Gem Visa card in the mail, to use as an everyday credit card and to access more long term interest free deals. *
Can you get a gem visa for interest free?
For long term interest free deals, present your Gem Visa or your driver’s licence at any Gem Visa participating store. * The sales person will advise you which interest free promotions are currently available. You can then purchase up to your available credit limit.
How long is the Latitude Gem Visa?
From 6-60 months, Latitude Gem Visa credit card gives you access to a range of interest free offers at thousands of retailers.
What does a Latitude Gem cardholder get?
As a Latitude Gem Visa credit cardholder, you get exclusive discounts, offers and deals just for using your card.
How long can a temporary resident stay in Australia?
A resident of Australia or a temporary resident who legally has the right to work in Australia (and intend to stay) for at least the next 12 months.
Is Visa a trademark?
Visa and the Visa brand are registered trademarks of Visa International.
What is Gem Visa?
Gem Visa gives you access to a huge range of interest free offers and payment plans at some of New Zealand’s leading brands. *
How long is interest free on a $250 purchase?
12 Months Interest free on purchases over $250.
Can you use a Gem Visa card as a credit card?
Shortly afterwards, you’ll receive your Gem Visa card in the mail, to use as an everyday credit card and to access more long term interest free deals. *
Can you get a gem visa for interest free?
For long term interest free deals, present your Gem Visa or your driver’s licence at any Gem Visa participating store. * The sales person will advise you which interest free promotions are currently available. You can then purchase up to your available credit limit.