How to Get Your Sears Credit Card Application Approved
- 1. Choose Your Method of Application You can apply for a Sears Citi credit card or Sears Mastercard online or in person at a Sears or Kmart store. Applications are not accepted by mail. ...
- 2. Review the Terms and Conditions The terms and conditions are located at the bottom of the online application form. ...
- 3. Complete the Credit Card Application ...
- 4. Wait for Approval ...
Full Answer
How does someone apply for a Sears credit card?
You can apply for a Sears Credit Card at the retailer’s website or at a Sears or Kmart store. Depending on how fast you’re approved, you can start using your card the same day you apply. The two different cards offer different benefits and have different limitations, so make sure you review them both before you apply.
Can I get cash from my Sears credit card?
You used to be able to use your Sears card to buy green dot credit cards and moneypaks at Kmart. Then you could get a cash advance from the credit card. But not any more, the register will not accept the Sears card as a form of payment any longer. If it is a Sears store card, no, you cannot get cash on it.
How to access a Sears credit card account?
- Go to the Sears credit card site. Access your Sears credit card account online by visiting the Sears credit card login page.
- Enter your username and password on the login screen. After you’ve entered the login details, select the orange “Sign On” button.
- Enter your name as it appears on the card. ...
- Review your balance and account details. ...
Can I apply for a Best Buy credit card online?
You can apply for both cards online or in stores. Both Best Buy cards will earn you 5% back in rewards for all Best Buy purchases, but the Visa card will also get you 2% back in rewards on food and grocery purchases, as well as 1% back on other everyday purchases. Meet the minimum qualifications.
Can you get a Sears credit card?
Key Takeaways. Sears offers a store credit card and a MasterCard co-branded card with several levels of rewards and perks. Cardholders can earn cashback rewards points to be redeemed in-store or online, in addition to seasonal promotions like no-interest financing on certain purchases. The cards have no annual fee.
Is Sears credit card easy to get?
The Sears Store Card credit score requirement is 640 or better. That means people with fair credit or better have a shot at getting approved for the Sears Store Card.
What is the difference between Sears card and Sears Mastercard?
About the card The Sears MasterCard is the superior option (as compared to the Sears Credit Card) available for frequent shoppers of Sears or Kmart. In addition to being invited to cardholder-exclusive shopping events, you'll earn points that can be redeemed on purchases at the two retailers.
What FICO score is needed for Sears credit card?
The Sears Credit Card credit score requirement is 700, at a minimum. That means people with good credit or better have a shot of approval. The Sears Store Card, on the other hand, requires at least fair credit (a credit score of 640+) for approval.
Who Should Consider the Sears Credit Card?
Sears may be a shadow of its former self, but it has a long-held reputation for quality appliances, tools, auto parts, and lawn and garden equipment. It may not be the first name on most peoples' minds these days when they're considering a major purchase for the home, but the Sears.com website is worth a price comparison with other retailers.
What is a Sears Home Services card?
Cardholders can use this card to finance purchases with the Sears Home Services division, which also assists with the installation and maintenance of these large purchases. For example, customers looking to improve their homes' flooring can get both the material and installation completed with the Sears Home Services group. To begin, there is a five- to 10-minute call and then an in-home consultation.
Where Can the Card Be Used?
The Sears credit card can be used at the stores and websites of Sears, Kmart, and Land's End (a Sears spinoff).
How much back does a Shop Your Way card give?
Shop Your Way MasterCards allow cardholders to earn 5% back on eligible gasoline purchases and 3% back on grocery stores and restaurants (limited to the first $10,000 of qualifying payments, then 1% thereafter), plus 2% back when used at Sears or Kmart, and 1% on all other purchases. 1 New cardholders may also receive various promotions such as no-interest financing for a period of time, or a statement credit when you spend a certain amount right after receiving your new card. 2
What is a Sears home improvement account?
Instead of paying for the remodels immediately or with another credit card, the Sears Home Improvement Account gives the option for a repayment plan over a longer period.
What is the benefit of getting a Sears card?
The biggest benefit to having one of the cards is to get either 5% off a large purchase or no-interest financing. The majority of the benefits come from spending at least $299 a year on most of the categories.
Does Sears have a credit card?
Sears offers a series of store credit cards and MasterCards branded as "Shop Your Way" cards that come with various levels of rewards and perks. These cards are underwritten by Citibank and come with no annual fee.
When did Sears go bankrupt?
Here are five things to know about the Sears credit cards. Nerdy tip: Sears filed for bankruptcy in October 2018, but stores aren't disappearing entirely, nor are its co-branded credit card offerings.
Why should every purchase be on a credit card?
by Virginia C. McGuire, Paul Soucy. Credit cards are convenient and secure, they help build credit, they make budgeting easier, and they earn rewards. And no, you don't have to go into debt, and you don't have to pay interest. Explore Credit Cards.
When will Shop Your Way Mastercard offer a bonus?
The Mastercard offers a small sign-up bonus. Through Jan. 30, 2021, the Shop Your Way Mastercard® is offering an initial $40 statement credit to new cardholders who spend $50 or more within the first 30 days of signing up.
Do you have to pay an annual fee for Sears?
3. You won't have to pay an annual fee …. Neither of the Sears cards charges an annual fee, which is typically the case for similar store cards. This can make it easier for you to keep the card open for a longer period of time.
Does Shop Your Way have a Mastercard?
Shop Your Way Mastercard®: You can use this card at any merchant that accepts Mastercard, and it earns Shop Your Way points. You'll earn 5% back in points on gas station purchases and 3% back in points on eligible restaurant and grocery store purchases up to the first $10,000 of combined spending in those categories per calendar year. (After that, you'll drop back to a rewards rate of 1% back in points.) You'll also earn 2% back in points on eligible Sears and Kmart purchases and 1% back in points on other eligible purchases.
