Open the American Express website to begin your application. Choose the option for the Platinum Card and click "Apply now." If you have an existing American Express account, sign in. If you are a new customer, choose the option to create a new account. You must complete the American Express Platinum Card application in a single online session.
Full Answer
What are the benefits of using American Express Platinum?
- SoulCycle bikes sell for $2,500 plus taxes and fees. ...
- The 15-bike limit is a (somewhat disingenuous) way for Amex to brag that the Amex Platinum offers up to $4,500 in annual statement credits from this perk. ...
- You cannot finance your bike while also getting a $300 statement credit — you must complete the purchase in a single transaction.
Is it hard to get the AMEX Platinum?
The Amex Platinum can be a hard credit card to get. It does have a high annual fee of $550 (See Rates & Fees). Therefore, y ou may want to check out some of the other best credit cards for travel miles options that come with lower annual fees.
How to get approved for the AMEX Platinum?
Part 2 Part 2 of 2: Part 2: Applying For The Platinum Card Download Article
- Choose an application method. It is possible to apply for the card online, or by phone, although online is quicker.
- Open the American Express website to begin your application. Choose the option for the Platinum Card and click "Apply now."
- Fill in the required information. ...
- Verify your information and submit the application. ...
Is the AMEX Platinum worth the annual fee?
Is the Amex Platinum Annual Fee Worth It? Pros and Cons. At $695 a year, the Amex Platinum annual fee is no chump change. And with an interesting turn to luxury lifestyle and less focus on travel, some of these new benefits don’t shine quite as bright. But Amex’s premium travel benefits – namely, lounge access – are truly second to none.
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How do you get an American Express Platinum card?
While there is no set score needed, we recommend you have a credit score of at least 670, 2 years of clean credit history, and an income of at least $50,000 per year to apply for the Amex Platinum card.
What income do you need for Amex Platinum?
Annual income of $100,000 or more. Aged 18 years or over.
Is the Amex Platinum hard to get?
Yes, it is hard to get the American Express Platinum card because applicants need a 700+ credit score and a high income to qualify for approval. But if you have good or excellent credit and make a lot of money, you have a good shot.
Are there different levels of Amex Platinum?
Three different shades of platinum As you can see, the biggest differences are between the two personal Platinums and the Business Platinum. Earn 100,000 bonus points after you spend $6,000 on purchases on the card in the first six months of card membership.
What is the highest Amex card?
the Centurion cardThe highest level American Express card is the Centurion card, which is also known as the 'black card.
Is Amex Gold or Platinum better?
Amex Platinum ultimately offers more value, though. For example, its benefits include airport lounge access, while the Amex Gold Card's perks do not. When it comes to ongoing rewards on purchases, Amex Platinum has a higher maximum earning rate and better travel rewards. But Amex Gold provides more everyday value.
Is Amex Platinum impressive?
The Amex Platinum is one of the most prestigious travel credit cards you can own.
Can you get Amex Platinum fee waived?
Here's how to get the American Express Platinum card annual fee waived: Call the retention line: You can ask Amex to waive the annual fee by calling (800) 452-3945.
What happens if you don't pay Amex Platinum in full?
Late Payment For each following Closing Date that an amount past due remains unpaid, we may charge a fee of the greater of $38 or 2.99% of any past due Pay In Full amounts. Your late fee will not exceed the Amount Due or any limit established by applicable law. Paying late may also result in a penalty APR.
Which Amex card should I get first?
The best Amex card for first-timers with good credit is the Blue Cash Everyday® Card from American Express because it has a $0 annual fee and gives up to 3% cash back at U.S. supermarkets (up to $6,000 spent per year, then 1%).
Does it make sense to have Amex Gold and platinum?
Does it make sense to have the Amex Gold and Platinum? Having both the Amex Gold and Amex Platinum can make sense if you use both cards enough to offset the annual fees. You can use the American Express® Gold Card for its dining credits and 4x purchase rewards on dining and supermarket purchases.
Does Amex still have a black card?
The American Express Centurion Card is the official name of the Amex Black Card. The Black Card is a high-end, exclusive charge card issued by American Express. Platinum Card holders must meet certain criteria to be extended an invitation. The American Express Black Card comes in personal and business variants.
What is the minimum salary required for American Express credit card?
Amex Credit Card Eligibility Criteria and Documents Required Cardholder should have a Personal Annual Income of Rs. 6 Lakhs and above. Cardholder should have an Indian or multinational bank's savings or current account in India. The applicant must be an Indian resident.
How much income do you need for Amex Gold?
American Express does not disclose a specific income requirement, but it will need to be enough to make payments on the card and to afford the $250 annual fee.
What is the easiest American Express card to qualify for?
When applying for the Amex Blue Card, try to have a good credit score, which is a FICO® Score of 670 or above. This is one of the easiest Membership Rewards cards to open, and even consumers with average credit scores have a decent chance of approval.
How much do you need to spend to get a black Amex?
How much do you have to make to get Amex's black card? There aren't any income requirements per se, but you most likely need to be a high spender on your Amex cards. If you're in the ballpark of $250,000 to $500,000 in annual spending across all your open Amex cards, you may qualify for the Centurion card.
How many points do you get on a Platinum Card?
Based on the information you provide, you may be eligible for the following Platinum Card offers: 100,000, 125,000 or 150,000 points - or other offers with other Cards.
How long does it take for an American Express card to show incidental purchases?
If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.
How much is the Equinox statement credit?
Get a $25 statement credit each month when you pay for eligible monthly Equinox membership fees or Equinox+ with your Card. Visit https://platinum.equinox.com/ to enroll. ‡
What is Amex Platinum?
The Amex Platinum comes with access to a premium concierge service that can help you with everything from booking hard-to-get reservations to finding destination guides to help you plan out your next getaway.
How many points do you get on a 10x card?
10X Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That’s an additional 9 points on top of the 1 point you earn for these purchases.
Is Amex Platinum a luxury card?
The Amex Platinum card is not just a symbol of luxury. It comes with an immense number of travel and consumer benefits that are advantageous for the globetrotter. (Partner offer)
Does Amex Platinum unlock perks?
If you travel frequently for work or for leisure, the Amex Platinum will unlock a whole suite of perks that will undeniable improve your travel experience . However, with such a steep annual fee, only travelers who value ultimate luxury should consider opening this card.
Is Amex Platinum worth it?
Sometimes it's worth a large investment to reap the benefits of a great credit card. That's exactly the case with the Amex Platinum card. In exchange for the annual fee, you'll unlock access to the Amex Membership Rewards program that let you access airline and hotel transfer partners, along with new lifestyle and travel credits. This card is also incredibly rewarding for travel purchases, helping you rack up a ton of Membership Rewards points for your next award trip.
Welcome Offer for New Cardmembers
For new cardmembers, American Express is currently offering a 100,000 Membership Rewards® point Welcome Offer after you spend $6,000 in the first 6 months of card membership. Terms Apply.
The Bottom Line
If you love credit card rewards as much as we do, the Platinum Card® from American Express is definitely a card you want to have in your (RFID-blocking!) wallet when you’re traveling. Yes, you’ll need to spend a lot during the year to get the value out of the annual fee.
How to find benefits on Amex?
Once you've determined which airline makes the most sense for you, log into your Amex account online and navigate to the "Benefits" tab.
How does the Amex airline fee credit work?
With any of the four Amex cards that offer an annual airline fee credit, you simply have to make a qualifying purchase with your eligible card, and you'll be reimbursed up to the annual limit. Qualifying purchases include: Checked bags. Lounge day passes.
Do you have to pay baggage fees on American Airlines?
For example, if you carry a co-branded card with American Airlines, baggage fees are only waived for flights within the United States. Flying to Costa Rica? You'll be paying baggage fees!
Do you have to read the fine print on your loyalty card?
This may or may not be the case, so you really need to read the fine print on your loyalty program benefits as well as your co-branded card benefits. For example, if you carry a co-branded card with American Airlines, baggage fees are only waived for flights within the United States.
Does American Express have a Centurion lounge?
American Express has expanded The Centurion® Network to include 40+ Centurion Lounge and Studio locations worldwide. Now there are even more places your Platinum Card® can get you complimentary entry and exclusive perks.
Can you use Amex ancillary fee credit?
You can come out ahead with the Amex ancillary fee credit if you have a solid plan going into the new year. The credit has definitely gotten harder to use, but it's still possible to get good value out of it.
How to change airline on Amex Platinum?
If you have an Amex Platinum, each January you can click here to select or change your airline choice — you’ll need to log in to access your Amex account. You can also access the airline selection screen by scrolling to the “Benefits” section of your online account. Either way, you’ll see that you can choose from the following airlines:
What is covered by Amex Platinum?
Generally, the following incidental fees will be reimbursed by using the Amex Platinum credit, as long as you purchase them separately from the airline ticket (so the purchase will show up as a different transaction): Checked baggage fees. Overweight/oversize baggage fees.
What is the $200 Amex airline fee credit?
The $200 Amex airline fee credit is one of those use-or-lose benefits that is only worth what you make of it . In a normal year, it’s easy to maximize this credit, but admittedly it’s been a harder credit to fully use during the pandemic. However, with a fresh year kicking off, it’s time to hope, dream and come up with the best plan you can for your Amex airline fee credit.
How long does it take for an airline to post a statement credit?
Allow two to four weeks after each charge for the statement credit to post to your account.
How long does it take to get a credit card back after it has been posted?
But if the credit hasn’t posted after four weeks , you can call the number on the back of the card to get the credit manually approved for valid charges. In the past, there were ways to get gift cards for some airlines reimbursed through the airline fee credit.
How long are lounge passes valid?
Purchase airline lounge day passes for future use. These are often valid for one year from purchase during normal times, potentially longer in some cases during the pandemic.
When do you get the $200 credit?
This credit operates on a calendar year basis, which means you received a fresh up to $200 airline credit on Jan. 1 — and technically have until Jan. 31 to select your airline for the year.
What is the average credit score for American Express Platinum?
The average score for those approved for the American Express Platinum card, according to Creditkarma.com, is approximately 716 , with the lowest score being 643. Only 26% of those approved had a credit score of below 700.
How old do you have to be to get an American Express Platinum card?
You must be over 21 years of age to obtain the American Express Platinum Card. Additional cardholders must be over the age of 18. Obtain your credit report and credit score. Because American Express Platinum is a premium card, it will require a higher than usual credit score to obtain acceptance.
How much does a Platinum card cost?
Since the Platinum card offers extensive rewards, it charges a US$450 annual fee to users. Since the Platinum card is a charge card, ensure that you can always pay your monthly balances in full. Keep in mind that there is a difference between a charge card and a credit card.
How to apply for a credit card online?
It is possible to apply for the card online, or by phone, although online is quicker. To apply by phone, contact the Apply By Phone Team at 877-621-2639. They are open 24 hours a day. Once on the phone simply answer the questions, and be sure to have your social security number ready.
What is a Platinum Card?
The Platinum Card is popular with frequent travelers and with travelers to luxury destinations. While the company originally offered the charge card to existing American Express customers with a 2-year account history, new customers can now complete a Platinum Card application online. Steps.
How much income do you need to get a Canadian Platinum card?
American Express Platinum website does not specify any eligibility requirements, if you are a Canadian citizen applying for the Canadian Platinum Card, you are required to have a minimum CAD$40,000 income, have not filed for bankruptcy for the past 7 years, and always made your monthly payments on time.
How to boost credit score?
Always pay bills on time to boost your credit rating and to increase the chances of approval for your charge card application. Timely payment history makes up 35% of your credit score so make sure you have no late or skipped payments. Dispute any errors on your credit report that may lower your credit score.
How many points do you get for American Express?
5 Membership Rewards points per dollar for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 Membership Rewards points per dollar on prepaid hotels booked with American Express Travel and 1 point per dollar on all other eligible purchases
How many points does a Platinum Card earn?
The Platinum Card from American Express earns rewards at the following rates: Earn 5 Membership Rewards points per dollar for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 Membership Rewards points per dollar on prepaid hotels booked with American Express Travel and 1 point per dollar on all other eligible purchases.
How much is Uber Cash?
Uber Cash totaling $200 in $15 per month increments (with a $20 bonus in December) each year when you link your eligible card to your Uber account. Uber Cash is good for U.S. rides or Eats. Up to $300 annual Equinox Credit in $25 per month statement credits with enrollment.
How much credit do you get for Soulcycle?
Up to $300 Bike credit when you purchase a SoulCycle At-Home Bike up to 15x per calendar year. An Equinox+ membership is required to purchase a SoulCycle at-home bike and access SoulCycle content.
Does Amex Platinum have perks?
Other premium travel cards offer generous rewards on getting around too, but the Amex Platinum is bursting with plumped-up perks aimed at a very specific audience: someone who wants to breeze through airport security and head right to a lounge, who lives in a major metropolitan area and likes to work out at the upscale Equinox gym, shops at Saks Fifth Avenue and takes Uber on the regular. That’s a fairly narrow slice of consumers.
What credit card does the Real Housewives franchise use?
If the Real Housewives franchise had a credit card, it would be the The Platinum Card® from American Express . Once considered “the” premium travel credit card, The Platinum Card® from American Express now aims to reposition itself as a flashy premium lifestyle credit card, overflowing with upscale benefits, for those who don’t mind an over-the-top annual fee of $695.
Do Amex points expire?
American Express Membership Rewards points don’t expire as long as your account is open, and points earned from multiple Amex Membership Rewards cards are automatically pooled into one Membership Rewards account.
How much is the Platinum Card from American Express?
Choose Your Qualifying Airline (Carefully) The Platinum Card from American Express offers cardmembers up to $200 per year in airline fee credits. However, you can only utilize this benefit on the eligible airline that you choose ahead of time.
How much does Amex Platinum get?
As part of a recent overhaul of the card, Amex Platinum cardmembers now can now get up to $20 per month in statement credits for select digital entertainment once they enroll. That’s up to $240 per year.
How to enroll in Marriott Bonvoy Gold Elite?
To enroll, head to the Marriott Bonvoy Gold Elite status benefit website and provide your Marriott Bonvoy account information. American Express will work with Marriott to link your accounts and upgrade your elite status.
What is the Amex Platinum credit?
Yet another new benefit of the revamped Amex Platinum is an annual $179 statement credit for CLEAR. If you haven’t heard of it yet, CLEAR enables expedited and touchless security screening at selected major airports, stadiums, concert venues and other venues where there’s a security checkpoint.
What is the American Express Global Lounge Collection?
In addition to Priority Pass, The American Express Global Lounge Collection includes access to Amex’s Centurion Lounges and Centurion Studios, as well as Airspace lounges. You’ll also get access to Delta SkyClub lounges when flying on Delta flights. To access these lounges, just present your Platinum Card, government-issued ID and same-day boarding pass at the entrance.
How to use Uber Cash?
Before you can start utilizing your Uber Cash, you need to link your American Express card to your U ber account. Doing so is easy. Just open the Uber app, click the menu, select Wallet and enter your Platinum Card as a payment method. Or, you can add your Platinum Card to your Uber Wallet online.
How much does a Platinum card cost?
As you can see, the Platinum Card from American Express is packed with plenty of valuable benefits. It’s these benefits that justify the card’s steep $695 annual fee, as long as you use them. If you have the Platinum Card, make sure that you are utilizing these perks to the max.
How much does an American Express Platinum card cost?
The American Express Platinum card annual fee is $695 per year. American Express Platinum card 's $695 annual fee is higher than the average annual fee among new credit card offers right now. It's not the only fee you need to worry about with the The Platinum Card® from American Express, either.
What is the interest rate on American Express Platinum?
The American Express Platinum card interest rate is around 15.99% to 22.99% (V) for purchases made using the card's Pay Over Time feature, depending on the cardholder's credit history and American Express account history, among other factors.
What is pay over time on Amex?
The Pay Over Time feature applies to purchases of $100 or more that Amex approves for a longer payment period. Purchase amounts in a Pay Over Time balance will also be subject to a monthly fee of up to 1.33%. American Express Platinum card does not have an interest rate for other purchases because it is a hybrid card (combining features of a regular credit card and those of a charge cared), which means a cardholder must pay off all purchases not included in the Pay Over Time balance in full every month. Cardholders who are not using Pay Over Time, may use the Plan It feature to pay off large eligible purchases in exchange for a flat fee and no interest.
What is the foreign transaction fee on American Express Platinum?
The American Express cards that have foreign transaction fees charge 2.7% of any transaction made outside the U.S.
What is the most popular American Express card?
The Platinum Card® from American Express is one of the most popular high-end rewards cards on the market. However, there are quite a few mistakes that people make with American Express Platinum card that can end up being very costly.
What are the benefits of the American Express Platinum card?
The best American Express Platinum card benefits are baggage insurance and return protection . The Platinum Card® from American Express also has extended warranty and purchase protection, which are more common perks across American Express cards.
How long do you have to redeem Amex points after closing?
If Amex closes your account due to inactivity, you will only have 90 days to redeem your rewards before they expire. And if you or Amex close your account for any other reason, you will forfeit your points.
