how do i pay with my phone apple

Full Answer

How do I enable Apple Pay on my iPhone?

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• Set up Apple Cash. Go to Settings > Wallet & Apple Pay, then turn on Apple Cash. In Messages, send or accept a payment.
• Use Apple Cash
• Manage your Apple Cash. In Wallet, tap the Apple Cash card. View your latest transactions, or scroll down to see all your transactions grouped by year.

How to pay someone with Apple Pay on your iPhone?

How to use Apple Pay to pay someone with your iPhone

• Install the Apple Wallet app. Apple Wallet is the app that you need to use the Apple Pay service. ...
• Add a payment method. Once you have installed the app, it is time to configure it. ...
• Pay for products and services using Apple Pay. ...
• Send money to friends and family. ...
• Withdraw money from Apple Cash or leave it there for safe keeping. ...
• Simplifying Apple Pay. ...

How to access Apple Pay on iPhone?

• Open the Settings app.
• Scroll down and tap Wallet & Apple Pay.
• Toggle on Double-Click Side Button. (Note, that if you don't have a credit or debit card set up for Apple Pay, the side button won't open the Wallet app.)

How do I send money with Apple Pay?

• Open the wallet app on your iPhone and tap “add credit/debit card” to add a new card. ...
• Once you’ve selected the card, tap continues. ...
• After entering all the necessary info, tap “continue.” On the following page, you’ll be able to choose how much you’d like to send to the card. ...

How do I use my phone to pay in stores?

Pay in a storeStep 1: Wake up & unlock your phone. Turn on your screen, then unlock your phone. ... Step 2: Hold the back of your phone close to the payment reader for a few seconds. When you're done paying, a blue check mark appears on the screen. ... Step 3: If prompted, follow the on-screen instructions.

Can I pay for things with my iPhone?

0:001:59How to use Apple Pay — Apple Support - YouTubeYouTubeStart of suggested clipEnd of suggested clipWith apple pay you can use your apple devices to make payments in stores online and in apps. It'sMoreWith apple pay you can use your apple devices to make payments in stores online and in apps. It's easy to use secure and private. And limits your contact with physical buttons to get started with

How do I tap my iPhone to pay?

Available on iPhone 11 or above running iOS 15.5 or later.Download the free Square Point of Sale app.Enable Tap to Pay on iPhone, then add an item or key in an amount.Ask your customer for a contactless payment method.Have them hold it at the top of your iPhone over the contactless symbol.

How can I tap my phone to pay?

On your Android phone, open the Google Pay app . Wallet. Swipe left or right to the card you want to use. Tap the card you want to use as your default contactless payment method.

Can I use my iPhone for contactless payment?

At checkout, the merchant will simply prompt the customer to hold their iPhone or Apple Watch to pay with Apple Pay, their contactless credit or debit card, or other digital wallet near the merchant's iPhone, and the payment will be securely completed using NFC technology.

Can I use my mobile phone to pay for things?

On an iPhone, open the Wallet app. If you have an Android smartphone, download the Google Pay app from the Google Play Store.

Can you pay for things with Apple Wallet?

Step 2: Double-click right side button Double-clicking the button on the right side of your iPhone brings up your cards to pay. Just choose your payment card when the Wallet comes up.

Can I use my phone for contactless payment?

Over two decades later, contactless and wireless technology has become mainstream, with the majority of smartphone manufacturers developing their own mobile payment apps. The most common ones in use are: Apple Pay - for iOS users. Google Pay - for Android users.

How to add a card to Apple Pay?

On Mac models without built-in Touch ID, you can complete your purchase using Apple Pay on your eligible iPhone or Apple Watch: On your iPhone, go to Settings > Wallet & Apple Pay and turn on Allow Payments on Mac.

How many digits are required to use Apple Pay in China?

In China mainland, you might be required to create or update a 6-digit passcode. Tap Next. Your bank or card issuer will verify your information and decide if you can use your card with Apple Pay. If your bank or issuer needs more information to verify your card, they'll ask you for it.

How to add a card to an iPhone?

Add a card on your iPhone. Go to Wallet and tap . Follow the steps to add a new card. If you're asked to add the card that you use with your Apple ID , cards on other devices, or cards that you’ve recently removed, choose them, then enter the card security codes.

How many Apple cards can you add to a device?

On earlier models, you can add up to eight cards on a device. Your Apple Card 4 is automatically added to Wallet and Safari AutoFill on the device that you used apply for Apple Card. You can also add Apple Card on your iPad, Apple Watch, or Mac model with Touch ID.

How many cards can you add to an Apple Watch?

On Apple Watch Series 3 and later, and iPhone 8 and iPhone 8 Plus and later, you can add up to 12 cards on a device. On earlier models, you can add up to eight cards on a device.

Can I use Apple Pay in China?

In China mainland, you can use Apple Pay on the web in Safari only on compatible iPhone and iPad models using iOS 11.2 or later. In the Netherlands, you can use Apple Pay on the web only on a compatible iPhone or iPad. Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.

How to set up Apple Pay?

To set up Apple Pay, add your debit, credit, and prepaid cards to Wallet. (Apple Card and Apple Cash are available only in the U.S.)

How to add a card to Apple Pay?

In Wallet, tap . You may be asked to sign in with your Apple ID. Do one of the following: Add a new card: Position iPhone so that your card appears in the frame, or enter the card details manually. Add your previous cards: Select the card associated with your Apple ID, cards you use with Apple Pay on your other devices, or cards that you removed. ...

What happens when you add a card to Wallet?

The first card you add to Wallet becomes your default card for payments. To set a different card as the default, move it to the front of the stack.

How to use Apple Pay?

But the most common way to use Apple Pay is in stores at a point of purchase in lieu of swiping or dipping a credit or handling over cash.

How does Apple Pay work?

How to apply for the Apple Card. Apple Pay works with most debit and credit cards from leading banks, according to Apple. Store your credit or debit card info on your iPhone, and you can use your mobile wallet to pay for things at millions of brick-and-mortar stores. Basically any store showing an Apple Pay or contactless payment logo accepts Apple ...

How to remove an app from iPhone 12?

1. Place your finger on the Touch ID button on your phone. 2. Place the top of your iPhone near the contactless card reader. Your payment is complete when you see Done and a checkmark on the screen. iPhone 12 tips: 10 features to enable and disable. Here's how to delete an app from the iPhone.

When did Apple Pay start?

Apple introduced Apple Pay in 2014, introducing support on the iPhone first. Apple Pay has since migrated to the other devices, including the the Apple Watch, Mac and iPad, too. Learning how to use Apple Pay with the iPhone, though, is what we'll focus on here. Why you should use Express Transit Pay through Apple Pay.

How to use a sleep/wake card on iPhone?

1. Double-click the Sleep/Wake button on the right side of your iPhone. (Image credit: Tom's Guide) 2. Select the card you want to use by tapping it, and double-click the Sleep/Wake button when prompted to pay. (Image credit: Tom's Guide) 3. Glance at your iPhone if you’ve set up Face ID to verify your identity.

How to pay with Apple Pay?

To pay a merchant with Apple Pay, simply double-tap the Side button on your iPhone near any Apple Pay reader device. This will pull up your Apple Pay cards. You can select the card you want to pay with and it will move to the top.

How to send money through Apple Pay?

To start sending and receiving payments, all you need to do is use iMessage. Open the Messages app and tap on the person you want to pay. On top of the keyboard, you will see an Apple Pay icon. Select that and you can request or send money with an iMessage.

How to withdraw money from Apple Cash?

To withdraw your funds, head to the Apple Wallet app. Once here, scroll down and tap on the black Apple Cash card. Here, you will see your Apple Cash balance. If you’d like to withdraw, tap the circle with the three dots in the upper right-hand corner.

How to add a new card to Apple wallet?

Once you’re in the Wallet app, you’ll see a black circle with a plus (+) sign. Tap this to add new payment methods. Once here, tap Continue to add a new card. The Apple Wallet app allows you to quickly scan a debit or credit card and it will input the information automatically, so you don’t need to type out each number individually.

How to set up Apple Cash?

To set up Apple Cash, head to the Wallet app. In the Wallet app, you’ll see a black card that just says Cash. Tap on this to set up your Apple Cash account. This takes less than one minute in most cases. You just need to confirm some basic information.

How to send payments on Apple Watch?

To do so, just open up the messages app on your watch and select the Apple Pay icon. You can get to this setting by swiping on the Messages app, it will be in the same place as all the other Messages options once it is set up.

How to add bank account to Apple Cash?

These are your Apple Cash settings. On this page, you will see a setting that says Bank Account. Tap here to add your bank account by entering your routing and account number.

How to set up Apple Pay on iPhone?

Setup in seconds. Apple Pay is simple to set up. Just add your credit or debit card to the Wallet app on your iPhone and you’re ready to go. You still get all your card’s rewards and benefits — so you won’t miss out on any hard-earned points or miles.

What is Apple Pay?

Apple Pay is the one way to pay. It replaces your

Where does Apple Pay work?

Apple Pay works anywhere that takes contactless payments — from vending machines and grocery stores to taxis and subway stations. Online and in apps. Use Apple Pay for purchases in Safari on your iPhone, iPad, or Mac. You can skip the lengthy checkout forms and pay with just a touch or a glance.

Does Apple send card numbers to merchants?

When you pay in stores, neither Apple nor your device will send your actual card number to merchants. When you pay online in Safari or in apps, the merchant will only receive information you authorize to fulfill your order — such as your name, email address, and billing and shipping addresses.

Is Apple Pay card number stored on device?

Protected. When you make a purchase, Apple Pay uses a device-specific number and unique transaction code. So your card number is never stored on your device or on Apple servers. And when you pay, your card numbers are never shared by Apple with merchants.

Is Apple Pay on my iPhone?

Apple Pay is already on your device. Apple Pay is built into iPhone, Apple Watch, Mac, and iPad. No separate app to download. No complicated processes to complete. No hassles.

Does Apple Pay keep transaction information?

Your purchases stay private. When you pay with a debit or credit card, Apple Pay doesn’t keep transaction information that can be tied back to you. And when you use Apple Cash, information is stored only for troubleshooting, fraud prevention, and regulatory purposes.

How to make a one time payment on Apple Card?

To make an immediate one-time payment, follow these steps: Open the Wallet app on your iPhone and tap Apple Card. Tap to pay. Hold and slide the payment wheel to choose a payment amount. Tap Pay Now to instantly make your payment, then follow the instructions on your screen.

How to pay Apple Cash without using Apple Card?

If you want to pay from only your bank account without using your Apple Cash balance, follow these steps: Open the Wallet app on your iPhone and tap Apple Card. Tap to pay. Choose a payment amount and tap Pay Now. Tap your bank account, then turn Apple Cash on or off.

How to see payment details on Apple Card?

You can also view individual payments. Just open the Wallet app on your iPhone and tap Apple Card. Then scroll through Latest Transactions until you see a Payment transaction. To see the payment details, tap the transaction, then tap it again on the next screen.

What does it mean when your Apple Card is due?

When your minimum payment is due, Payment Due appears with the amount below your Apple Card. If you bought an iPhone, iPad, Mac, or other eligible Apple product with Apple Card Monthly Installments, your monthly installment is included in the minimum payment amount.

What to do if your iPhone is stolen?

If your iPhone is missing or stolen, you can call an Apple Card specialist to make a payment. You can also ask an Apple Card specialist to help you set up scheduled payments so you won't miss a payment.

What to do if you can't cancel an Apple card?

If you don't see Cancel Payment, tap Contact Support to chat with an Apple Card specialist .

How to change your scheduled payment on a prepaid card?

If you want to change your scheduled payment, you need to first cancel your current scheduled payment. Just tap the more button , then tap your scheduled payment under Scheduled Payments. Tap Cancel Payments and tap Cancel Payments again to confirm your choice.

How to pay Apple Card early?

To Pay Early: Open the Wallet app and tap Apple Card. Tap the more button , then tap Monthly Installments. If you have multiple monthly installments, you see the balance for all of your monthly installments. Tap Pay Early, then tap Continue.

When is Apple Card monthly installment billed?

Apple Card Monthly Installments are billed to your Apple Card statement on the last day of the month. Your first monthly installment is billed at the end of the same month that your device ships or you pick it up at the Apple store.

How often is Apple Card installment due?

Each installment is included in your Apple Card minimum payment and is due every month for the duration of the installment plan.

What happens when you return an Apple device?

When you return the device that you bought, the remaining monthly installments are closed and the Daily Cash that you received is charged to your Apple Card. The Apple Card Monthly Installment for the device you returned is credited up to the remaining amount of that installment balance. If there's a remaining credit, it's applied to your Apple Card account to cover other transactions you might have made.

What is Apple Card Monthly?

Apple Card Monthly Installments is an easy payment option. You can choose to pay for a new iPhone, iPad, Mac, or other eligible Apple product with Apple Card Monthly Installments — instead of paying all at once — in order to enjoy interest-free, low monthly payments. 1 Just be sure to choose Apple Card Monthly Installments when you check out if you want to pay for your purchase over time at 0% APR. And you'll get 3% Daily Cash all up front when your device ships or when you buy a new device at an Apple store.

How to get 0% APR on Apple Card?

When you buy an eligible Apple product by choosing Apple Card Monthly Installments as your payment method, you'll get a 0% APR installment. 1 After your installment purchase, you'll get a notification on the iPhone or iPad you use to help you manage your Apple Card Monthly Installment. You can tap the notification and unlock your device to see your monthly installment details. If you use your Apple Card to pay for that purchase all at once — instead of over time — your purchase will be subject to your standard purchase APR because you didn't choose an installment. 2

What happens if you don't pay Apple Card?

If you don't pay a monthly installment, you aren't charged a fee or interest. To keep your account in good standing, pay your monthly installments on time as part of your Apple Card minimum payment due every month.