How many members does Medi-Share have?
All said, there are over 300,000 members, so, they do have a fairly large base. Through this program, Christians share money and help pay the medical expenses of other members going through financial difficulties. Medi-Share is based on the biblical principle of Christians helping one another.
What is Medi Share Insurance for Christians?
About Medi-Share. Established in 1993 under Christian Care Ministry, Medi-Share is an affordable alternative to health insurance. As a Christian community that believes in a Biblical lifestyle, Medi-Share members agree to share each other's Eligible Medical Bills according to Member-Voted Guidelines.
Is Medi-Share the same as insurance?
No. Medi-Share is not insurance. Medi-Share is a healthcare sharing program where Christians share their financial resources to pay each other’s medical expenses. Medi-Share isn’t insurance.
What are the disadvantages of Medi Share?
Medi-Share Disadvantages 1 You might not be eligible for expensive surgical procedures or care because Medi-Share is technically NOT insurance. ... 2 Medi-Share is NOT insurance. ... 3 Many hospitals won’t deal with Medi-Share, even if the hospitals are in your network, and as a result, you will need to pay out of pocket yourself. More items...
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Is Medi-Share a good option?
So, Is Medi-Share Legit? Here's our conclusion: Medi-Share is legitimate, and there's a strong membership base to support it and similar programs. But it's likely not the most affordable health care option for most people.
How long has Medi-Share been in business?
Medi-Share is a healthcare sharing program where Christians share financial resources to pay for each other's medical expenses. Since 1993, over $875 million has been shared and discounted among Medi-Share members. It's a proven biblical model of healthcare–Christians helping Christians.
Is Medi-Share real insurance?
Medi-Share is a non-profit, Christian-based medical expense-sharing program. Medi-share works by relying on members to take care of one another through financial contributions, as well as prayer. Medi-Share has qualities similar to traditional insurance, such as a deductible and premium (the monthly share amount).
Who is the CEO of Medi-Share?
Bob Goldin - CEOBob Goldin - CEO - MediSHARE | LinkedIn.
What is the downside of Medi-Share?
Medi-Share Disadvantages You might not be eligible for expensive surgical procedures or care because Medi-Share is technically NOT insurance. Many health care institutions and hospitals might not treat you, especially for the more costly procedures if Medi-Share is your only health insurance policy.
How do I quit Medi-Share?
How to Cancel your Christian Care Ministry (Medi-Share)...Medi-Share Phone Number: 1-800-264-2562.Medi-Share Fax Number: 1-321-308-7779.Medi-Share Email: [email protected] Mailing Address: P.O. Box 120099 West Melbourne, FL 32912-0099.
Can Medi-Share replace Medicare?
The answer is yes. One ministry, Medi-Share, even offers a specific sharing option ("Senior Assist") for people who are signed up for Medicare Parts A and B.
Does Medi-Share have a cap?
With Medi-Share, there are no deductibles or max-out-of-pocket limits, just this thing called an Annual Household Portion (AHP) that is kind of like a deductible and max-out-of-pocket limit rolled together.
What is a Medi Share?
Medi-Share members know that they are truly making a difference in the life of a brother or sister in Christ. Those receiving those gifts are greatly encouraged in their time of need by prayer and by the cards and letters that are often sent.
How to contact Medi Share?
If you're not finding an answer here, please click in the bottom right corner to chat with a representative who will gladly answer your questions, or contact us at (800) PSALM 23 (800-772-5623) .
How much is maternity sharing?
Maternity sharing is not available at the $1,000 or $1,750 AHP level, and maternity sharing is limited to $125,000 per pregnancy event. Please refer to Section VII. for specifics.
Why do Christians use Medi Share?
Christians view Medi-Share as a way to reclaim their biblical mandate to care and provide for their brothers and sisters in Christ.
What is the purpose of voting in Medi-Share?
Voting is used to help create, amend and change the program Guidelines; voting is not used for determining whether specific individual bills should be approved for sharing.
How many adoption events can be shared?
Up to two adoption events can be shared per Household. However, there are certain conditions. For more information, please read Section VIII .
Does Medi-Share pay for abortions?
Medi-Share members and their dollars do not pay for abortions, drug addictions, or any other unbiblical lifestyles.
How many people can be on Medi-Share?
The Medi-Share premium is generally based on the number of people who are participating in the program – this can be either one, two, or three or more members in a family. The Christian Medi-Share insurance amount also depends on the age of the oldest applicant.
What is Medi Share?
Medi-Share is a unique, non-profit, health care sharing membership program founded on the belief that there is a biblical and Christian way of taking care of health care. All said, there are over 300,000 members, so, they do have a fairly large base.
Why is Medi Share so popular?
Cost-savings is one of the biggest advantages of Medi-Share and one of the main reasons for the increasing popularity of the program over traditional health care insurance. If you have already paid for those high-deductible health insurance plans, you will be aware how costly they can be.
How long does a member pay their Medi Share?
Members pay their Medi-Share annual household portion (AHP) toward the medical bills during a 12-month period. This is before the eligible bills are published for sharing purposes. The share calculator can be used for calculating your monthly share.
What is the purpose of Medi Share?
It is aimed to inspire, guide, educate, and enable people to completely invest their energy, talent, time, and finances in building the Kingdom of God.
Can Medishare deny pre-existing conditions?
Yes, you read that right, and as a result, they may choose to deny pre-existing conditions (pre-existing is considered something that you knew about, had symptoms for, tests done … in advance of joining Medishare). Medishare lists several requirements on its website regarding pre-existing conditions.
Is filing a health insurance claim confusing?
Then, and to potentially make it even worse , filing a health insurance claim can be even more confusing.
Who is Medi Share partnered with?
Medi-Share is partnered with the preferred provider organization Private Healthcare Systems, Inc., or PHCS, and members are encouraged to seek care from providers within the PHCS network.
What is Medi-Share?
Medi-Share is a healthcare sharing program where Christians share financial resources to pay for each other’s medical expenses. Since 1993, over $875 million has been shared and discounted among Medi-Share members. It’s a proven biblical model of healthcare–Christians helping Christians.
How Does Medi-Share Work?
If you’re unfamiliar with Medi-Share, here are the basics of how their healthcare sharing ministry works.
What is included in the AHP co-share?
All options shown include eligible care for hospitalizations, emergency room, urgent and primary care visits, and FREE telemedicine consults. Discounts on prescriptions, dental, and vision needs are also included. See Guidelines for further details. *30% Co-Share – The portion of eligible medical bills (30%) a Member Household with the co-share option must pay after their AHP has been met until the maximum co-share responsibility of $10,000 has been met.
What determines your monthly share of AHP?
The size of the AHP you choose will determine your monthly share.
How much does it cost to become a health partner?
If it’s determined that you’re at a higher risk for disease, you could be required to become a Health Partner, which is an additional cost of $99 per month.
How much can you get from Medi-Share?
But Medi-Share members can receive up to $100,000 per year for pre-existing conditions once they’ve been faithfully sharing for at least 36 consecutive months.
How many states does Christian Medishare operate in?
Christian Medishare operates in all 50 US states. A review of the disclosure is required. The ministry has released disclosures with regard to an individual’s responsibility for medical bills required for the state.
How much does Medishare cost?
Members are responsible for a $35 provider fee for doctors and hospitalizations, and a $200 provider fee for emergency room care.
How does Medishare work?
How it works: Apply online, create an account, present card at service provider’s office, Medishare will determine discounts and sharing eligibility
What is Medishare community?
Medishare is a community that enables its members to pay for each other’s medical bills. Learn more in our Medishare review!
What is Medishare?
Medishare is a Christian community in which members share the financial burdens of medical bills. Using their Medishare login, members choose a monthly share amount and each month that share is matched with another member’s eligible medical bills.
Is Medishare a non profit?
Medishare was founded by Dr. E. John Reinhold in 1993. The program is part of a not-for-profit organization, Christian Care Ministry, based in Melbourne, Florida. The ministry reports over 400,000 members have joined Medishare and more than $2.6 billion in medical expenses have been shared and discounted.
Does Medishare cover genetic counseling?
Programs like Medisha re do not cover genetic counseling.
What is Medi Share?
Medi-Share is the main focus of Christian Care Ministry, and has been the primary service of Christian Care Ministry since 1993. It is a Christian healthcare system of medical bill sharing. However, Medi-Share is not insurance, and not all medical conditions are eligible for sharing. Participants pay an AHP (Annual Household Portion) ...
When was Medi Share challenged?
In 2002, Christian Care's Medi-Share bill-sharing program was challenged by some states’ insurance regulators due to its status as a Christian healthcare organization. 43 states have inquired about the legality of the program, and in some cases legal action was taken.
Who is required to participate in Christian Care Ministry?
In order to participate in Christian Care Ministry's bill sharing program, members must be Christians who ascribe to the company's Statement of Faith and are active members of a church community.
Is Medi-Share insurance?
Medi-Share allows members to help each other with medical bills, with the goal of providing a true example of Christian healthcare. However, Medi-Share is not insurance and does not guarantee that the medical costs of its members will be shared.
