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is the united mileageplus club card worth it

by Damon Ledner Published 3 years ago Updated 2 years ago
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How much does a United MileagePlus card cost?

United Lounge Access If you want a membership to the United Club network, then the United MileagePlus Club Card is a no-brainer. Buying a club membership directly costs $550 per year for everyone except United Premier Platinum and Premier 1K elites (who pay $500 and $450, respectively).

Will my MileagePlus miles ever expire?

As long as you keep the card open, the MileagePlus miles you earn won’t expire. One amazing perk that even elite status members don’t get is United Club lounge access. Just by being a cardholder, you will receive a full membership to United Clubs. Even top-level elite status members don’t get this perk!

Is the United Club Card worth the $450 fee?

But that close-in fee is waived for all awards you redeem if you’re a United Club Card holder. That means if you tend to book your United awards in that 21-day window, you should seriously consider getting this card, because just six of those waived $75 fees will make up for the card’s $450 annual fee. Photo by Getty Images.

What are the benefits of United Club cards?

When paying with the United Club card, you will earn an additional 2X miles per dollar spent on top of that. As long as you keep the card open, the MileagePlus miles you earn won’t expire. One amazing perk that even elite status members don’t get is United Club lounge access.

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Is the United Club subscription worth it?

The United Club℠ Infinite Card is teeming in value and is well worth its annual fee, especially for frequent United fliers looking for a luxury experience. We estimate it offers more than $900 in value for the average cardholder, just from its sign-up bonus and rewards.

What are the benefits of the United Club card?

Travel benefitsUnited Club℠ membership — up to a $650 value per year. ... Premier access® travel services. ... Free first and second checked bags — a savings of up to $320 per roundtrip. ... Global Entry, TSA Precheck® or NEXUS application fee statement credit. ... 25% back on United inflight purchases. ... IHG Rewards Platinum Elite status.More items...

Are drinks free in the United Club?

United Clubs offer complimentary bar service, drinks and snacks along with free Wi-Fi and spaces to get work done.

How much is the annual fee for United Club card?

$525 annual feeBy taking advantage of most or all of these benefits, you can easily justify the card's $525 annual fee. Even if you just get the card for United Club access, you'll be saving money since a membership costs $550 to $650 when you're purchasing directly from United.

Do you need a United boarding pass for United Club?

Effective November 1, 2019, United Club customers, including members and their guests, and one-time pass holders will need to provide a same-day boarding pass for travel on United, Star AllianceTM or a contracted partner operated flight for entry into all United Club locations.

Can you get into United Club with first class ticket?

Restrictions apply for Domestic First Class passengers travelling with United Airlines in the United States, where Domestic First Class customers do not have access to United's Club lounges. You will need to show your boarding pass in Domestic First Class for a Star Alliance member airline operated flight.

Can you sleep in United Club?

Club Rules And Code Of Conduct Furthermore, no sleeping or smoking is allowed in any of the United Clubs.

Is alcohol free at United Club lounges?

These complimentary amenities include: Personalized travel assistance. Wi-Fi. Beverages including select beer, wine and spirits.

What beer is free in United Club?

The new Club has an expanded draft beer selection, but only Budweiser and Coors Light are free — the other beers pictured below are available for $5.

Which United card gives access to airport lounges?

the United Club℠ Infinite CardFor frequent flyers on United Airlines who enjoy escaping the hubbub and congestion of the airport terminal, the United Club℠ Infinite Card allows access to the carrier's exclusive lounges. The card also provides accelerated rewards on United purchases and some nice perks.

What credit score do you need for United Club?

If you're interested in applying for the United Club℠ Infinite Card, you should have good to excellent credit, meaning a FICO® Score of at least 670. Although your credit score is one of many factors a card issuer will use to evaluate your application, it's difficult to get rewards or travel cards without good credit.

How does the United Club card work?

The United Club℠ Infinite Card earns 4 miles per dollar on United® purchases, 2 miles per dollar on all other travel, on dining including eligible delivery services and 1 mile per dollar on all other purchases.

What do you get in the United Club lounge?

United Clubs feature complimentary beverages, breakfast and afternoon snacks, complimentary Wi-Fi, power outlets, newspapers, and magazines. Lounges at some airports with international services provide shower facilities.

How does the United Club card work?

The United Club℠ Infinite Card earns 4 miles per dollar on United® purchases, 2 miles per dollar on all other travel, on dining including eligible delivery services and 1 mile per dollar on all other purchases.

Which United card gives access to airport lounges?

the United Club℠ Infinite CardFor frequent flyers on United Airlines who enjoy escaping the hubbub and congestion of the airport terminal, the United Club℠ Infinite Card allows access to the carrier's exclusive lounges. The card also provides accelerated rewards on United purchases and some nice perks.

What is the difference between United Club and United Polaris Lounge?

There are standard run-of-the-mill membership lounges — dubbed the United Club and Admirals Club, respectively — and then there are exclusive spaces, respectively called the Polaris Lounge and Flagship Lounge, which are reserved for business-class passengers.

How many PQPs do you need to be an elite United?

In order to achieve elite status with United, you must reach a certain number of PQPs (Premier qualifying points) and PQFs (Premier qualifying flights). Depending on how many you earn, you can qualify for elite status by combining PQPs and PQFs or based on PQPs alone. United Club cardholders earn 500 PQP for every $12,000 spent, up to a maximum of 1,000 PQP in a calendar year.

What is MileagePlus Club Card?

In addition to United Club membership, the MileagePlus Club Card comes with plenty of posh perks that are sure to entice frequent United flyers to open an account. Some examples: free first and second checked bags for you and one companion, priority check-in, priority security screening, Visa concierge, Chase luxury hotel & resort collection, no foreign transaction fees, lost luggage reimbursement, trip cancellation/interruption insurance, trip delay reimbursement and much more.

How many miles does United MileagePlus Club offer?

The United MileagePlus Club Card offers 75,000 miles off the bat to cardholders who spend $3,000 in the first three months of card ownership. This is a very generous offer on level with some of the largest credit card sign-up bonuses. While the bonus can help offset the MileagePlus Club Card’s annual fee for cardholders on a budget who want to cash in on the card’s airline perks, cardholders merely seeking to score a large sign-up bonus may be better off with a card with a lower annual fee.

How much does United Club cost?

There is one easy way to offset the annual fee, but it depends on one thing: your United Club membership status. With United Club rates starting at $450 annually — though most flyers will pay $550 — it makes sense to sign up for the credit card instead and enjoy the enhanced perks that come with it (more on that later). So, if access to United’s airport lounges and participating Star Alliance-affiliated clubs is what you’re after, the card might suit you better than a standalone United Club membership.

Can you book United MileagePlus online?

However, there are some downsides: Not all tickets with Star Alliance partners can be booked online, which means you’ll have to pay a $25 fee to book over the phone. Plus, United Saver Awards, which require fewer miles to redeem, are more difficult to find when you’re not flexible on travel dates.

When to use a credit card overseas?

Use the card when traveling overseas to take advantage of no foreign transaction fees.

Does United MileagePlus offer elite status?

One big drawback to the United MileagePlus Club Card is that it does not offer automatic elite status in the United MileagePlus program. However, it can still help you achieve status more quickly – as long as you spend heavily.

What does the United Club Infinite Card offer?

The United Club Infinite Card offers a high-level package of rewards and benefits designed to appeal to United Airlines frequent travelers. You’ll have the opportunity to earn plenty of United MileagePlus miles, starting with 4 miles per dollar on United purchases and 2 miles per dollar on all other travel, including travel with other airlines.

Who should consider the United Club Infinite Card?

If you fly United regularly and want to take advantage of United Club membership, the United Club Infinite Card might be worth considering. Your United Club membership by itself can be worth up to $650 per year, depending on how much lounge access you’re able to take advantage of.

How much does United MileagePlus cost?

If you want a membership to the United Club network, then the United MileagePlus Club Card is a no-brainer. Buying a club membership directly costs $550 per year for everyone except United Premier Platinum and Premier 1K elites (who pay $500 and $450, respectively).

Does United Club have a sign up bonus?

Historically the United Club card hasn’t come with a major sign-up bonus — in fact, it’s often had no sign-up bonus at all. So the current offer for 50,000 United miles after spending $3,000 in purchases in the first three months is a major improvement. In fact, it’s the highest publicly available bonus we’ve ever seen on this card.

How much can you earn on United Club?

Unlike many other co-branded airline cards, you can actually earn more than 1X mile per dollar spent on all other purchases: the United Club card allows you to earn 1.5X miles per dollar spent. This is a premium credit card, and the annual fee matches what you would expect at $450.

Which is better, United Club or Chase Sapphire?

While the United Club card comes packed with perks if you’re flying with United Airlines, the Chase Sapphire Reserve℠ Card and the Chase Sapphire Preferred® Card might be better if you’re only looking to earn tons of points.

What perk do elite status members not get?

One amazing perk that even elite status members don’t get is United Club lounge access. Just by being a cardholder, you will receive a full membership to United Clubs. Even top-level elite status members don’t get this perk!

How long has Alex been traveling?

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned millions of travel points and miles, mainly through maximizing credit card sign-up bonuses and taking every opportunity to earn the most points possible on each dollar spent.

How to get the most United miles?

To earn the most United miles possible, you’ll want to incorporate earning Chase Ultimate Rewards points into your strategy. This will allow you to earn the maximum number of United miles as possible.

How many points do you get on a travel card?

These cards earn 3X and 2X points per dollar spent, respectively, on travel and dining purchases…which are 2 of the most commonly used categories for those who like to travel. The travel category includes hotels, train tickets, Uber, Lyft, and taxis.

How much does United Club cost?

Just think about this: a United Club membership costs $550 unless you maintain Premier 1K elite status ($450 if you do so). This means most people will pay less for the annual fee, but it comes with tons of other benefits.

How much is a United Club Infinite card?

If you’re a frequent United flyer and want premium perks such as a United Club membership — currently valued at between $550 and $650 annually, depending on your status — adding the United Club Infinite Card to your wallet is definitely ...

How often does the United Club Infinite card fund application fees?

If you don’t already have Global Entry or TSA PreCheck, the United Club Infinite Card will fund your application fee credit once every four years (up to $100). Travelers who already have the benefit (or those who aren’t eligible due to their state of residence ), can always gift this perk to a family member or friend.

What are the disadvantages of airline credit cards?

One of the primary disadvantages of many airline credit cards is a low return on spending, even on branded purchases — most airline cards only offer 2x or 3x on airline purchases. The United Club Infinite Card is setting a new standard with an impressive 4x on United purchases. United has made many changes in the past year or so, ...

What is the benefit of United Club Infinite?

One of the best benefits of the United Club Infinite Card is a complimentary United Club membership. (Photo by Daniel Ross/The Points Guy)

When will the United Club Infinite card be released?

The United Club Infinite Card was added to Chase’s cobranded card lineup in spring 2020. For any loyal United flyer who spent a significant amount with the airline each year — before the COVID-19 pandemic — this card could be a great addition to your wallet. Card Rating*: ⭐⭐⭐

Does United have a free checked bag?

The card comes with two free checked bags (for the primary cardholder and one traveling companion on the same reservation paid for with the card), Premier Access (which includes priority access for check-in, security screening where available, boarding and baggage handling), 25% back on United inflight purchases, expanded award availability and more. If you have United elite status, these perks may not be as compelling. But for those who have yet to earn it, these are valuable benefits to have.

Who collects United Club card information?

The information for the United Club Card has been collected independently by The Points Guy . The card details on this page have not been reviewed or provided by the card issuer.

What is the difference between United Explorer and United MileagePlus?

Chase offers two types of personal United credit cards: the United Explorer Card and the United MileagePlus Club Card. The major difference between the two cards is that the former only has a $95 annual fee while the latter has a $525 annual fee. However, the Club card also offers unlimited lounge access which is the main key difference.

How much does United Club membership cost?

However, regular United Club membership costs $650 per year if you’re only a general MileagePlus member so if you do the math, the annual fee makes up for this perk.

What does the United Explorer Card do?

Just looking at the surface level benefits, the United Explorer Card checks all the boxes for both casual and frequent United Airlines flyers. Cardholders would get a free checked bag, lounge access, priority check-in, and other travel benefits.

What is the fee for a travel credit card?

The card is a great travel credit card since you won’t be paying for any transaction fees when you make purchases abroad. Most cards have a fee of 1%-3% on top of purchases.

How many miles can you transfer with Chase Sapphire?

The Chase Sapphire Preferred has an extensive list of transfer partners where you can move your points at a 1:1 ratio. For example, you can even convert 10,000 from your Sapphire Preferred to 10,000 United Miles.

How much does a United lounge pass cost?

A single lounge pass ticket usually costs around $59 so if you sum it up, you’ve already covered your annual fee with this perk. Even better you don’t have to be flying United when you use the pass to get in. The passes don’t have to be in your name, so you could give them away to somebody else or use the same 2 passes in one day to get a friend in the lounge as well. (Please note due to Covid-19 many United lounges remain closed).

Is United MileagePlus a dynamic award?

But yes, it was a bummer for all travel hackers when United switched to dynamic award pricing, particularly for United metal, but United MileagePlus still offers fantastic deals, particularly with its Star Alliance partners. Even better United’s award search engine is extremely robust compared with some other buggier programs (looking at you AirFrance, British Airways, ANA, etc). Its award search engine blends seamlessly with its cash search engine. It’s easy to find partner awards, though with some partners sometimes you have to call in.

How does the United MileagePlus Club travel insurance work?

United MileagePlus Club travel insurance is not offered as a free benefit to users of this card, but you can get a quote for an add-on service here.

What is 25% back on United?

25% back as a statement credit on purchases of food, beverages and Wi-Fi onboard United-operated flight when you pay with your Card.

Does United Club have bonus miles?

Signed up for the 50,000 bonus miles, and thought having club access, and free checked bags would be nice also. After meeting all required spend limits, was told the offer i signed up for did not include bonus miles. If you go to Chase or United websites, every offer includes bonus miles. In the United Club, the card is advertised everywhere with bonus miles, yet somehow I managed to not qualify.

Is Margie a frequent United traveler?

Margie is obviously not a frequent United traveler. The real benefit of this card is hidden in the club access and free checked bags. For a traveler with no elite status, 1st bag is $25, second is $35 each way. Even at Premier silver, 2nd bag is $35. Club access is $475 by itself, $450 if you are a silver Premier.

Does United have lounge access?

Despite what Margie wrote down, suggesting that frequent flyer automatically gets lounge access, this isn't true with US legacy airlines for domestic travel . Yes, if you buy an expensive international ticket, then lounge is included, but for domestic ones, even if you fly "first class" u don't get lounge. You will have to buy lounge access ( annual fee of $495), so if you fly domestic a lot on United, and u want the access to lounge service, this card can be great. What makes this card more beneficial is that Amex platinum no longer offers access to United/Continental Lounge via Priority Pass. So if you want a free access to United Lounge, this is the only way to get it.

Does United use MileagePlus?

This works when tickets for flights operated by United or United Express are purchased with the United MileagePlus Infinite credit card. The name of the primary cardholder and its companion should be on the same reservation, as well as the MileagePlus account number.

Do checked bags have to meet weight restrictions?

The checked bags must meet weight and size restrictions.

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