Full Answer
What credit cards does southwest offer?
There are five Southwest credit card offers available right now, all of which are issued by Chase and require at least good credit for approval. Three Southwest credit cards are for personal use, while two Southwest credit cards are for business, and they all offer Southwest Airlines Rapid Rewards points. Best Southwest Credit Cards
Is it worth it to get a southwest credit card?
The Southwest Rapid Rewards® Premier Credit Card is a good credit card that’s worth it for people with good credit or better who regularly fly with Southwest Airlines and want to earn free flights. This Southwest credit card offers more than $1,000 in airfare from first-year rewards alone.
Which southwest business credit card is right for You?
The Southwest® Rapid Rewards® Performance Business Credit Card is a solid co-branded business credit card to consider using for all your upcoming business-related expenses.
Should I cancel my southwest credit card?
The biggest reason you need to stop spending on your Southwest credit cards is because you’re missing out on other bonuses. With the Southwest credit cards you only receive 1X point per dollar spent on your typical daily spending.
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What credit card is associated with Southwest?
Earn points to use toward your Southwest flights for personal and business needs with a Southwest Rapid Rewards® Credit Card from Chase.
Does Southwest have their own credit card?
Earn more points with the Rapid Rewards® Plus Credit Card. You can earn points when you stay with our Hotel Partners.
Is Southwest Airlines credit card hard to get?
A Southwest Airlines credit card requires a minimum credit score of at least 700, which is considered good credit. If your credit score is below the threshold needed for a Southwest Airlines credit card, it's best to wait to apply until you meet the credit score requirement.
What is the average credit limit on a Southwest credit card?
Everyone who gets approved for the Southwest Premier Card is guaranteed a credit limit of at least $2,000, and particularly creditworthy applicants could get limits a lot higher than that.
Do you need good credit for Southwest credit card?
The initial bonus has a lot to do with that, as does the card's 2 point per $1 rewards rate on Southwest and Rapid Rewards purchases. Receiving 3,000 bonus points after each account anniversary helps, too. For high odds of approval, Southwest Plus Card applicants need a good or excellent credit score (700+).
Do Southwest credit card holders get priority boarding?
Main benefits and perks Four upgraded boardings per year: Use your card to pay for A1-A15 boarding spots and you'll be reimbursed the cost up to four times per year. Ordinarily, upgraded boarding costs between $30 and $50 per round-trip upgrade, depending on the itinerary, so this perk can be worth up to $200 per year.
Does Chase Southwest card pay for TSA PreCheck?
Cardholders get a 9,000-point anniversary bonus, a reimbursement for Global Entry or TSA PreCheck® application fees, four upgraded boardings each year and up to 365 in-flight Wi-Fi credits.
Can you use Southwest credit card for anything?
Southwest credit cards are Visas, so you can use them everywhere that Visa is accepted. Except for the Southwest Rapid Rewards® Plus Credit Card, Southwest credit cards do not charge foreign transaction fees, so you can use them in the U.S. or when traveling internationally.
How many credit cards should you have?
If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.
How often does Chase Southwest increase credit limit?
every 6 to 12 monthsChase, like most other banks, will automatically increase your credit if you are using it responsibly by paying your balance in full and on time. These automatic bumps generally happen every 6 to 12 months.
What card will give me the highest credit limit?
Best credit cards with high limits in 2022Chase Sapphire Preferred Card.Chase Sapphire Reserve.Capital One Venture Rewards Credit Card.Capital One Venture X Rewards Credit Card.Delta SkyMiles® Gold American Express Card.Citi Prestige® Card (not available to new applicants)
Which credit card usually gives the highest credit limit?
The cards with the highest overall credit limits, Chase Sapphire Reserve® and Chase Sapphire Preferred® Card, are points cards, so they win this category as well. A few well-heeled applicants will qualify for six-figure limits, but most will qualify for limits closer to the $5,000 to $10,000 minimum.
Is Southwest a partner with Amex?
Thanks to the Amex Business Platinum Card, you can actually do this on Southwest, and plenty of other airlines. Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
Is Southwest a partner with Chase?
Southwest is among the 11 airline loyalty programs partnered with Chase Sapphire Reserve and the Chase Sapphire Preferred® Card. You can also book Southwest flights using Ultimate Rewards points without transferring them to the Southwest loyalty program first, but you'll have to do so over the phone.
Does Southwest have a credit card without an annual fee?
No, there is no Southwest credit card with no annual fee. More specifically, the Southwest credit cards' annual fees range from $69 to $149.
Can Southwest credit card be used anywhere?
Can you use a Southwest card anywhere? Yes. Visa cards are accepted everywhere that credit cards can be used to pay the bill. Aside from the Southwest Rapid Rewards® Plus Credit Card, Southwest credit cards are good for international travel as well because they don't charge foreign transaction fees.
Is a Southwest credit card worth it?
A Southwest credit card may be worth it if any of the following statements are true: You want to earn Southwest points when using your card. You wa...
What credit score is needed for a Southwest credit card?
Southwest credit cards require an Excellent/Good credit score, which means you need a credit score of at least 680 to qualify for a card.
Can you have two Southwest credit cards?
You can only have one personal Southwest card at once. Chase won’t approve you for a new personal Southwest credit card if you are a current cardho...
Can you have two Southwest business credit cards?
Southwest business cards have different policies. Although you may not be eligible to get a sign-up bonus, Chase won’t restrict you from getting a...
How long does it take for your new Southwest credit card to arrive?
Chase cites a typical wait period of 10 to 14 days upon approval of your new card.
Can you use a Southwest credit card anywhere?
You can use your Southwest credit card anywhere Visa is accepted. However, note that the Southwest Rapid Rewards® Plus Credit Card charges foreign...
Does my Southwest credit card have car rental insurance?
All Southwest credit cards that are currently available to new cardholders offer car rental insurance in the form of an auto rental collision damag...
How long does it take to get approved for a Southwest credit card?
As with other Chase credit cards, you could potentially be approved for a Southwest credit card as quickly as within a minute of submitting your ap...
When is the best time to apply for a Southwest credit card?
The best time to apply for a Southwest credit card is when Chase and Southwest are offering an elevated sign-up bonus. These limited-time offers ma...
When is the best time to earn the Southwest Companion Pass?
If you’re hoping to use this method to shortcut your way to earning a Southwest Companion Pass, you’ll want to apply for one or more Southwest card...
What are the requirements for getting a Southwest Airlines credit card?
You will need a Southwest Rapid Rewards account in order to earn points with a Southwest Airlines credit card. If you do not have an account when y...
Which credit cards earn Southwest Airlines Rapid Rewards points?
In addition to the Southwest family of credit cards, which all earn Southwest Rapid Rewards points, you can transfer Chase Ultimate Rewards to Sout...
How do I use my Southwest Airlines credit card points?
You can use Southwest Rapid Rewards points on any Southwest flight that has an available seat. Southwest points are worth a fixed value and there a...
What is the minimum credit score to qualify for a Southwest Airlines credit card?
Rewards cards in general, including Southwest Airlines credit cards, typically require good to excellent credit. A score in the good range of 670 t...
How to Check the Status of a Southwest Airlines Credit Card Application
If you are approved, you are generally notified instantly. If the card is not initially approved, you can call Chase’s reconsideration line. You ma...
How to Set Up a Southwest Airlines Account
You can easily set up a Southwest Airlines Rapid Rewards account online at Southwest.com.
What is the best Southwest Airlines credit card offer?
The best Southwest Airlines credit card offer will vary depending on your needs and willingness to pay an annual fee. The Southwest Priority card o...
How to Cancel a Southwest Airlines Credit Card
You can cancel a Southwest Airlines credit card by calling the number on the back of your card. Before you cancel your card, you might want to ask...
How to Activate a Southwest Airlines Credit Cards
You can activate a Southwest Airlines credit card in a variety of ways. There’s generally a sticker on the front of your card letting you know whic...
Is a co-branded Southwest credit card right for you?
Before you apply for a co-branded Southwest card, you should seriously consider whether a general travel card would be a better fit . While a Southwest credit card is a good option for getting Southwest perks (including the Southwest Companion Pass), you may be better served by a more flexible travel card that lets you redeem points on any airline:
How much is Southwest Rapid Rewards bonus?
As with the other Southwest credit cards, the Southwest Rapid Rewards® Performance Business Credit Card offers an anniversary bonus. Cardholders receive a 9,000-point bonus each cardholder anniversary. At the average redemption rate of 1.5 cents per point, this anniversary bonus alone is worth $135. By utilizing these points, the effective annual fee drops to just $64 — that’s incredibly reasonable considering all of the other benefits this card offers.
What is Southwest Rapid Rewards?
The Southwest Rapid Rewards® Priority Credit Card is our favorite card for frequent Southwest flyers. The card offers a suite of perks that can more than justify the card’s $149 annual fee. Cardholders get a 7,500-point bonus each cardholder anniversary, a $75 Southwest annual travel credit and four upgraded boardings. That adds up to more than $300 in perks each year.
How much are Southwest points worth?
In ValuePenguin testing, we found that the average Southwest redemption was 1.5 cents. So, for example, 40,000 Southwest points are worth around $600.
How many points do you need to fly with Southwest companion pass?
To earn the pass, you must collect 125,000 qualifying Rapid Rewards points or fly 100 qualifying one-way flights with Southwest in a calendar year.
How many miles do you get with Capital One Venture Rewards?
Capital One Venture Rewards Credit Card holders earn unlimited 2 Miles per dollar on every purchase, every day. That means you earn 2X miles on Southwest purchases. Those miles aren’t as valuable as Southwest points (they’re only worth 1 cent each compared with our 1.5 cent valuation for Rapid Rewards). However, Capital One miles are way more flexible: You can redeem them for any kind of travel purchase, and you can also transfer your miles to a variety of loyalty programs (some at a 1:1 ratio).
What credit card does Southwest use for Wi-Fi?
Wi-Fi credits. If you frequently purchase Wi-Fi on Southwest flights, the Southwest Rapid Rewards® Performance Business Credit Card is the clear winner. The card offers up to 365 $8 statement credits each year to reimburse Southwest in-flight Wi-Fi purchases.
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Summary
Chase and Southwest Airlines offer three personal and two small business credit cards that offer Rapid Rewards points. These credit cards range from simple cards with low annual fees to premium cards that offer greater rewards and benefits.
Bottom line
With three different consumer cards and two cards for business owners, the Southwest Rapid Rewards® cards offer great choices and are among the best airline credit cards available.
What is Southwest Plus?
The Southwest Plus card is the lowest annual fee option for those who want to earn Rapid Rewards points with a Southwest credit card. It’s a reasonable option for someone who wants to jump-start their Rapid Rewards accounts but doesn’t need Southwest benefits long-term.
How many points do you need to get a Southwest companion pass?
With the welcome bonus from a Southwest credit card you can be well on your way to earning the 125,000 points needed to earn a Southwest Companion Pass®. The ability to take a designated person with you on every flight you take for just the cost of taxes and fees could save you thousands of dollars (or points).
What is a Chase card?
All three of the personal Southwest Airlines Co-Branded Chase cards are Visa Signature, which means they share the perks that Visa Signature offers , including rental car protection, purchase protection, extended warranties and baggage delay insurance.
How to cancel Southwest Airlines credit card?
You can cancel a Southwest Airlines credit card by calling the number on the back of your card. Before you cancel your card, you might want to ask for a retention offer.
Which card wins the battle of the Southwest?
The Priority Card wins the battle of the Southwest Cards because the Southwest Priority Card has a robust set of Southwest related benefits including an annual $75 Southwest travel credit and 7,500 bonus points each anniversary year, 4 upgraded boardings per year when available and 25% back on inflight drinks and WiFi when you pay with your card.
Is Southwest a good card?
Southwest's highest level rewards card is an excellent value for their frequent flier set. Its set of rewards and perks, including a $75 annual travel credit on Southwest, easily helps justify the annual fee — plus your purchases earn tier qualifying points toward A-list status.
Which Southwest business card has the highest annual fee?
The Southwest Performance Business Card has the highest annual fee of all the Southwest Cards. For the increase in annual fee, you get a selection of both Southwest and general travel related benefits and an earnings rate unmatched on the personal cards.
What can you redeem Rapid Rewards points for?
You can also redeem Rapid Rewards points for hotels, rental cars, travel experiences, gift cards and merchandise (point values may vary).
How many anniversary points does Southwest Rapid Rewards have?
7,500 anniversary points per year with the Southwest Rapid Rewards® Priority Credit Card.
How is NerdWallet rating determined?
NerdWallet's ratings are determined by our editorial team. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features.
How many points do you need to get A list status on Southwest?
The Southwest Rapid Rewards® Premier Credit Card and Southwest Rapid Rewards® Priority Credit Card also earn up to 15,000 tier qualifying points per year, which will help you gain A-list status — you need to earn 35,000 tier qualifying points or have 25 qualifying one-way flights per calendar year to qualify. A-List status gets you:
How much back do you get on a statement credit?
You’ll receive 20% back in the form of a statement credit for in-flight purchases of drinks and Wi-Fi access. You’ll also get 20% back if your authorized users make in-flight purchases.
How many points do you need to fly for companion pass?
You need to earn 125,000 qualifying points or fly 100 qualifying one-way flights in a calendar year to get a Companion Pass, which is good for the rest of that year plus one additional calendar year. The sign-up bonus for all three Southwest cards will help you get closer to this much-beloved benefit.
Who is Sara Rathner?
About the author: Sara Rathner is a NerdWallet travel and credit cards expert. She has appeared on the “Today” show, Nasdaq and CNBC’s “Nightly Business Report.” Read more
