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what can water damage do to a house

by Jennifer Rowe III Published 2 years ago Updated 2 years ago
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This damage can include:

  • Structural damage: Floodwaters can wreak havoc on the framework of your home ‒ and the materials that hold it together. It can even move or shift a house from its foundation.
  • Natural gas hazards: Flooding not only jeopardizes the integrity of the home, it also can cause damage to gas lines both inside and outside the house, creating an extremely dangerous situation. ...

Your home will experience growth and spread of mold and mildew. The doors, windows, and wood flooring may swell and warp, and metal may begin to rust and corrode. At the same time, there is a possibility of serious biohazard contamination.

Full Answer

What do you do if your house has water damage?

There’s Water Damage In Your Home, What Do You Do?

  • Stop The Water. The very first step is to stop whatever leak or flood is wreaking havoc in your property. ...
  • Prevent Electrocution. The second thing to do regardless if you were able to stop the leak or not is to prevent electrocution by safely removing yourself and any possessions from ...
  • Remove Valuables. ...
  • If There’s Water Damage in Your Home, Call Us! ...

How can I protect my house from water damage?

The following is a compilation of some of those tips:

  • Ensure your lot is properly graded so that water can drain away from your basement walls.
  • Repair, where possible, sidewalks, patios, decks and driveways that may have shifted over the years, allowing water to pool close to the home.
  • Landscape your yard and gardens with plants and vegetation that will minimize soil erosion.

More items...

How to repair a water damaged house?

Instructions

  • Remove the Vapor Barrier. If your crawl space already has a plastic vapor barrier, it should be removed, rolled up, and taken away through the access door.
  • Dig the Trench. ...
  • Lay the Drain Pipe. ...
  • Fill the Trench with Gravel. ...
  • Spread the Soil. ...
  • Install a GFCI Outlet. ...
  • Install a Sump Pump. ...
  • Install a Discharge Pipe. ...
  • Lay New Vapor Barrier. ...
  • Install the Ventilation. ...

Should I buy a house with water damage?

When buying a house with mold and water damage, your best bet is to get a comprehensive policy. Talk to several local insurance agencies and find out whether you’ll be covered if issues related to previous water damage return. Also, ask about any special considerations or unusually high prices for insuring a home with a history of water damage.

What to do if a broken water main is causing water damage?

What happens if you have sewage in your basement?

What happens if a wet basement is ignored?

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What does water damage do to a home?

Many people don't realize that even a small leak can cause a big problem in a home because water damage can spread quickly. Floors, walls, and furniture absorb the water and lead to structural damage, mold, and cosmetic issues if not treated immediately.

What issues can water damage cause?

Here's why you shouldn't ignore water damage if you spot it.Structural Damage. If you don't repair water damage and it gets worse, it could cause structural damage to your property. ... Mold and Mildew. ... Health Problems. ... Bad Smells. ... Stains. ... Increased Repair Costs. ... Electrical Damage. ... Water Damage Could Indicate a Bigger Problem.More items...•

What happens if water damage goes untreated?

Deformed, mold-infested water damaged walls are the result if left untreated. Health hazards. Flood waters can contain harmful bacteria and microbes that can make you sick and linger on your belongings. Toxins, chemicals and contaminants remain on water damaged furniture long after they have been dried.

What is the biggest concern with water damage?

The biggest concern when dealing with any type of water damage is the risk of mold growth. Mold can begin to form if the wet areas are not dried completely. Mold can impact the health of anyone who breathes it in but it can really take a toll on those who have allergies, asthma, and/or a weakened immune system.

How long does it take for water to damage foundation?

Within the first 24 hours of a leak or flood, mold development, damage to floors, walls, and electrics, and even structural issues can occur.

When should I worry about water damage?

Early warning signs of water damage are peeling or bubbling paint or wallpaper. Over time, they will become bloated or warp. In severe cases, walls and ceilings may feel spongy to the touch. Wet flooring can go unnoticed too, especially if it's only wet in the corners or in rooms that are used infrequently.

How do you dry out a water damaged house?

Water Damage: 8 Ways to Dry Out and Move OnMove Air Naturally. If humidity isn't too high, open windows and doors to start air circulating. ... Move Air Mechanically. Rent or buy high-powered fans to rev up air circulation. ... Dehumidify. ... Pump Water. ... Wet/Dry Shop Vac. ... Remove Sodden Objects. ... Freeze Papers. ... Absorb Moisture.

Does water damage get worse over time?

If left unattended, water damage can get worse over time; how quickly that happens varies, depending on how much water is present, in what areas, and the age of the home or business.

What should I do immediately after water damage?

5 Immediate Steps to Handle a Water Damage EmergencyProtect Yourself and Your Possessions. ... Stop the Water Damage. ... Contact Your Insurance Company. ... Dry Things Out. ... Clean and Restore Your Property.

Is it worth it to buy a house with water damage?

Either way, you should never purchase a home that has not been repaired if there's still water damage present. Consider water damage restoration and mold remediation. Mold damage can cause significant problems including odors, stains, and serious health issues.

Can you just paint over water damage?

If a water stain has caused any damage, e.g. cracks or flaking plaster, make sure that you repair the area first. This will help get a great finish and improve paint adhesion. To cover the stain, you will need a specialist stain blocker (such as the Zinsser Cover Stain (opens in new tab)) or an oil-based paint.

How much water damage is too much?

Bottom line: The kidneys can remove 20–28 liters of water per day, but they cannot excrete more than 0.8 to 1.0 liters per hour. Drinking more than this can be harmful.

What are 3 ways water can cause destruction?

Top 3 Ways Water Can Destroy Your HomeCauses warped flooring.Damages roofs.Stains and weakens walls.Causes pain to buckle.Leaves musty and stale odors.Can lead to the development of toxic mold.

What are the categories of water damage?

Categories of Water DamageCategory 1 = clean water, or water that does not pose a threat to humans. ... Category 2 = gray water. ... Category 3 = black water. ... Class 1 is the least harmful form of damage. ... Class 2 has a fast rate of evaporation, which means that carpets and cushions may be damaged.More items...

How much water damage is too much?

Bottom line: The kidneys can remove 20–28 liters of water per day, but they cannot excrete more than 0.8 to 1.0 liters per hour. Drinking more than this can be harmful.

What considered accidental for water damage?

Your coverage includes protection against sudden and accidental water damage caused by events, such as (but not limited to): Heating system rupture. Plumbing system rupture. Sprinkling system rupture.

Water Damage To House Foundation

A lot of times, homeowners have to deal with varying moisture problems that weaken their structure.

Causes of Water Damage to House Foundation

Our discussion won’t be complete without looking at common causes of water damage to house foundations.

Preventing Water Damage to Foundations

We’ve mentioned the different issues that could arise from water damage to your home’s foundation. Here, we’ll be looking at ways to prevent or fix the problem.

Why do appliances get water damage?

As household appliances age, their pipes start to crack and rust and hoses deteriorate. Refrigerators, washing machines, water heaters and dishwashers are all susceptible to this, so monitor them closely. Hot water heaters, in particular, are often the cause of water damage.

What causes water to leak?

The most common cause of water damage is leaky or burst pipes. It is common for drains and toilets to get backed up or blocked, putting pressure on pipes that causes leaks and bursts. Tree roots that grow into sewer lines are also a common cause of leaking pipes.

Why do basements have pools of water?

Dark, damp areas sometimes develop pools of water because leaks or condensation can go undetected for long amounts of time in rarely-used areas. These spaces are ideal for mold growth, which can eat away at surfaces and cause structural damage. Check under-utilized areas of your house for moisture or signs of mold at least annually.

What happens if you keep an eye on water?

The systems involved in a home can be complex, but if you keep an eye on items that use water, your chances of catching a leak and preventing water damage to your home are greatly increased.

Can water damage your home?

Water can cause structural damage to your home in several ways. In general, damage occurs when water pools in areas where it shouldn’t. Finding the cause of the problem can help prevent future leaks or floods, or serious damage.

Can HVAC units cause water damage?

HVAC units are also a common cause of water damage. Air conditioners in particular, when not maintained properly, can cause moisture buildup. This can cause mold spores to grow in air ducts. Servicing mechanical units annually can prevent this.

What causes water damage?

The most common and destructive type of water damage is typically rain related and includes many sources: 1 Water seepage though basement walls. 2 Leaks through walls at areas like doors and windows 3 Roof leaks, usually through penetrations and flashing errors 4 Plumbing leaks, an outlier but relevant

What causes water and moisture in a house?

Air Leaks. Attic hatches are notorious air leakage pathways. Uncontrolled, random air leaks are responsible for the second leading cause of water and moisture damage in our homes and buildings. Humid-air will deposit its moisture on cold surfaces which adds up over time to an amazing amount of moisture and resulting damage.

How do air leaks affect the environment?

Air leaks do most of their damage in the form of energy costs. Reducing air infiltration and exfiltration is often pointed to as one of the most cost-effective strategies for reducing energy costs and resulting environmental impacts. Increasing comfort is another huge reason to pay close attention to this important issue. Air-leakage wastes money and rots homes.

What causes moisture reservoir cladding to get saturated?

When moisture reservoir cladding (masonry, fiber cement siding, stucco) gets saturated with rain and the sun or warm outdoor temperatures drive the stored moisture towards the inside. Interior vapor barriers like vinyl wallpaper increases interior vapor drive problems. Expect more damage in our region with masonry against wood common practices.

Why is bulk water leaking?

Sometimes air leaks contribute to bulk water leaks. Bulk water is more likely to get sucked into cracks and holes that are under negative pressure from the other side. Windy conditions pressurize and depressurize different areas of the home which increases bulk water risk in windy rain events.

Why stop air leaks?

Besides increasing comfort and reducing energy costs, stopping air leaks will reduce moisture damage to building components. It’s common for inspections and remodeling to reveal mold, decay and rot at locations that have been leaking air. Sometimes air leaks contribute to bulk water leaks.

What are the most common areas of concern for new construction?

Two of the most common areas of concern I see with new construction in our area: foundation drainage and window/door flashing. Roof leaks are most structure’s biggest problem and a blog I mostly agree with is the 3 most common roof repairs. For a strict design mentality that’s sure to reduce roof leaks, check out Martin’s Ten Rules of Roof Design.

What are the biggest challenges of selling a home with water damage?

Phoenix, Arizona-based Rocky Mountain Restoration , a Better Business Bureau-accredited Restoration Industry member, lists several difficulties when selling a home with water damage:

What are the most common sources of water damage in a house?

Water damage can spring from a variety of avenues and is one of the major issues that have home inspectors on the lookout. Expect to get dinged on your home inspection report if you have safety issues involving water damage, such as the growth of black mold. Many home inspections also turn up old pipes, which can lead to leakage water damage.

What are the effects of water damage? Should you consider remediation?

Bart Tipton, a top-selling Bakersfield, California real estate agent who’s facilitated 771 transactions to date, notes that water damage is one of the difficult issues to crop up during a home sale:

How much does homeowners insurance cover mold remediation?

The specific amount depends on your individual policy, but comprehensive homeowners insurance comparison engine ValuePenguin estimates that most cover up to $5,000 for mold remediation, though the range is between $1,000 and $10,000.

What does it mean when your ceiling is leaking?

Stains and water marks on your ceiling also point to leaking pipes. Bubbling, peeling paint on your walls, stains, and watermarks on your ceiling, or cracks and soggy spots on the floor are signs of excessive moisture and leaks from your plumbing. If you see signs of any of the above, get in touch with a plumber.

How much does insurance pay for water damage?

Water damage claims are where many homeowners insurance policies get put to use. In fact, insurance companies pay out $2.5 billion each year to water damage losses. 14,000 homeowners deal with water damage on a daily, while nearly all basements experience water damage at one point or another.

What causes a leaking water pipe?

Many things can lead to leaking pipes, including the wrong pH balance of your water, which can lead to dissolving copper. Pipes can also freeze or rust. Prevention tactic: Keep an eye on your taps to diagnose this—low water pressure or discolored water are both signs of trouble.

Why does water damage happen?

Water damage due to lack of maintenance or negligence, such as not repairing a plumbing problem or failing to keep the heat on during freezing temperatures. Water damage from intentional acts, like setting a fire to your home or purposely turning off the heat during the winter.

How Can I Protect My Home From Water Damage?

One of the best ways to protect a home from water damage is by taking some preventative measures. Keeping up with routine maintenance and making prompt repairs is key. Remember, homeowners insurance covers water damage that is “sudden and accidental” but not gradual problems or maintenance issues. If you have a problem like a leaky faucet, it’s best to take care of it as soon as possible.

What Type of Water Damage is Not Covered by Homeowners Insurance?

Here are some common problems that are typically not covered by a standard homeowners insurance policy:

What to do if you discover water damage?

If you discover water damage, it’s a good idea to take pictures of the area and contact your homeowners insurance company as soon as possible. If the water damage is covered by your insurance policy, you’ll be responsible for paying a deductible, which is the amount you’ll pay out of pocket.

What is the most common type of home insurance claim?

It seems your home is always moments away from getting soaked. Water damage (including damage from freezing) is one of the most common and most costly types of homeowners insurance claims. Every year, about one in 50 homeowners will file a water damage or freezing claim, accounting for almost 24% of all homeowners insurance claims, ...

How much does it cost to freeze water damage?

The average cost of a water damage or freezing claim is about $10,900. While you shouldn’t spend your days worrying about the next big rain storm or a leaky joint somewhere in your plumbing, you can take some preventive measures and be aware of what types of water damage your homeowners insurance covers.

What happens if a pipe bursts in an earthquake?

For example, if your pipe burst because of an earthquake, the water damage most likely won’t be covered. If you want coverage for earthquake damage, you’ll need to buy a separate earthquake insurance policy.

What to do if a broken water main is causing water damage?

If the water leak is on the house side of the curb valve, then you are in luck and you have now avoided the potential for additional water damage. It is important to understand that a curb valve must be utilized by a professional sewer and water contractor who has experience working on curb valves. If the pipe in your home is old and looks corroded, there is a good chance that the curb valve does not work, and it should not be toyed with.

What happens if you have sewage in your basement?

If your water main or sewer is malfunctioning , it may result in a basement full of sewage or water. There are a few immediate concerns which should be investigated and addressed immediately. The first concern is if the sewage or water is ruining your carpets or furniture. If you have enough time to get ahead of any major damage, it’s suggested to lift any rugs and move any furniture into a safe area, possibly a portion of the basement on the opposite side of the house. It is also suggested to try and stack as much as you can as there is less of a chance for your valuables to get ruined if they are several feet off the floor. This is not the case in all scenarios. There are severe cases where the basement or first floor will flood to the ceiling or even the floor above.

What happens if a wet basement is ignored?

This may result in deterioration, a weakened foundation and a possible collapse if it’s ignored for long enough.

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