
All 1,100+ Harbor Freight Tools locations including our website, harborfreight.com, accept the following forms of payment: Visa, Mastercard, American Express, Discover and Harbor Freight gift cards. In addition, customers can now apply for the Harbor Freight Tools Credit Card at all of our locations nationwide.
Full Answer
Is the Harbor Freight card worth it?
Idk what else to do to raise my score. The harbor freight card is backed by snycrony bank so it is a plus on your credit score and good to keep without using it so you don't have a bill but it counts to your 30% balance on your credit card balances.
What forms of payment does Harbor Freight accept?
– Harbor Freight Coupons What Forms Of Payment Does Harbor Freight Tools Accept? All 1,100+ Harbor Freight Tools locations including our website, harborfreight.com, accept the following forms of payment: Visa, Mastercard, American Express, Discover and Harbor Freight gift cards.
How do I qualify for the Harbor Freight Tools credit card offer?
* To qualify for this offer you must apply and be approved for a new Harbor Freight Tools Credit Card. One-time 10% off (excludes shipping and handling) will be applied at checkout to your first purchase with the card unless your purchase qualifies for and you choose an equal pay option, in which case you will forfeit the 10% offer.
Where can I shop Harbor Freight?
The best way to shop Harbor Freight is at one of many retail stores. To find the retail store closest to you, please visit our Retail Store Locator page . On major holidays we may be closed or close our stores early. Check store pages for details. HAVEN'T RECEIVED A PRINT CATALOG FROM US? HERE'S WHY

What form of payment does Harbor Freight accept?
All 1,100+ Harbor Freight Tools locations including our website, harborfreight.com, accept the following forms of payment: Visa, Mastercard, American Express, Discover and Harbor Freight gift cards. In addition, customers can now apply for the Harbor Freight Tools Credit Card at all of our locations nationwide.
Does Harbor Freight accept Amex?
Harbor Freight stores and the website accept Visa, Mastercard, American Express, Discover and Harbor Freight gift cards.
What bank is Harbor Freight credit card through?
Synchrony BankYour Harbor Freight Tools Credit Card is issued by Synchrony Bank.
What credit score is needed for a Harbor Freight card?
640 or betterThe credit score you need for the Harbor Freight Credit Card is 640 or better.
Does Harbor Freight have a senior discount?
Harbor Freight does not offer senior discounts on top of coupons. While other stores advertise an additional discount for seniors, Harbor Freight still has them beat in most cases with their everyday low prices.
Does Harbor Freight take Discover card?
Harbor Freight stores and the Harbor Freight website accept our Harbor Freight credit card, Visa, Mastercard, American Express, Discover and Harbor Freight gift cards.
Which credit bureau does synchrony bank use?
When you apply for a card from Synchrony, the lender is most likely to check your credit report from TransUnion. In fact, Synchrony uses TransUnion nearly exclusively.
Does Harbor Freight have its own credit card?
Yes, the Harbor Freight Credit Card can be used to make purchases at HarborFreight.com.
Can you only use a Harbor Freight credit card anywhere?
You can apply for the credit card in-store, and you can only use it in-store and NOT online, at least not yet. Harbor Freight says that you can combine discounts: Use your Harbor Freight Money reward certificates with all other coupons & discounts.
Does Harbor Freight do layaway?
If you have any questions about placing an order or what payment methods we accept, we encourage you to reach out to our Customer Service team at (800) 444-3353. Thanks for shopping at Harbor Freight! There is no layaway program. No, HFT does not offer layaway options.
Does Harbor Freight use Apple Pay?
We received a tip last night from a fellow Appleosophy reader that basically went on to explain that he has now come across his Harbor Freight Tools store, which is now accepting Apple Pay.
How do I pay my Harbor Freight card?
You can pay your Harbor Freight Credit Card:Online by signing in to your account or by paying as a guest.Over the phone at (855) 341-3108.Via mail at the following address: Harbor Freight Tools Credit Card. PO Box 960012. Orlando, FL 32896-0012.
Where is American Express not accepted?
Places Where American Express is Not Accepted: Cuba, Sudan, South Sudan, Iran, Syria. Major Retailers That Accept American Express: Amazon, IKEA, Sears, Target, Walmart, Lowe's, Apple, Best Buy, Staples, CVS. Major Retailers That Don't Accept American Express: Costco, small non-chain stores/restaurants.
Why is Amex not accepted?
The different fees often make or break a deal for a merchant. This is why many merchants, especially small businesses, don't accept American Express. American Express' interchange fee is just too high. Providers like Visa and Mastercard charge between 1.15% and 2.5%, while Amex charges merchants between 1.43% and 3.3%.
Where can I use my American Express card?
You can use your Card anywhere American Express® Cards are accepted. There are a variety of ways you can use your Card to make purchases. Here are some tips: In-store: If a merchant asks you to choose between "credit" and "debit," choose "credit." No PIN is required for in-store purchases.
Does Home Depot accept American Express?
What forms of payment do you accept for purchase of The Home Depot Gift Card? We can accept VISA, MasterCard, American Express, Discover and PayPal.
What happens when you earn Harbor Freight Money?
Each time you earn Harbor Freight Money, you will be issued a reward certificate that will be included in your monthly statement. Simply bring your Harbor Freight Money reward certificate with you on your next trip to any Harbor Freight store.
How long is harbor freight money good for?
Harbor Freight Money is good for 90 days from the date issued. The expiration date is printed on each certificate.
Does Harbor Freight charge interest?
No interest is charged on a Harbor Freight promotional purchase and equal monthly payments are required until the purchase is paid in full. The equal monthly payment is calculated by dividing the total purchase price (including tax and shipping) by the number of months in the promotional period. If you do not make a required monthly payment on ...
Can you use Harbor Freight money on a trip?
Simply bring your Harbor Freight certificate with you on your next trip and present it at the time of purchase. Your Harbor Freight Money can also be combined with all other coupons and discounts. See
How long has Harbor Freight Tools been around?
For more than 43 years, Harbor Freight Tools has been America's go-to source for quality tools at the lowest prices. The family-owned company started in Southern California in 1977 and opened its first store in 1980. Today, Harbor Freight Tools is one of the nation's fastest growing retailers with over [1,085] stores nationwide, over 20,000 employees and more than 40 million customers, who depend on the quality and value Harbor Freight delivers.
What is synchrony credit card?
Synchrony (NYSE: SYF) is a premier consumer financial services company. We deliver a wide range of specialized financing programs, as well as innovative consumer banking products, across key industries including digital, retail, home, auto, travel, health and pet. Synchrony enables our partners to grow sales and loyalty with consumers. We are one of the largest issuers of private label credit cards in the United States; we also offer co-branded products, installment loans and consumer financing products for small- and medium-sized businesses, as well as healthcare providers.
How to report suspicious emails on Harbor Freight?
To report any suspicious emails or contacts that are using the Harbor Freight Tools name, please contact our Customer Support Team.
Does Harbor Freight sell on Amazon?
Harbor Freight Tools currently sells its quality tools at low prices only at our stores, on harborfreight.com, and through our call center. We do not sell through Amazon.com, eBay or any other websites. Beware of other websites illegally using our logo to fool or scam customers into buying inferior versions of our products, purchasing illegally obtained merchandise, or obtaining your personal information for criminal purposes. Buying our products through these other websites also voids any warranty that our legitimately sold products have.
Does Harbor Freight Tools send job offers?
Harbor Freight Tools does not extend job offers via email to individuals with whom it has had no prior contact. We do not ask prospective employees to pay a fee to be considered for a position or to receive a job offer — nor do we authorize recruiters or agents to do any of these things on our behalf.
Can you receive a check from Harbor Freight Tools?
You may receive a check via regular mail that purports to be from Harbor Freight Tools. The check will usually be accompanied with instructions to deposit the check immediately in order to receive the balance of a larger sum you have "won" or that has otherwise come to you unexpectedly.
Paid-Off and in full!
I just paid off $11,196 in credit card debt thanks to unemployment back pay! Wow. I feel so much lighter. I would have loved to invested that money some other way but that needed to be done. My first and last time down that dark rabbit hole!
Getting a credit card back in the day..
I got my first credit card back in 1985. I had my first job that paid a grand total of $17,500 a year. I was a couple of weeks out of college and living at home with my parents. I remember when I opened up the Amex envelope and saw that beautiful slab of plastic - I yelled out from the kitchen, "Don't leave home without it!" And I didn't.
Dashpass renewed through 2024 for Chase Sapphire Preferred
Just received an email. Extended through Dec 2024. I assume the Reserve is included in this as well.
Chase travel is the absolute worst of all the credit card travel departments
Jan 2020: Booked reward flights to Cancun which got cancelled due to covid.
10 years and never paid one bit of APR
I always use my credit card for everything, but I pay it off on a weekly bases. I have prob racked up about 10k+ in cash back rewards. I'm wondering if there is anyway my credit card makes money off someone like me, or do they bank on the other people that rack up credit card debt?
Sebi Mitchell, Credit Cards Moderator
This answer was first published on 05/27/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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