What does it mean to date down?
Dating Down: to enter into a relationship with someone with a much lower income, less material possessions, or a far lower income-earning potential.
What is up to date information?
: extending up to the present time : including the latest information.
What is the meaning of up date?
/ʌpˈdeɪt/ us. to make something more modern or suitable for use now by adding new information or changing its design: They haven't updated the software in three years.
What is difference between update and up to date?
What is the difference between update and up to date? “to update” is a verb with means “to make something more modern” and “up to date” is an adjective with means “something that has been updated or modernized”.
Why is up to date information important?
By being updated, the documentation is getting rid of outdated information. This greatly reduces the risk of making mistakes, sending erroneous instructions to new employees and ending up with obsolete documentation.
Why is information up to date?
Clean, high quality data improves the accuracy of results therefore providing you with the tools you need to make better marketing decisions. If your customer data is correct you can make decisions in terms of content creation and campaigns targeted at data segments which are much more likely to give effective results.
What is a another word for up to date?
synonyms for up-to-date advanced. contemporary. modern. state-of-the-art. timely.
Why is keeping information up to date important?
Why is it important to keep your information up to date? Information that is inaccurate or out of date can lead to frustrations and wasted time for you and your loved ones.
Downdate
When you make an "update" on an operating system for your computer and the only known changes are that all wireless adapters, web cams, microphones, and headphones cease to work, resulting in trauma to the brain.
downdate
An OS update to your cell phone that renders it slow as molasses and makes one want to pulverize it. A core strategy utilized by phone manufacturers (eg. Apple) to force people into upgrading their phones.
downdate
Something that's supposed to be an update, but makes things worse instead. Some well-known downdates include the iPhone 7's removal of the headphone jack, the MacBook's ridiculously few connection ports, and almost everything Tumblr does on its website.
downdate
When someone posts an update on Facebook which is designed to show how miserable their life is.
Windows Downdate
The most prolific source of computer trojans online, frequently euphemized as Windows Update.
Examples of Date Down Endorsement in a sentence
ER-108 Date Down Endorsement (Loan Policy)If a Date Down Endorsement, subject to its terms, conditions and exclusions, insures the Insured under the originally issued Title Insurance Policy against loss or damage occurring or discovered subsequent to the date of the policy up to and including the date of the Date Down Endorsement, then the Rate for the Date Down Endorsement shall be fifty cents ($0.50) per thousand on the unpaid balance..
More Definitions of Date Down Endorsement
Date Down Endorsement means an endorsement to the Title Policy which is in form and content acceptable to B Participant and which in any case (a) dates down the effective date of the Title Policy to the date on which the applicable Disbursement it covers is made, (b) increases the liability limit of the Title Policy by an amount equal to the principal amount of such Disbursement, and (c) contains no new exceptions to title except those approved by B Participant..
What Is a Buydown?
A buydown is a mortgage financing technique with which the buyer attempts to obtain a lower interest rate for at least the first few years of the mortgage or possibly its entire life. 1 A 2-1 buydown, for example, is a specific type of mortgage buydown that allows homebuyers to save on their interest rate for the first two years of the loan.
Buydowns Explained
Buydowns are easy to understand if you think of them as a mortgage subsidy offered by the seller on behalf of the homebuyer. Typically, the seller contributes funds to an escrow account that subsidizes the loan during the first years, resulting in a lower monthly payment on the mortgage.
Buydown Structuring
Buydown terms can be structured in various ways for mortgage loans. Most buydowns last for a few years, then the mortgage payments increase to a standard rate once the buydown expires. A 3-2-1 and 2-1 mortgage buydown are two common structures lenders can use.
Buydown Pros and Cons
Whether it makes sense to use a buydown to purchase a home can depend on several things, including the amount of the mortgage, your initial interest rate, the amount you could save in interest over the initial loan term, and your estimated future income.
Example of a Buydown Mortgage
Here are some examples of how a buydown mortgage can work. Say you're borrowing $250,000 with a 30-year fixed-rate loan at 6.75%. You can choose between a 2-1 buydown or a 3-2-1 buydown.
When to Use a Buydown
A buydown could make sense for buyers if it allows them to get a mortgage without significantly increasing the purchase price of the home or draining their cash reserves.
Other Ways to Reduce Mortgage Rates
Alternatively, buyers can choose to pay for discount points to buy down their interest rate. In this scenario, the buyer pays money up front to purchase the points, and the lender reduces their interest rate as a result. Discount points can lower the interest rate on a mortgage for the life of the loan, rather than just for the first two years. 2
What Is a Drawdown?
A drawdown is a peak-to- trough decline during a specific period for an investment, trading account, or fund. A drawdown is usually quoted as the percentage between the peak and the subsequent trough.
The Drawdown Explained
A drawdown remains in effect as long as the price remains below the peak. In the example above, we don't know the drawdown is only 10% until the account moves back above $10,000. Once the account moves back above $10,000, then the drawdown is recorded.
Stock Drawdowns
A stock’s total volatility is measured by its standard deviation, yet many investors, especially retirees who are withdrawing funds from pensions and retirement accounts, are mostly concerned about drawdowns. Volatile markets and large drawdowns can be problematic for retirees.
Drawdown Risk
Drawdowns present a significant risk to investors when considering the uptick in share price needed to overcome a drawdown. For example, it may not seem like much if a stock loses 1%, as it only needs an increase of 1.01% to recover to its previous peak. However, a drawdown of 20% requires a 25% return to reach the old peak.
Drawdown Assessments
Typically, drawdown risk is mitigated by having a well-diversified portfolio and knowing the length of the recovery window. If a person is early in her career or has more than 10 years until retirement, the drawdown limit of 20% that most financial advisors advocate should be sufficient to shelter the portfolio for a recovery.
Time to Recover a Drawdown
While the extent of drawdowns is a factor in determining risk, so is the time it takes to recover a drawdown. Not all investments act alike. Some recover quicker than others. A 10% drawdown in one hedge fund or trader's account may take years to recover that loss.
Example of a Drawdown
Assume a trader decides to buy Apple stock at $100. The price rises to $110 (peak) but then swiftly falls to $80 (trough) and then climbs back above $110.
