Is AFC home club a good insurance company?
The This Old House Reviews Team rated AFC Home Club 90 out of 100. We recommend it for people who want to choose between a variety of plans and who want to enjoy additional benefits, like free credit monitoring and emergency alert services, on top of traditional home warranty coverage.
What are the working hours of AFC home club?
AFC Home Club only assigns service requests Monday through Friday from 9:00 a.m. to 6:00 p.m. (EST), and the company is closed on major holidays. AFC Home Club has a B rating with the Better Business Bureau (BBB). This rating is about average for a home warranty company.
What is included in the AFC home club warranty?
AFC Home Club covers most breakdowns for appliances and major home systems. They do have a lot of exclusions, but they are about average for the home warranty industry. Although the company goes into full detail about their plan exclusions in the sample contracts, they also list the exclusions directly on their website.
What does AFC do for You?
Our warranty plans help repair or replace up to 24 of your home’s appliances and systems. And AFC does more for homeowners than anyone else. Whether you need repairs or a new appliance, AFC helps cover the cost of even the most expensive items, like HVAC and plumbing. Just Call or Click. We Got the Rest
Available Plans
Real Estate Plans
Plan Pricing
Optional Add-ons
Types of Damage Covered
Plan Exclusions
Payout Caps and Limitations
Response Time
What does AFC cover?
Get protection for the major systems that keep your home liveable. This plan covers core items like air conditioning, heating, plumbing, electrical systems, and more. AFC's flexible coverage offers a plan for every budget.
Is ARW any good?
We rated ARW Home 74 out of 100 points in our in-depth review. It pairs plans with a low service call fee, holds an A+ rating* with the Better Business Bureau (BBB), and provides customizable coverage plans and protection for items not commonly covered by other providers, such as kitchen exhaust fans.
What does ARW cost?
ARW will provide up to $500 per appliance or system during a 12-month period for items such as stovetops and refrigerators....Cost.PlanMonthly PremiumPlatinum Premier$59.993-in-1 Bundle$109.994-in-1 Bundle$124.99Ultimate Electronic Protection$24.993 more rows•Aug 11, 2022
What is the rating on American Residential Warranty?
American Residential Warranty has an A+ rating from the Better Business Bureau and relatively high satisfaction rates from users. We've explored American Residential Warranty's plans, and what they cover so you can decide whether one of their plans is right for you.
Is ARW same as RAW?
An ARW file is a RAW format file used exclusively by Sony Alpha digital cameras. As a file extension, you are going to see it after the file name as ARW. RAW files are uncompressed, lossless images. Like any RAW files, ARW file types contain unprocessed data.
What does ARW stand for?
ARWAcronymDefinitionARWArmy Ranger Wing (Irish Special Forces)ARWAmerican Revolutionary WarARWAssociated Resume WritersARWAmerican Rights At Work10 more rows
Can Lightroom open ARW files?
Can Lightroom open ARW Files? Yes. In fact, Adobe Lightroom is probably the simplest way to both open and edit your ARW images. Lightroom is a powerful image editing and file management solution that most professional photographers use.
How can I convert ARW to JPG for free?
How to convert ARW to JPGUpload arw-file(s) Select files from Computer, Google Drive, Dropbox, URL or by dragging it on the page.Choose "to jpg" Choose jpg or any other format you need as a result (more than 200 formats supported)Download your jpg.
What is AFC Home Club?
AFC Home Club is a trusted home warranty provider that offers four comprehensive plans designed for homebuyers and sellers at an affordable price.
How is an AFC Home Club warranty different from homeowners insurance?
Homeowners insurance covers large structural issues and damage from natural disasters, fire, or theft. A home warranty covers major systems and app...
When does AFC Home Club coverage begin?
There is a 30-day waiting period for coverage to begin. After 30 days, coverage will kick in.
How long is a contract term with AFC Home Club?
AFC Home Club home warranties last for a year, but you may be able to opt into a multi-year plan.
How do I submit a service request with AFC Home Club?
Service requests can be submitted online or over the phone, 24 hours a day, seven days a week.
Does AFC Home Club require a home inspection?
No, the company does not require a home inspection for coverage to begin.
Are home warranties worth the cost?
Home warranties can save thousands of dollars on repairs and replacements to major home systems and appliances. If you have items that may break do...
About AFC Home Club
America’s First Choice Home Club, or AFC, ties for No. 3 in our rating of the Best Home Warranty Companies of 2022. AFC’s coverage extends to homeowners in all states except Hawaii, and it offers its members the ability to choose their own service providers.
AFC Home Club Home Warranty Plans
AFC Home Club has four different plans. There is one home systems plan, one appliance plan, and two plans that cover both appliances and systems. AFC also has a number of options that you can add-on to your main plan to give you specific coverage.
How Much Does AFC Home Club Cost?
Pricing varies based on your home's location. We used a 2,345 square foot townhouse in Austin to compare AFC Home Club with the other home warranty providers in our Best Home Warranty Companies of 2022 rating. For our sample home, AFC’s Platinum plan had an above-average monthly cost of $74.42, or $68.75 per month for an annual plan.
What Home Warranty Discounts Are Offered by AFC Home Club Home Warranty?
AFC Home Club offers multi-property discounts to customers that want to cover more than one home. It also provides members with Club Benefits, a number of discounted services, and free memberships for customers. These member benefits include free credit monitoring and discounts on ADT home security systems.
What Additional Home Warranty Coverages Are Offered by AFC Home Club Home Warranty?
For an additional cost AFC Home Club allows you to add-on coverage for the following items:
How Do I Buy a Home Warranty From AFC Home Club?
You can purchase a home warranty with America’s First Choice Home Club on its website. It offers an online quote tool that will calculate your rate based on your location and some information on your home. Once the information has been entered, a plan can be selected and payment options are presented.
How Do I File a Claim With AFC Home Club?
You can file as many claims as you need with an AFC Home Club warranty following the 30 day wait period that is standard in the home warranty industry.
What is AFC Home Club?
AFC Home Club is a national warranty plan company that provides a selection of four home warranty plans for customers to choose from. These plans can help cover the repair or replacement costs for major home systems and appliances.
Where is AFC Home Club located?
Company Overview. AFC Home Club is a home warranty company that was established in 2009. Its headquarters is located in Marietta, Georgia.
How long does it take for AFC Home Club to process a claim?
AFC Home Club states in their service agreement that the company is not an emergency service. It can take a couple of days on average to process a claim and longer on claims made during nights and weekends. This is about average for weekday service when compared to the industry standard, however, it is below average for claims made on the weekends.
What is DealCash membership?
DealCash membership (provides savings on merchandise, food, and more)
Does AFC Home Club have a payout cap?
AFC Home Club has different payout caps for different items. They also have different problems and parts of items that are covered and others that are not covered. Since there are different payout amounts for different items, you should read over your policy carefully to ensure you understand each payout cap individually.
Does AFC cover appliances?
Plan Exclusions. AFC Home Club covers most breakdowns for appliances and major home systems. They do have a lot of exclusions, but they are about average for the home warranty industry.
Is AFC Home Club closed on holidays?
It is important to note that the company clearly states in their service agreement that they are not an emergency service. AFC Home Club only assigns service requests Monday through Friday from 9:00 a.m. to 6:00 p.m. (EST), and the company is closed on major holidays.
Our Take on AFC Home Club
We gave AFC Home Club a rating of 90 out of 100 and named it the home warranty company that’s ‘Best for Customization’ for 2022. It has a wide variety of plans, has nationwide availability, and holds a B rating from the BBB.
Pros and Cons of AFC Home Club
Guarantees parts and labor for the life of your membership 24/7 customer service Offers benefits like free credit monitoring, identity protection alerts, and Emergency Alert Network services
AFC Home Club Plans & Coverage
Unlike other home warranty companies in the industry, which typically offer three plans, AFC Home Club offers four plans: Platinum, Gold, Silver, and Systems. Compare home warranty plan options and covered items in the chart below.
AFC Home Club Pricing
Plans range from $31–$54 a month. In addition to paying a monthly fee, customers will also have to pay a service fee every time a technician comes out to address the covered item in question. Customers have the option to choose a service fee between $75–$125.
State Availability
AFC Home Club is available in 48 states nationwide. It is not available in 2 states including California and Hawaii.
AFC Home Club Reviews
After reading hundreds of customer reviews about AFC Home Club and rating the company based on factors such as price, state availability, and customer service, the This Old House Reviews Team recommends AFC Home Club as a top home warranty provider.
Our Conclusion
The This Old House Reviews Team rated AFC Home Club 90 out of 100. We recommend it for people who want to choose between a variety of plans and who want to enjoy additional benefits, like free credit monitoring and emergency alert services, on top of traditional home warranty coverage.
AFC Home Club at a Glance
AFC Home Club has been offering home warranties since 2009. The company prides itself on excellent customer service and many distinct advantages, such as easy-to-navigate claims processes and flexibility to choose your own technician.
Other Benefits
Besides the main plans, AFC Home Club offers add-on coverages for an additional monthly cost:
AFC Home Club State Availability
AFC Home Club is available in 49 states nationwide and the District of Columbia. As of 2022, AFC Home Club is not available in Hawaii.
Fine Print
AFC Home Club currently has a B rating on the Better Business Bureau (BBB). However, most complaints concern what the warranty doesn’t cover, which it’s important to understand before buying a policy.
Plan Pricing
As with most home warranty companies, AFC Home Club’s plan pricing depends on the one you choose, the location and size of your home and any additional add-ons. It also depends on your service fee ( $75, $100 or $125 ). Service fees are the amount you pay whenever you need a repair through a service provider.
Payout Limitations
Like many other home warranty providers, AFC Home Club sets payout limitations on covered items. If a failure occurs within the first 30 days outside of the initial waiting period, the maximum payout will be $150 on protected items.
Is AFC Home Club The Right Home Warranty Company for You?
AFC Home Club may be a great provider to consider if you’re looking for affordable prices and flexibility from a home warranty provider. The company offers excellent coverage plans and discounts for customers who commit long term.
Why Buy A Home Warranty?
With things like home insurance and hazard insurance, you may be wondering why a homeowner would even want to purchase a home warranty. While both home insurance and home warranties serve to protect the homeowner, a home warranty can help with more commonplace breakdowns that are not covered by standard insurance.
Pros And Cons Of AFC Home Warranty
AFC Home Club warranties have a lot to offer and a few things to consider. Let’s take a look at some of these pros and cons:
AFC Home Club Plans
Choosing the right AFC plan will vary based on your individual needs. A Systems Plan is great for homeowners concerned with major repairs like air-conditioning or their water heater, while the Platinum Plan covers everything a homeowner may want to cover, up to an ice maker.
AFC Home Club Benefits
America’s First Choice home warranty company also gives homeowners additional benefits and discounts beyond their plan of choice: landlords or homeowners with a secondary property can qualify for a multi-house discount.
AFC Home Club Warranty Costs
The cost of an AFC home warranty can vary, but their prices typically fall in these ranges:
AFC Home Warranty Reviews
With a B rating from the Better Business Bureau (BBB) and 4 out of 5 stars from Consumer Affairs, AFC is upheld as a strong contender where home warranty companies are concerned.
The Bottom Line: A Home Warranty Provides Convenience And Peace Of Mind
America’s First Choice Home Club is a great home warranty option for homeowners interested in budgeting for home repairs or for those who simply want some peace of mind.
What is AFC Home Club?
AFC Home Club gives homeowners reassurance when a home system and/or appliance breaks down. The panic a home repair can cause is unnerving, but when you have a home warranty plan to back you up, it’s not as scary.
How long has America's First Choice Home Club been around?
America’s First Choice Home Club has been around for 11 years, offering home warranties to homeowners throughout the United States. They have distinct advantages, including covering your home’s systems and appliances, depending on the plan you choose. Most home warranty companies have three plans, but AFC has four, giving you more options.
How long does it take to get a repair done by AFC?
You can then either call your own licensed technician or let AFC set you up with one, usually within 24 - 48 hours. Once the repair is complete, AFC will pay for it and contact you to ensure your satisfaction.
Why does AFC contact you after the job is complete?
AFC contacts you after the job is complete to ensure your satisfaction.
Does AFC have a claim process?
They pride themselves on superior customer service and offer the flexibility to choose your own technician rather than waiting for an AFC network technician to be available. They make the claim process easy, and there are plenty of add-ons to ensure your entire home has the coverage you want.
Is AFC home club available in Hawaii?
AFC Home Club is available in 49 states but is unavailable in Hawaii.
Does AFC send out technicians?
AFC will send out a technician, or you can choose to use your own technic ian if you prefer.
What is the AFC Home Club?
Also known as America’s 1st Choice Home Club, AFC Home Club operates in a different way than other home warranty companies do because it asks you to become a member rather than a customer. New members are subjected to a 30-day waiting period. As soon as that period passes, you can call in or log on to file a claim.
Features and Services
As a member of the AFC Home Club, you have the choice of opting for only the services and coverage that you need. With four plans available, you don’t need to worry that you might choose the wrong one. In addition to plans that cover only systems and appliances, you can opt for those that cover both.
Plans and Coverage
AFC Home Club offers more plans that almost any other. The Silver Plan is the most basic as well as the cheapest. It covers most home appliances, including your garage door opener, microwave, washer, dryer, dishwasher, refrigerator and stove.
Who is This For?
Though you have many options when it comes to a home warranty company, you might choose AFC Home Club because you want more than just another warranty. The credit monitoring that it offers makes it well worth the higher price tag. That monitoring scours the web to find issues connected to your name and private information.
How it Works
The waiting period imposed by AFC Home Club is there to prevent people from taking advantage of the company. It keeps people from signing up when they have a problem and instantly setting up an appointment before ending their contracts.
Pricing
AFC Home Club is quite secretive about the prices that it charges but gives you the option of getting a free quote. You just need to fill out a form with your contact information and zip code. This allows the company to make sure that you’re in its coverage area.
Company Overview
States Covered
- AFC Home Club covers the entire continental US – that is, all states and DC except Alaska and Hawaii. This means that the company covers all of the following states: 1. Alabama 2. Arizona 3. Arkansas 4. California 5. Colorado 6. Connecticut 7. Delaware 8. DC 9. Florida 10. Georgia 11. Idaho 12. Illinois 13. Indiana 14. Iowa 15. Kansas 16. Kentucky 17. Louisiana 18. Maine 19. Mary…
Available Plans
- AFC Home Club offers four plans for customers to choose from. These include a Platinum Plan, Gold Plan, and Silver Plan, as well as a Systems Plan that only covers major home systems. The price you pay depends on the plan that you choose, coverage term, and which trade service fee (TSF) you select: $75, $100, or $150. You can choose a higher service fee in exchange for a lowe…
Real Estate Plans
- AFC Home Club also offers plans for home buyers, sellers, and real estate professionals. The company offers the same four levels of plan – silver, gold, platinum, and systems – to real estate professionals, and also provides an online portal through which real estate agents can manage their home warranties. No pricing data is available on AFC Home Club’s website. Instead, they e…
Plan Pricing
- AFC Home Club offers four plans – silver, gold, platinum, and systems. However, prices for these plans are not available on the company’s website. Instead, you should call them for a quote. They state that the mohthly price you pay for a plan depends on the trade service fee (TSF) you select. TSF options are $75, $100, and $125. During our research, we called AFC Home Club and reques…
Optional Add-ons
- AFC Home Club allows you to purchase optional coverage on things like septic systems and double ovens for an additional cost. The company provides these quotes as an annual cost rather than a monthly cost. AFC Home Club is also a little unusual in offering a range of benefits for home warranty customers. These include: 1. Free credit monitoring and identity protection alert…
Types of Damage Covered
- AFC Home Club is pretty standard when it comes to the types of damage covered. You can see a detailed description of this by downloading a sample contract from the company’s website. In general, AFC Home Club warranties: 1. Provide a commitment to repair certain appliances and systems if they malfunction, 2. Cover repair and replacement costs on major home systems an…
Plan Exclusions
- AFC Home Club covers most breakdowns for appliances and major home systems. They do have a lot of exclusions, but they are about average for the home warranty industry. Although the company goes into full detail about their plan exclusions in the sample contracts, they also list the exclusions directly on their website. In their favor, this allows you to easily determine what your …
Payout Caps and Limitations
- AFC Home Club has different payout caps for different items. They also have different problems and parts of items that are covered and others that are not covered. Since there are different payout amounts for different items, you should read over your policy carefully to ensure you understand each payout cap individually. During our research, AFC Home Club told us that their …
Response Time
- AFC Home Club states in their service agreement that the company is not an emergency service. During our research, the company stated that they normally respond to claims within 48 hours if they are made during weekdays, but that response times at the weekend or holidays can be up to four days. This is relatively slow in comparison to other companies in the sector, who often clai…