What is the triangle MasterCard from Canadian Tire?
The Triangle Mastercard from Canadian Tire is their most basic card, but it comes with a good amount of benefit and more importantly, there’s no minimum income requirement to qualify for the card. Since this is a Canadian Tire branded credit card, you’ll earn Triangle Rewards which is a new digital rewards program.
What are the benefits of the triangle MasterCard?
When you receive your Triangle Mastercard, you are automatically registered in the Triangle Rewards program. This is the free program that allows Canadian Tire customers to collect and redeem Canadian Tire Money, become eligible for bonus rewards, as well as a host of other benefits.
What are the minimum income requirements for the triangle MasterCard?
The Triangle Mastercard has no minimum income requirements, putting it within reach of more Canadians. That said, however, you will still need to have good credit in order to qualify for this card, which is something to keep in mind when applying.
What bank is Triangle Mastercard?
Canadian Tire BankTriangl® Mastercard®, Triangle® World Mastercard® and Triangle® World Elite Mastercard® are issued by Canadian Tire Bank. Rewards are in the form of electronic Canadian Tire Money® (CT Money®).
What is the difference between Canadian Tire Mastercard and Triangle Mastercard?
The Triangle Mastercard is also known as the Canadian Tire Triangle Mastercard. This is a credit card issued by Canadian Tire Financial (their bank), and it can be used to boost your Canadian Tire Money earn rate, or to get special no fee, no interest financing for larger purchases at Canadian Tire stores.
Does everyone get approved for Triangle Mastercard?
Eligibility for Canadian Tire Triangle Mastercard As mentioned before, there is no specific income requirement for a Canadian Tire Triangle Mastercard. Additionally, there is no minimum credit score to apply for the card, however it is recommended that you have a score of 660+.
How does the Triangle card work?
Triangle™ Mastercard This card is free and does not require a minimum income. You get 4% cash back on all spending at Canadian Tire or partner organizations such as Atmosphere, Rousseau Sports, Hockey Experts, l'Équipeur and Sports Experts. You also earn 0.05 cents for every litre of gas you spend at the Gas + station.
Is the triangle Mastercard worth it?
The Triangle Mastercard is a decent card to have in your wallet, but it's not nearly as valuable as other Canadian credit cards. We recommend two American Express cards instead—the Cobalt Card and the Marriott Bonvoy Card—because they offer far more value and come with very reasonable annual fees.
Is Triangle a real credit card?
If you shop at Canadian Tire, Sport Chek, Mark's, Gas+, or Atmosphere stores regularly, you've probably heard of the Triangle Mastercard. This credit card lets you significantly boost your Canadian Tire Money earn rate while making purchases at those stores.
How much can you get on a triangle Mastercard?
Here's what you'll earn: 4% CT Money at Canadian Tire stores. 1.5% CT Money at grocery stores. 0.5% CT Money everywhere you shop.
Can I withdraw money from Triangle Mastercard?
A: Yes. You may withdraw cash against the balance on most Mastercard prepaid and gift cards at any ATM.
Can I use triangle Mastercard at Walmart?
You can use your Triangle Mastercard at Walmart, but you'll earn, at most 1% back in Canadian Tire money if you do. You'd be better off using a regular rewards Mastercard instead, such as the BMO CashBack World Elite Mastercard, which earns 5% cash back for groceries, including at Walmart Supercentres.
What are the benefits of a triangle Mastercard?
The Triangle World Elite Mastercard gives cardholders up to 4% back and all the benefits of a World Elite Mastercard, with no annual fee....Your rewards3.59 points per $1 spent on eligible store purchases.3 points per $1 spent on eligible grocery purchases.1 point per $1 spent on all other eligible purchases.
Can you use triangle card for gas?
With a Triangle credit card, Gas+ customers collect 5¢ back per litre in CT Money ® on all fuel types at Gas+ Locations. Earn Fast. Faster. Fastest.
Where can you use your triangle card?
Redeem your CT Money in-store at Canadian Tire, Sport Chek, Mark's, L'Équipeur, Party City, Pro Hockey Life, Atmosphere, Sports Rousseau, Hockey Experts, L'Entrepôt du Hockey, and participating Sports Experts stores, as well as online at select stores at canadiantire.ca.
What's the best Mastercard to get in Canada?
The MBNA Rewards World Elite® Mastercard® is our winner for the best Mastercard in Canada. It offers five points for every $1 spent on groceries, restaurants, streaming services, and utilities. Earn one point for every $1 spent on everything else.
What is the difference of Canadian Tire Mastercard?
All 3 Triangle cards have no annual fees and have similar rewards and perks. Canadian Tire's stock credit card is the Triangle Mastercard. The next tier up is the Triangle World Mastercard. This card gives you a slightly higher rewards rate, but it is an invite-only card.
Can you only use triangle Mastercard at Canadian Tire?
You can use Triangle Mastercard points anywhere that accepts CT Money. Locations include, but are not limited to, Canadian Tire, SportChek, Mark's, Pro Hockey Life, Atmosphere, Sports Rousseau, Hockey Experts, L'Entrepôt du Hockey, and participating Sports Experts stores.
Can I put my Canadian Tire Money on my triangle card?
How does the Triangle app work? The Triangle app lets you collect and redeem Canadian Tire Money® with your smartphone. It's an easy way to manage your Triangle Rewards and credit card account all in one app.
Is the Triangle Mastercard a cash back credit card?
The Triangle Mastercard earns Canadian Tire Money back, which you can only use at select Canadian Tire stores. This is significantly different from...
Are there any added perks or benefits included with the Triangle Mastercard?
If you have a Triangle Mastercard, you can get no fee, no interest financing for 24 months on purchases over $150 at select locations. You can also...
Does the Triangle Mastercard include any complimentary insurance coverages?
The Triangle Mastercard does not include any complimentary insurance coverages. This is a significant drawback, as the majority of credit cards, in...
Triangle Mastercard product rating: 3.3 stars
The Canadian Tire Triangle Mastercard has received 3.3 stars for a few reasons. If you frequently make purchases at Canadian Tire, Sport Chek, Mark’s, or Atmosphere stores, you’ll boost your Canadian Tire Money earn rate significantly. You can also get bonus Canadian Tire Money for gas purchases, but only at participating gas stations.
What to look out for
So what are the drawbacks? If you’re not familiar with credit cards, the benefits of this card may seem great, but there are some things you should be aware of.
Triangle Mastercard alternatives
Wondering what some alternative credit cards with real cash back rewards look like? Here are a few for you to consider.
Triangle Mastercard FAQ
The Triangle Mastercard earns Canadian Tire Money back, which you can only use at select Canadian Tire stores. This is significantly different from regular cash back credit cards, that earn real cash back that you can use anywhere.
What happens when you receive a Triangle Mastercard?
When you receive your Triangle Mastercard, you are automatically registered in the Triangle Rewards program.
What is a triangle card?
The Triangle Mastercard is the entry level Mastercard offered by Canadian Tire. This card strips away some of the premium features of the World Elite credit card, while maintaining some of the key benefits.
What is Triangle World Elite Mastercard?
The Triangle World Elite Mastercard is Canadian Tire’s premium credit card, featuring a rich rewards program, as well as numerous other benefits. Let’s break down the full offering from this top-level Triangle credit card.
How many installments can you pay with Triangle World Elite?
If you pay with your Triangle World Elite credit card, you can choose to finance the purchase in 12 equal monthly installments. Your credit card limit would be reduced by the amount of the purchase, and the monthly installment would be included in your minimum payment when you receive your statement.
How much can you earn on a Triangle Mastercard?
If you make your purchase with the Triangle Mastercard, you’ll earn a maximum of 4% on your purchase.
Does Canadian Tire have a Triangle card?
With its family of Triangle Mastercards, Canadian Tire has delivered a product that will appeal to many Canadian shoppers.
Can you earn Canadian Tire money with a credit card?
In years past, one downside to shopping at Canadian Tire was that you couldn’t earn Canadian Tire Money when you made your purchase with a credit card. Only cash and debit transactions qualified. This changed when Canadian Tire introduced their family of Triangle Mastercards.
How the Triangle Mastercard compares to other cards
Since we’ve established the fact that you can still earn 4% in Triangle Rewards without having the credit card, we only compare the additional benefits to other cards. A 0.8% return on all purchases is respectable, but the Rogers World Elite Mastercard offers 1.50% on all purchases so there’s a pretty significant difference.
Final thoughts
My Triangle Mastercard review is neutral. It may not be an ideal card for everyday purchases, but, the no fee, no interest financing option is unique to this card which will likely make it appealing to some people. If you’re looking for something that earns you more rewards, check out my list of the best travel credit cards in Canada.
What is a Triangle MasterCard?
Canadian Tire Triangle MasterCard is a credit card offering from Mastercard that allows you to earn more CT money when you shop online at Canadian Tire or any of their retail stores.
Where can I use my Canadian Tire triangle Mastercard?
You can use Canadian Tire triangle Mastercard at Canadian Tire, SportCheck, and participating Mark’s, L’Équipeur and Atmosphere stores.
How to pay a bill with a card in Triangle?
Go to official Triangle MasterCard link, Click on Sign In. Sign in & then enter credit card number and bill amount and proceed to make payment.
Is there a Canadian Tire Triangle World Elite MasterCard?
Canadian Tire Triangle World Elite MasterCard is a slightly more premium credit card which is also a no annual fee card.
Does Canadian Tire have a MasterCard?
Use your Canadian Tire Triangle MasterCard credit card & get 0% interest rates for all purchases made through Canadian Tire Bank.
Does the Canadian Tire Triangle MasterCard have annual fees?
Canadian Tire Triangle MasterCard has no annual fees and you get 4% Canadian Tire money or CT Money as rewards.
Is the Canadian Tire Triangle MasterCard a good credit card?
If you are looking for a no annual fee credit card and do not meet the $80,000 requirement for Canadian Tire Triangle World Elite MasterCard, then Canadian Tire Triangle MasterCard is a good option.
