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what does pii stand for in insurance

by Prof. Luigi Littel Published 3 years ago Updated 2 years ago
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Personally Identifiable Information (PII)
Health insurance ID number, health insurance claims, policy numbers, credit card numbers and more can also be considered PII.
Oct 30, 2018

What does PII mean in IT security?

Personally identifiable information (PII) uses data to confirm an individual's identity. Sensitive personally identifiable information can include your full name, Social Security Number, driver’s license, financial information, and medical records.

What is considered PII or personally identifiable information?

Personally identifiable information or PII is any piece of information that can be used to identify an individual directly or indirectly. However, the definition of PII can somewhat differ, depending on the source since it is not regulated by a single piece of legislation.

What counts as PII data?

Personally identifiable information, or PII, is any data that could potentially be used to identify a particular person. Examples include a full name, Social Security number, driver’s license number, bank account number, passport number, and email address. We often talk about PII in the context of data breaches and identity theft.

What is required of PII?

Personally Identifiable Information (PII) in paper and electronic form during your everyday work activities. DHS employees, contractors, consultants, and detailees are required by law to properly collect, access, use, share, and dispose of PII in order to protect the privacy of individuals.

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What does PII stand for?

Personal Identifiable InformationPersonal Identifiable Information (PII) is defined as: Any representation of information that permits the identity of an individual to whom the information applies to be reasonably inferred by either direct or indirect means.

What are the 5 examples of PII?

Name: full name, maiden name, mother's maiden name, or alias. Personal identification numbers: social security number (SSN), passport number, driver's license number, taxpayer identification number, patient identification number, financial account number, or credit card number.

What's the difference between PHI and PII?

While PII is a catch-all term for any information that can be traced to an individual's identity, PHI applies specifically to HIPAA covered entities that possess identifiable health information.

What is PII and give examples?

Personally identifiable information, or PII, is any data that could potentially be used to identify a particular person. Examples include a full name, Social Security number, driver's license number, bank account number, passport number, and email address.

What is not an example of PII?

Info such as business phone numbers and race, religion, gender, workplace, and job titles are typically not considered PII.

What is the best example of personally identifiable information PII?

What are examples of personally identifiable information (PII)? Examples of personally identifiable information (PII) include : Social security number (SSN), passport number, driver's license number, taxpayer identification number, patient identification number, and financial account or credit card number.

Which of the following are examples of PHI or PII?

PII means information that can be linked to a specific individual and may include the following: Social Security Number; DoD identification number; home address; home telephone; date of birth (year included); personal medical information; or personal/private information (e.g., an individual's financial data).

Is policy number considered PII?

Personally Identifiable Information (PII) Health insurance ID number, health insurance claims, policy numbers, credit card numbers and more can also be considered PII.

Is PII protected by HIPAA?

HIPAA standards ensure that all covered entities treat personally identifiable information (PII) as protected health information (PHI) while providing top patient care. HIPAA has become even more important today due to the range of data it must protect, both physical and electronic.

What are the four 4 specifications related to personally identifiable information?

Address information - Street address, work address or email address. Personal identification number: Social security number (SSN), passport number, driver's license number, taxpayer identification number, financial account numbers, bank account number or credit card number.

Why is PII important?

Keeping PII private is important to ensure the integrity of your identity. With just a few bits of your personal information, thieves can create false accounts in your name, start racking up debt, or even create a falsified passport and sell your identity to a criminal.

What is PII violation?

One of the most familiar PII violations is identity theft, said Sparks, adding that when people are careless with information, such as Social Security numbers and people's date of birth, they can easily become the victim of the crime.

What are the four 4 specifications related to Personally Identifiable Information?

Address information - Street address, work address or email address. Personal identification number: Social security number (SSN), passport number, driver's license number, taxpayer identification number, financial account numbers, bank account number or credit card number.

What fields are considered PII?

What pieces of information are considered PII?Full name.Home address.Email address.Social security number.Passport number.Driver's license number.Credit card numbers.Date of birth.More items...•

Is name and email considered PII?

Yes, email addresses are personal data. According to data protection laws such as the GDPR and CCPA, email addresses are personally identifiable information (PII). PII is any information that can be used by itself or with other data to identify a physical person.

Is first and last name considered PII?

This type of in- formation is considered to be Public PII and includes, for example, first and last name, address, work telephone number, email address, home telephone number, and general educational cre- dentials. The definition of PII is not anchored to any single category of in- formation or technology.

What is the GDPR?

The protection of PII is the core of the General Data Protection Regulation (GDPR). The GDPR explicitly directs organizations to protect personal identifiable information (PII) of all “data subjects” of the European Union and United Kingdom. The protection of the PII data (and penalties associated with data breach of it) are rights held by ...

What is PII in business?

What is Personal Identifiable Information (PII)? Personal identifiable information is data relating to an identified or identifiable natural person, such as an ID number, location data, online identifier (like an IP or MAC address) or other specific factors. Experian explains personal identifiable information ...

What is a data subject?

A data subject is a natural person who can be identified, directly or indirectly, in particular by reference to an identifier such as a name, an ID number, location data, an online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity of that natural person.

Why do insurance companies need to process sensitive personal data?

Insurance companies often need to process sensitive personal data to underwrite risks and provide claims handling and other insurance related services. Much of the personal data that insurers hold about individuals is sensitive in nature, particularly information about a person’s health or medical treatment.

What is consent only?

Consent is applicable only for the use of data for a specific purpose. This purpose must be clearly defined and explained to the data subject.

Is PII sensitive or non-sensitive?

PII can be designated as sensitive or non-sensitive. Sensitive data is information that is can be damaging to an individual if it is lost or stolen such as employee personnel records, tax information, passport information, credit and debit card numbers, banking accounts, email addresses, internet account numbers, passwords and biometric information. Non-sensitive data is information that can be shared openly, including birth date, address, religion, ethnicity, sexual orientation, IP addresses, and business and public personal phone numbers.

Is GDPR a challenge?

The GDPR is both a challenge and an opportunity for the insurance industry . Data collected or processed outside of EU residents’ home country must have protections compliant with the GDPR. Even insurers with no operations or presence in the EU are subject to the GDPR to the extent that they offer services to individuals located in the EU. However, not all insurance organizations use personal data in the same way or for the same purposes.

What Qualifies as PII?

According to the NIST PII Guide, the following items definitely qualify as PII, because they can unequivocally identify a human being: full name (if not common), face, home address, email, ID number, passport number, vehicle plate number, driver’s license, fingerprints or handwriting, credit card number, digital identity, date of birth, birthplace, genetic information, phone number, login name or screen name.

What is PII in law?

Personally Identifiable Information (PII) in Privacy Law. PII and similar terms exist in the legislation of many countries and territories: In the United States, the National Institute of Standards and Technology (NIST)’s Guide to Protecting the Confidentiality of Personally Identifiable Information defines “personally identifiable” as information ...

What is PII in security?

Personally Identifiable Information (PII) is a legal term pertaining to information security environments. While PII has several formal definitions, generally speaking, it is information that can be used by organizations on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context.

What is pseudo identifier?

Beyond these clear identifiers, there are “quasi identifiers” or “pseudo identifiers” which, together with other information, can be used to identify a person. For example, according to a US governmental study, 87% of the US population can be uniquely identified by a combination of gender, ZIP code and date of birth. Pseudo identifiers may not be considered PII under United States legislation, but are likely to be considered as PII in Europe.

How long is PII audit trail?

Secure audit trail archiving —ensuring that any activity conducted on or in relation to PII is audited and retained for a period of 1-7 years, for legal or compliance purposes, and also to enable forensic investigation of security incidents.

Why do organizations use PII?

Organizations use the concept of PII to understand which data they store, process and manage that identifies people and may carry additional responsibility, security requirements, and in some cases legal or compliance requirements.

What is personal information in Australia?

In Australia, the Privacy Act 1988 defines “personal information” as information or an opinion, whether true or not, about an individual whose identity is apparent, or can reasonably be ascertained—a much broader definition than in most other countries.

What is the Gramm-Leach-Bliley Act?

In 1999, Congress enacted the Gramm-Leach-Bliley Act (GLBA, 15 USC 6801- 6827), which contains rules regarding the privacy of "nonpublic personal information" collected by financial institutions. In addition to the statute, there are extensive regulations promulgated by the Securities and Exchange Commission, banking regulators and the Federal Trade Commission. The GLBA does not preempt state law that gives greater privacy protection, and several states have statutes going beyond the GLBA that are not preempted (the California CCPA is an example).

What is PII in CCPA?

Personally Identifiable Information (PII) Personally Identifiable Information (or Personal Information as the CCPA calls it) is defined as: " Information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household".

What is an inference?

Inferences drawn from any of the information identified in this subdivision to create a profile about a consumer reflecting the consumer's preferences, characteristics, psychological trends, preferences, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

What is nonpublic personal information?

Those definitions are important, because the way "nonpublic personal information" is defined includes just about all information provided by a consumer or customer that is nonpublic, whether or not it appears to be particularly sensitive or confidential.

What is education information?

Education information, defined as information that is not publicly available personally identifiable information as defined in the Family Educational Rights and Privacy Act (20 U.S.C. section 1232g, 34 C.F.R. Part 99).

What is Internet activity?

Internet or other electronic network activity information, including, but not limited to, browsing history, search history, and information regarding a consumer's interaction with an Internet Web site, application, or advertisement. Geolocation data. Audio, electronic, visual, thermal, olfactory, or similar information.

What is commercial information?

Commercial information, including records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.

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1.Personally Identifiable Information (PII) Definition

Url:https://www.investopedia.com/terms/p/personally-identifiable-information-pii.asp

22 hours ago Definition. Personally Identifiable Information (PII) — any information that can be used to uniquely identify, contact, or locate an individual, either alone or in conjunction with other sources, such as their name, Social Security number, driver's license number, date of birth, place of birth, mother's maiden name, and genetic information.

2.PII Insurance Abbreviation Meaning - allacronyms.com

Url:https://www.allacronyms.com/PII/insurance

8 hours ago What does PII stand for in Insurance? Get the top PII abbreviation related to Insurance. All Acronyms. Search options. Acronym Meaning; How to Abbreviate; List of Abbreviations; Popular categories. Medical; Military; Slang; Business; Technology; Clear; Suggest. PII …

3.What is Personal Identifiable Information (PII)? | AmTrust …

Url:https://amtrustfinancial.com/blog/small-business/what-is-personal-identifiable-information-pii

15 hours ago  · PHI stands for protected health information, and it's a special category of PII protected in the United States by HIPAA and the HITECH Act. …

4.Personally Identifiable Information (PII) - Learning Center

Url:https://www.imperva.com/learn/data-security/personally-identifiable-information-pii/

29 hours ago PII stands for Professional Indemnity Insurance. (also Personally Identifiable Information and 194 more) Rating: 14. 14 votes.

5.PII - Property Insurance Initiatives

Url:https://www.allacronyms.com/PII/Property_Insurance_Initiatives

24 hours ago  · What is the abbreviation for Property Insurance Initiatives? What does PII stand for? PII abbreviation stands for Property Insurance Initiatives.

6.PII and NPI - What is the Difference? - cybercecurity.com

Url:https://www.cybercecurity.com/pii-npi-definition/

24 hours ago Personally Identifiable Information (PII) Personally Identifiable Information (or Personal Information as the CCPA calls it) is defined as: " Information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household".

7.PI Insurance Flashcards | Quizlet

Url:https://quizlet.com/65127078/pi-insurance-flash-cards/

9 hours ago  · Start studying PI Insurance. Learn vocabulary, terms, and more with flashcards, games, and other study tools. Scheduled maintenance: Saturday, June 11 from 1PM to 2PM PDT. Home. Subjects. Textbook solutions. Create. Study sets, textbooks, questions. ...

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