
What is the toll free number for champva?
Toll-free number : 877-327-0022: Hours : Monday through Friday, 8:00 a.m. to 8:00 p.m. ET : Where to call : Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA) Toll-free number : 800-733-8387: Hours : Monday through Friday, 8:05 a.m. to 7:30 p.m. ET : Where to call : CHAMPVA Meds by Mail
What is champva for veterans?
The Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA) is a comprehensive health care program for the spouse or widow(er) and children of an eligible Veteran. Through CHAMPVA, VA shares the cost of certain health care services and supplies with eligible beneficiaries.
How do I apply for champva benefits?
To apply for CHAMPVA benefits, you must submit the following documents: Application for CHAMPVA Benefits, VA Form 10-10d. Other Health Insurance (OHI) Certification, VA Form 10-7959c | Forma VA 10‑7959c en Español. For individuals who are eligible for Medicare for any reason, we need a copy of your Medicare card.
How do I change my address with champva?
Call our Customer Call Center with the name of the insurance company, type of policy and effective dates of the policy. If you change your address, it is vital that you update your address with CHAMPVA by using one of the three contact options below. Please sign and date mailed address change requests.

How do I check my status in Champva?
If you have questions regarding the status of your application, we encourage you to call the CHAMPVA call center at 800-733-8387. If you provide only the required documents, and not the optional documents, processing can take two to eight months since we have to confirm information with other federal agencies.
What is Champva called now?
The Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA) is a comprehensive health care program in which the VA shares the cost of covered health care services and supplies with eligible beneficiaries.
How do I get to Champva?
Visit the Ask VA (AVA) website to search Frequently Asked Questions or ask a question on-line. Enrolled beneficiaries may review their program and claims at the CHAMPVA website. Call 1-800-733-8387, (Monday through Friday from 8:05 a.m. to 6:45 p.m. Eastern Time)
What is the monthly cost of Champva?
Age of Spouse, Widow/erMonthlySemi-AnnualUnder 40$32.04$192.2440 - 44$35.60$213.6045 - 49$40.94$245.6450 - 54$52.51$315.064 more rows
What benefits do spouses of 100 disabled veterans get?
Spouses and children of disabled veterans may be eligible for reimbursement for inpatient and outpatient services, prescription medications, medical equipment, nursing care, and mental health care as long as the following remains true: The veteran and their spouse remain married.
What is the deductible for Champva?
CHAMPVA has an outpatient deductible ($50 per beneficiary per calendar year or a maximum of $100 per family per calendar year) and a patient cost share of 25% of our allowable amount up to the catastrophic cap ($3,000 per calendar year).
Can I use Champva as primary insurance?
If you have no other health insurance, CHAMPVA will be the primary payer.
How much does the VA pay for a spouse?
If you're the surviving spouse of a Veteran, your monthly rate would start at $1,437.66. Then for each additional benefit you qualify for, you would add the amounts from the Added amounts table.
Can a veterans wife get VA health care?
As the spouse or dependent child of a Veteran or service member, you may qualify for certain benefits, like health care, life insurance, or money to help pay for school or training.
Does Champva cover 100 percent?
CHAMPVA provides coverage to the spouse or widow AND to the children of a veteran who: Is rated 100% Permanently and Totally (P&T) disabled due to a service-connected disability, OR.
Is there a copay with Champva?
Medicare Part D is the prescription drug coverage portion for Medicare. CHAMPVA generally pays the copays on covered prescriptions. If a Part D plan does not cover a particular medication, CHAMPVA will typically pay 75% of the prescription's costs.
What does Champva cover as a secondary insurance?
CHAMPVA pays 75 percent of the cost of most services. When you use CHAMPVA with Medicare, CHAMPVA acts as the secondary payer. CHAMPVA doesn't cover Medicare premiums but will pick up most of your other out-of-pocket healthcare expenses.
What does Champva cover for spouses?
CHAMPVA covers most medically necessary health care services, including ambulance service, ambulatory surgery, durable medical equipment (DME), family planning and maternity, hospice, inpatient services, mental health services, outpatient services, pharmacy, skilled nursing care and transplants.
Are TRICARE and Champva the same thing?
CHAMPVA is a Department of Veterans Affairs program while TRICARE is a regionally managed health care program for active duty and retired members of the uniformed services, their families, and survivors.
Can you have TRICARE and Champva at the same time?
If you are eligible for both TRICARE and CHAMPVA you must use your TRICARE benefit. Should you lose TRICARE eligibility and still retain CHAMPVA eligibility, you can then use CHAMPVA. CHAMPVA is a fee-for-service plan under which the VA provides coverage through civilian doctors for certain veterans' family members.
Does Champva work with Medicare Advantage plans?
You can use your CHAMPVA coverage with a Medicare Advantage plan. Since Medicare Advantage plans replace Medicare parts A and B, having an Advantage plan still meets the requirement to be enrolled in Medicare to keep CHAMPVA once you're age 65.
How to file a claim for Champva?
The most efficient way to file a claim for CHAMPVA is electronically. The VHA Office of Community Care accepts electronically submitted 837 claim transactions. These include the 837 Institutional, 837 Professional, and 837 Dental transactions. Transactions are accepted from providers for medical services and supplies provided in the United States, a U.S. Commonwealth or the territories.
What is a chapva?
The Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA) is a comprehensive health care program for the spouse or widow (er) and children of an eligible Veteran. Through CHAMPVA, VA shares the cost of certain health care services and supplies with eligible beneficiaries. CHAMPVA may also provide benefits to the Primary Family Caregiver through the Caregiver Support Program. For more information, check out the CHAMPVA and the Caregiver programs.
Does Champva accept Medicare?
CHAMPVA receives Medicare Crossover Parts A & B and DMERC claims for our beneficiaries. If your patient is a Medicare beneficiary your claim will be forwarded electronically to CHAMPVA if we have the Medicare Health Insurance Claim number (HICN) on file. Please review your electronic remittance advice from Medicare to determine if your claim has been forwarded to us. Claims can be mailed to the address listed below.
Does Champva have a contract?
No. CHAMPVA does not have contract providers. You must be properly licensed in your state to receive payment from CHAMPVA, and cannot be on the Medicare exclusion list.
Can a provider accept a CHAMPVA bill?
Yes, under 38 CFR section 272 (b) (3) and (4), providers who agree to accept the beneficiary must accept the CHAMPVA allowable charges and cannot balance bill the beneficiary.
Optional Documents
You can speed the processing of your application if you also send copies (do not send originals):
Application Submission
IMPORTANT: Ensure the application is signed and dated. Also, if applying for a spouse, please include the date of marriage on the application.
How to Request Military Personnel Files
Instructions about who can request Official Military Personnel Files and the information required to locate them can be viewed on the National Archives Veterans' Service Records website.
How long does it take to get a CHAMPVA card?
If you provide all of the required and optional documents, and if your application is complete, then it takes approximately six weeks after we get your package until you get your CHAMPVA identification card and related materials.
What is the provider contact information for VHA?
Provider contact information contains the addresses and phone numbers for the various VHA Office of Community Care health care benefit programs. For PC3/Choice providers with concerns, please first contact Health Net and TriWest directly.
Does Champva offer mail?
The Meds By Mail program offers prescription medication delivered to your home. The best part of Meds By Mail is that there is NO cost share or co-pay. CHAMPVA also offers a medication by mail program called MEDS BY MAIL.
Can a spouse of another spouse be eligible for Champva?
If the eligible sponsor is the spouse of another eligible sponsor, both may now be eligible for CHAMPVA benefits. In each case where the eligible spouse requires medical attention, he or she may choose the VA health care system or coverage under CHAMPVA for his/her health care needs.
Is SXC a pharmacy?
Pharmacies. Pharmacies that are a part of the SXC Health Solutions, Inc. (SXC) network, agree to collect your cost share and send a claim via SXC to CHAMPVA for the remaining amount. However, not all pharmacies are a part of the SXC pharmacy network. In those cases, you may have to pay the entire amount and submit a claim yourself.
What time does Champva open?
We want to ensure you that we are open during our normal business hours from 8:05 a.m. to 7:30 p.m. Eastern Standard Time. Please wait a few moments and try your call again. We appreciate your patience.
What is chapva in medical?
The Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA) is a comprehensive health care program in which the VA shares the cost of covered health care services and supplies with eligible beneficiaries . The program is administered by the Veterans Health Administration Office of Community Care (VHA OCC) in Denver, Colorado.
What is the difference between a champva and tricare?
CHAMPVA is a Department of Veterans Affairs program while TRICARE is a regionally managed health care program for active duty and retired members of the uniformed services, their families, and survivors.
What is IRIS in CHAMPVA?
For questions that are not time-sensitive, the Inquiry Routing & Information System (IRIS) is an alternative method of communicating with CHAMPVA. Please use the link below to be directed to the IRIS "Ask a Question" form.
Is Champva the same as tricare?
Due to the similarity between CHAMPVA and the Department of Defense (DoD) TRICARE program (sometimes referred to by its old name, CHAMPUS), the two are often mistaken for each other. CHAMPVA is a Department of Veterans Affairs program while TRICARE is a regionally managed health care program for active duty and retired members of the uniformed services, their families, and survivors. In some cases, a Veteran may appear to be eligible for both or either program on paper; however, if you are a military retiree, or the spouse of a Veteran who was killed in action, you are and will always be a TRICARE beneficiary and cannot choose between the two programs.
Does Champva cover medical supplies?
In general, CHAMPVA covers most health care services and supplies that are medically and psychologically necessary. Upon confirmation of eligibility, you will receive a CHAMPVA Program Guide that specifically addresses covered and non-covered services and supplies.
Is the Champva contact center high volume?
PLEASE NOTE: The CHAMPVA Contact Center is experiencing higher than normal call volume, which at times can prevent you from being able to reach our Customer Service Agents. We are aware of the challenges our customers are facing when trying to contact us by phone and are working to resolve them as quickly as possible. We apologize for the inconvenience this has caused you.
What benefits do I get with CHAMPVA?
With CHAMPVA, you’ll be covered for services and supplies when we determine they are medically necessary and were received from an authorized provider. When providers are performing services within the scope of their license or certification, we consider them to be authorized.
How long does it take to get a CHAMPVA card?
If you send us all required and optional documents—and if your application is complete—it’ll take about 6 weeks after we get your package until you get your CHAMPVA ID card and related materials.
What else might affect whether I can get CHAMPVA benefits for myself or a family member?
There are other factors that may affect whether you or other family members qualify for CHAMPVA. Please click on the description that matches your status to learn more:
How old do you have to be to get a CHAMPVA?
An 18-to-23-year-old dependent child of a Veteran. If you’re covered under CHAMPVA and you turn 18 years old, you’ll need to send us proof that you’re enrolled full time in college or another educational institution to keep getting benefits.
How old do you have to be to qualify for Champva?
A CHAMPVA beneficiary who’s 65 years old or older—or who qualifies for Medicare at any age. CHAMPVA is always the second payer to Medicare. Here are some requirements you need to know: If you’re under 65 years old, you’re eligible for CHAMPVA if you meet both of the requirements below. Both of these must be true.
Can a spouse keep their Champva benefits?
A surviving spouse who’s currently remarried. If you’re the surviving spouse of a qualifying CHAMPVA sponsor and you remarry before age 55, you no longer qualify for CHAMPVA as of midnight on the date of your remarriage. If you remarry on or after your 55th birthday, you can keep your CHAMPVA benefits. A surviving spouse whose remarriage has ended ...
Can a spouse of a veteran qualify for Champva?
Note: A Veteran who’s the qualifying CHAMPVA sponsor for their family may also qualify for the VA health care program based on their own Veteran status. If 2 spouses are both Veterans who qualify as CHAMPVA sponsors for their family, they both may now qualify for CHAMPVA benefits.
What is the form for CHAMPVA?
Use CHAMPVA Claim Form, VA Form 10-7959a ( Forma S10-7959a en Español ). If you fail to complete VA Form 10-7959a, your health care provider will be paid directly.
Do you retain a copy of all documents submitted to Champva?
NOTE: Please retain a copy of all documents submitted to CHAMPVA.
Do beneficiaries file claims directly with Champva?
We encourage beneficiaries to have their provider (s) file claims directly with CHAMPVA. Providers are more likely to submit all the information necessary for CHAMPVA to process claims.
Do you have to put your name on your Champva card?
Your name must be listed on the claim form exactly as it is on your CHAMPVA Identification Card .

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CHAMPVA and The Affordable Care Act
- The Affordable Care Act (ACA) is a health care law that was created to expand access to affordable health care coverage for all Americans, lower costs, and improve quality and care coordination. Under the health care law, people will have health coverage that meets a minimum standard (called "minimum essential coverage"). The health care law designates CHAMPVA as f…
Covid-19 Vaccine
- CHAMPVA beneficiaries are eligible to receive a COVID-19 vaccine in the community and at their local VA medical facility. Your provider will bill CHAMPVA for the administrative fee for the vaccine. To learn more about the COVID-19 vaccine and where you can receive it, visit the COVID-19 vaccines at VAwebpage. COVID-19 vaccines at VA
Benefits
- In general, CHAMPVA covers most health care services and supplies that are medically and psychologically necessary. Upon confirmation of eligibility, you will receive a CHAMPVA Program Guide that specifically addresses covered and non-covered services and supplies. For a complete listing of non-covered services and supplies please consult the CHAMPVA Policy Manual. CHA…
Other Health Insurance
- If you have any other health insurance (OHI), you must notify us of any changes (dropped insurance, changes in health plans, etc.) immediately upon those changes taking effect so that proper payment can be made on your claims. If you obtain a major medical policy, you must also notify us that you have a new policy and when it takes effect. Download the Other Health Insura…
Change of Address
- If you change your address, it is vital that you update your address with CHAMPVA by using one of the three contact options below. Please sign and date mailed address change requests. If calling to update your address, please have available your old address information, as our customer service representatives will need to verify this information before updating your file.